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0/5.0(Based on 0 Reviews )

360 Checking From Capital One 360 -Magnifymoney Review rating card
Rated 0/5 based on 0 customer reviews
$000.00 In stock
Product description: Customer reviews:

360 Checking From Capital One 360

Review Overview

  • The 360 Checking account is offered by Capital One .
  • Great news, this account is completely free!

Fine Print Alert

Banks tend to charge lots of pesky fees - other than a monthly fee. Below is a table of the other fees and charges from this bank:

Fee Name Amount
Monthly Fee $0
Monthly fee with paper statement $0
In-network ATM withdrawal fees $0
Out of network ATM withdrawal fees in USA $0
Transfer fees (overdraft with protection) $0
Overdraft fees (without protection) $0
Non-sufficient funds fee $9
Early closing fee $0
Early closing fee applicable until how many days N/A

We have established a Magnify score. This bank account was scored A (5.00) .

Below we will help explain this score.

Good things about this account:

  • This bank account has no monthly fee.
  • This bank account charges no fee for withdrawal from ATMs outside the bank network. But other banks may charge a fee.
  • This bank does not allow overdraft by using ATM or debit card.
  • This bank account provides the option for overdraft protection and there is a maximum fee charged per day for the protection.

Things that could be better:

  • The bank either charges multiple overdraft/NSF fees per day or charges fees for extended overdraft.

Bottom Line

You should not be looking to make money from a checking account. Receiving any (or good) interest on a checking account is almost impossible. Your goal should be to keep the fees on the account as low as possible.

If you want to earn interest on your savings, then we recommend an online savings account for the best rates.

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