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There is no Annual fee for this card.
If you take out a balance transfer, make sure you don’t spend on the card. This is a decent card for a balance transfer. You pay no interest for 15 months with 3% balance transfer fee. You cannot transfer debt from another Citizens Bank credit card.
You will earn Up to 1.8% cash back:
Take advantage of both the bonus to earn up to 1.8% cash back.