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If the team at MagnifyMoney created a cashback credit card, it would look something like this.
Capital One has done that with Quicksilver, where you earn 1.5% cash back.
This card has been designed for people with weaker credit, and it charges a $39 annual fee. You will need to spend $2,600 and pay off the balance in full every month just to cover the annual fee.
If you can't do that, we think you should work on improving your credit score, and then apply for the no-fee card once your score improves.