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Cash Back Rewards Credit Cards

Every time you pay with a credit card, merchants pay banks an average 2% fee. Fortunately for you, banks compete with each other by offering you some of that fee back — as much as 1.5% every year! When looking at a rewards card, keep two facts in mind. First, the inital year is often more generous than the next. Second, certain cards are better tailored to your lifestyle than others. We've reviewed the fine print on dozens to recommend the best offers for you. 

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

Advertiser Disclosure
Citi®Double Cash Card

Recommended:
Best Flat-Rate Cash Back

Citi®Double Cash Card

$0

Cashback in year 1

Earn 1% cash back on purchases, then an additional 1% back when you pay them off. No annual fee.

Fort Knox Federal Credit Union Visa® Platinum Card

Recommended:
Best Cash Back for Gas

Fort Knox Federal Credit Union Visa® Platinum Card

$240

Cashback in year 1

5% Cash Back on gas purchases. 1% on everything else. No annual fee.

Hot Deals of the Week:
  • Chase Freedom<sup>®</sup>

    Chase Freedom®

    Earn 5% cash back in bonus categories

    Learn More

  • Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express

    6% Cash Back at U.S. Supermarkets, up to $6,000 per year in purchases

    Apply Now

  • PenFed Premium Travel Rewards American Express® Card

    PenFed Premium Travel Rewards American Express® Card

    4.25% cash back on air fare

    Apply Now

SHOWING 757 CARD OFFERS

How We Rank Products ?

$541

following years

($720 over first 12 months)

Alliant Cashback Visa® Signature Card

0 User reviews

Alliant Cashback Visa® Signature Card

b?

A little complex

$0

bonus

2.25%

cash back

?

$59

annual fee*

(*waived first year)

Key Terms

Overview

  • Exclusively designed for those spending $50,000+ a year on their card
  • Rates as low as 10.99%APR
  • $59 annual fee, waived the first year
  • No foreign transaction fees
  • A true cashback card: 3% cash back in year one & 2.5% cash back after

$480

following years

($580 over first 12 months)

Fidelity® Rewards Visa Signature® Card

a?

Very Transparent

$100

bonus with $1000 spent

2.00%

cash back

?

$0

annual fee

Key Terms

$445

following years

($580 over first 12 months)

Payback Rewards World MasterCard® from Patelco Credit Union

0 User reviews

Payback Rewards World MasterCard® from Patelco Credit Union

a?

Very Transparent

$100

bonus with $2500 spent

1.85%

cash back

?

$35

annual fee*

(*waived first year)

Key Terms

Overview

$420

following years

($420 over first 12 months)

PNC CashBuilder® Visa® Card

0 User reviews

PNC CashBuilder® Visa® Card

b?

A little complex

$0

bonus

1.75%

cash back

?

$0

annual fee

Key Terms

Overview

$391

following years

($580 over first 12 months)

Visa Signature Card from San Diego County CU

0 User reviews

Visa Signature Card from San Diego County CU

b?

A little complex

$100

bonus with $3000 spent

1.63%

cash back

?

$89

annual fee*

(*waived first year)

Key Terms

Overview

$360

following years

($410 over first 12 months)

American Express Card from Investors Bank

0 User reviews

American Express Card from Investors Bank

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($410 over first 12 months)

American Express Card from Legacy Texas Financial

0 User reviews

American Express Card from Legacy Texas Financial

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($410 over first 12 months)

Cathay Bank American Express® Card

0 User reviews

Cathay Bank American Express® Card

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Citizens Bank Cash Back Plus™ World MasterCard®

0 User reviews

Citizens Bank Cash Back Plus™ World MasterCard®

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

First National Bank American Express® Card

0 User reviews

First National Bank American Express® Card

a?

Very Transparent

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

NASA Federal Platinum Cash Rewards Card

0 User reviews

NASA Federal Platinum Cash Rewards Card NASA Federal Credit Union

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Quicksilver from Capital One

0 User reviews

Quicksilver from Capital One

a?

Very Transparent

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Schwab Investor Card™ from American Express

0 User reviews

Schwab Investor Card™ from American Express

a?

Very Transparent

$100

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

The Provident Signature Cash Back Visa Credit Card from Provident CU

0 User reviews

The Provident Signature Cash Back Visa Credit Card from Provident CU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

Advertiser Disclosure

Advertiser Disclosure: MagnifyMoney is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear). To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.

Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

$360

following years

($560 over first 12 months)

Barclaycard CashForward™ World MasterCard

b?

A little complex

$200

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

Key Terms

  • No annual fee
  • 3% foreign transaction fee
  • 15.99% - 25.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness
  • Please note, there is a fee for balance transfers
  • No annual fee

Read Full Review

$360

following years

($460 over first 12 months)

PenFed Power Cash Rewards Visa® Card

0 User reviews

PenFed Power Cash Rewards Visa® Card

b?

A little complex

$100

bonus with $1500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Preferred Cash Rewards Visa Signature® Card from USAA

0 User reviews

Preferred Cash Rewards Visa Signature® Card from USAA

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Premier Privileges Rewards MasterCard® from Premier America CU

0 User reviews

Premier Privileges Rewards MasterCard® from Premier America CU

b?

