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Checking Accounts

Customer Reviews & Ratings

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0/5.0(Based on 0 Reviews )

Interest Checking Account From Ally Financial -Magnifymoney Review rating card
Rated 0/5 based on 0 customer reviews
$000.00 In stock
Product description: Customer reviews:

Interest Checking Account From Ally Financial

Review Overview

  • There is no monthly fee, with no minimum balance or direct deposit requirement. 
  • If you link the account to your savings account, you have free overdraft transfers. 
  • Ally does not charge ATM fees and will reimburse up to $10 of ATM fees charged by other banks. 

Fine Print Alert

Banks tend to charge lots of pesky fees - other than a monthly fee. Below is a table of the other fees and charges from this bank:

Fee Name Amount
Monthly Fee $0
Monthly fee with paper statement $0
In-network ATM withdrawal fees $0
Out of network ATM withdrawal fees in USA $0
Transfer fees (overdraft with protection) $0
Overdraft fees (without protection) $25
Non-sufficient funds fee $25
Early closing fee $0
Early closing fee applicable until how many days N/A
 

We have established a Magnify score. This bank account was scored A (5.00) .

Below we will help explain this score.

Good things about this account:

  • This bank account has no monthly fee.
  • This bank account charges no fee for withdrawal from ATMs outside the bank network. But other banks may charge a fee.
  • This bank does not allow overdraft by using ATM or debit card.
  • This bank account provides the option for overdraft protection and there is a maximum fee charged per day for the protection.
  • The bank charges overdraft fee only once per day and there are no extended overdraft charges.

Bottom Line

You should not be looking to make money from a checking account. Receiving any (or good) interest on a checking account is almost impossible. Your goal should be to keep the fees on the account as low as possible.

If you want to earn interest on your savings, then we recommend an online savings account for the best rates.

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