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0/5.0(Based on 0 Reviews )

PNC CashBuilder® Visa® Card -Magnifymoney Review rating card
Rated 0/5 based on 0 customer reviews
$000.00 In stock
Product description:

This is a complicated product, but it can offer good value. (PNC Bank – could you please simplify it!) The good news – there is no cap on the cashback that you can earn.  If you don’t have a qualifying PNC Checking account (and this is what our calculation is based upon), then you earn:

  • 1.25% cashback if you spend < $2,000 per month
  • 1.5% if you spend between $2,000 and $3,999.99 per month, and
  • 1.75% if you spend $4,000 or more per month

If you have a qualifying PNC Checking Account, then you earn:

  • 1.5% cashback if you spend < $2,000 per month, and
  • 1.75% if you spend $2,000 or more per month

What is a qualifying account?

  • You have a PNC Performance Checking Account or PNC Bank Virtual Wallet account
  • AND (this is where it gets tricky):
    • Average monthly balance of $1,500 or
    • A combined average monthly balance of $10,000 across checking and savings account, or
    • A direct deposit of at least $2,000 per month

Wow.  That was easy to explain!  So, who does this work for?  We think everyone should earn at least 1.5% cashback.  With that in mind, this can represent good value if you have a qualifying account.  If you don't there are better options out there.

Customer reviews:

PNC CashBuilder® Visa® Card

This is a complicated product, but it can offer good value. (PNC Bank – could you please simplify it!) The good news – there is no cap on the cashback that you can earn.  If you don’t have a qualifying PNC Checking account (and this is what our calculation is based upon), then you earn:

  • 1.25% cashback if you spend < $2,000 per month
  • 1.5% if you spend between $2,000 and $3,999.99 per month, and
  • 1.75% if you spend $4,000 or more per month

If you have a qualifying PNC Checking Account, then you earn:

  • 1.5% cashback if you spend < $2,000 per month, and
  • 1.75% if you spend $2,000 or more per month

What is a qualifying account?

  • You have a PNC Performance Checking Account or PNC Bank Virtual Wallet account
  • AND (this is where it gets tricky):
    • Average monthly balance of $1,500 or
    • A combined average monthly balance of $10,000 across checking and savings account, or
    • A direct deposit of at least $2,000 per month

Wow.  That was easy to explain!  So, who does this work for?  We think everyone should earn at least 1.5% cashback.  With that in mind, this can represent good value if you have a qualifying account.  If you don't there are better options out there.

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