A little complex

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

TD Ameritrade Client Rewards Card

0 User reviews

TD Ameritrade Client Rewards Card

b?

A little complex

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($385 over first 12 months)

U.S. Bank Cash 365™ American Express® Card

0 User reviews

U.S. Bank Cash 365™ American Express® Card

b?

A little complex

$25

bonus with $100 spent

?

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Cash Rewards MasterCard® from EECU

0 User reviews

Cash Rewards MasterCard® from EECU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

cashRewards Credit Card from Navy Federal Credit Union

0 User reviews

cashRewards Credit Card from Navy Federal Credit Union

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Citadel 1.5% Cash Rewards MasterCard®

0 User reviews

Citadel 1.5% Cash Rewards MasterCard

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Firstmark ONE™ Visa® Signature Card

0 User reviews

Firstmark ONE™ Visa® Signature Card

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

TCU Visa® Platinum Rewards Credit Card

0 User reviews

TCU Visa® Platinum Rewards Credit Card

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

The Founder's Card from PSECU

0 User reviews

The Founder's Card from PSECU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

TruWest Visa® Signature Card

a?

Very Transparent

$100

bonus with $100 spent

1.50%

cash back

?

$0

annual fee

Key Terms

$360

following years

($360 over first 12 months)

Visa Platinum Cash Rewards from BrightStar CU

0 User reviews

Visa Platinum Cash Rewards from BrightStar CU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Visa Rewards Credit Card from Redstone FCU

0 User reviews

Visa Rewards Credit Card from Redstone FCU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Visa Signature Rewards Credit Card from Allegacy FCU

0 User reviews

Visa Signature Rewards Credit Card from Allegacy FCU

a?

Very Transparent

$100

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Cash Rewards Visa® Card from Baxter CU

0 User reviews

 Cash Rewards Visa® Card from Baxter CU

b?

A little complex

$100

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

Key Terms

Overview

$324

following years

($324 over first 12 months)

Cash Back Visa Signature from Trumark Financial CU

0 User reviews

Cash Back Visa Signature from Trumark Financial CU

a?

Very Transparent

$0

bonus

1.35%

cash back

?

$0

annual fee

Key Terms

Overview

$321

following years

($321 over first 12 months)

QuicksilverOne® Rewards from Capital One

0 User reviews

QuicksilverOne® Rewards from Capital One

a?

Very Transparent

$0

bonus

1.34%

cash back

?

$39

annual fee

Key Terms

Overview

  • Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories
  • $39 annual fee
  • Access to Platinum MasterCard® Benefits including extended warranties, auto rental insurance, travel accident insurance, 24/7 travel assistance services, 24/7 roadside assistance, and price protection
  • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from A+ Federal Credit Union

0 User reviews

Visa Bonus Rewards PLUS Card from A+ Federal Credit Union

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Bremer Bank

0 User reviews

Visa  Bonus Rewards PLUS Card from Bremer Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Cambridge Trust Company

0 User reviews

Visa  Bonus Rewards PLUS Card from Cambridge Trust Company

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Green Belt Bank & Trust

0 User reviews

Visa  Bonus Rewards PLUS Card from Green Belt Bank & Trust

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Tri Counties Bank

0 User reviews

Visa  Bonus Rewards PLUS Card from Tri Counties Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Anchor Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Anchor Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards Plus Card from BancFirst Corporation

0 User reviews

Visa Bonus Rewards Plus Card from BancFirst Corporation

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Bangor Savings Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Bangor Savings Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Bank Of Clarke County

0 User reviews

Visa Bonus Rewards PLUS Card from Bank Of Clarke County

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

0 User reviews

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Belmont Savings Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Belmont Savings Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from BlackRidge Bank

0 User reviews

Visa Bonus Rewards PLUS Card from BlackRidge Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Camden National Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Camden National Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from CDC FCU

0 User reviews

Visa Bonus Rewards PLUS Card from CDC FCU

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Chevron FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Chevron FCU

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Clarkston State Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Clarkston State Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Columbia Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Columbia Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Columbia Greene FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Columbia Greene FCU

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Consumers National Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Consumers National Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from County Schools FCU

0 User reviews

Visa Bonus Rewards PLUS Card from County Schools FCU

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Dacotah Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Dacotah Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Dane County CU

0 User reviews

Visa Bonus Rewards PLUS Card from Dane County CU

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Eagle Valley Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Eagle Valley Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Englewood Bank & Trust

0 User reviews

Visa Bonus Rewards PLUS Card from Englewood Bank & Trust

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from First South Bank

0 User reviews

Visa Bonus Rewards PLUS Card from First South Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from First State Financial Bank

0 User reviews

Visa Bonus Rewards PLUS Card from First State Financial Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

$310

following years

($360 over first 12 months)

Visa Bonus Rewards PLUS Card from Flagstar Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Flagstar Bank

b?

A little complex

$0

bonus

1.29%

cash back

?

$50

annual fee

Key Terms

Overview

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