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0/5.0(Based on 0 Reviews )

Rewards Checking From Bank Of Internet USA

By Magnify Money

Rewards Checking From Bank Of Internet USA

Review Overview

  • ATM transactions are free, you can use any ATM in the U.S. and any fees will be reimbursed the next business day.
  • International ATM transactions may incur a fee from the bank that operates the ATM.
  • There are no overdraft fees at all. Just choose a line of credit or link your savings account to handle them. 
  • There are no monthly fees or minimum monthly balance requirements.

Fine Print Alert

Banks tend to charge lots of pesky fees - other than a monthly fee. Below is a table of the other fees and charges from this bank:

Fee Name Amount
Monthly Fee $0
Monthly fee with paper statement $0
In-network ATM withdrawal fees $0
Out of network ATM withdrawal fees in USA $0
Transfer fees (overdraft with protection) $0
Overdraft fees (without protection) $0
Non-sufficient funds fee $0
Early closing fee $0
Early closing fee applicable until how many days N/A


We have established a Magnify score. This bank account was scored A (5.00) .

Below we will help explain this score.

Good things about this account:

  • This bank account has no monthly fee.
  • This bank account charges no fee for withdrawal from ATMs outside the bank network and will reimburse other bank's ATM fees for U.S. based ATMs.
  • This bank does not allow overdraft by using ATM or debit card.
  • There is no fee for overdrafts, but if you do it excessively and don't pay back your line of credit you will have your account closed.

Bottom Line

You should not be looking to make money from a checking account. Receiving any (or good) interest on a checking account is almost impossible. Your goal should be to keep the fees on the account as low as possible.

If you want to earn interest on your savings, then we recommend an online savings account for the best rates.

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