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First, the good news. There is no annual fee on this card.
Now, the bad news. You earn 1.5% cash back on every $1 you spend.
Even worse - they will give you 5 points for every $1 of interest you pay. We really don't like rewards for going into debt. They should just reduce the interest rate. And the actual value is pretty miserable. For every $1 of interest, they are effectively reducing your cost by 2.5 cents. How generous.
We think everyone should earn at least 1.5% cash back on their spend. You can do better elsewhere.
And if you are looking for low-cost borrowing options, there are better cards (or personal loans) out there.