Cash Back Rewards Credit Cards

Every time you pay with a credit card, merchants pay banks an average 2% fee. Fortunately for you, banks compete with each other by offering you some of that fee back — as much as 1.5% every year! When looking at a rewards card, keep two facts in mind. First, the inital year is often more generous than the next. Second, certain cards are better tailored to your lifestyle than others. We've reviewed the fine print on dozens to recommend the best offers for you. 

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Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

Citi®Double Cash Card

Recommended:
Best Flat-Rate Cash Back

Citi®Double Cash Card

$480

Cashback in year 1

Earn 1% cash back on purchases, then an additional 1% back when you pay them off. No annual fee.

Fort Knox Credit Union Platinum Visa Card

Recommended:
Best Cash Back for Gas

Fort Knox Credit Union Platinum Visa Card

$240

Cashback in year 1

5% Cash Back on gas purchases. 1% on everything else. No annual fee.

Hot Deals of the Week:
  • Chase Freedom Unlimited<sup>SM</sup>

    Chase Freedom UnlimitedSM

    Unlimited 1.5% cash back

    Learn More

  • Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express

    6% Cash Back at U.S. Supermarkets, up to $6,000 per year in purchases

    Apply Now

  • PenFed Premium Travel Rewards American Express® Card

    PenFed Premium Travel Rewards American Express® Card

    4.25% cash back on air fare

    Apply Now

SHOWING 821 CARD OFFERS

How We Rank Products ?

$480

following years

($580 over first 12 months)

Fidelity® Rewards Visa Signature® Card

a?

Very Transparent

$100

bonus with $1000 spent

2.00%

cash back

?

$0

annual fee

$480

following years

($480 over first 12 months)

Citi®Double Cash Card

b?

A little complex

$0

bonus

2.00%

cash back

?

$0

annual fee

$445

following years

($480 over first 12 months)

Payback Rewards World MasterCard® from Patelco Credit Union

0 User reviews

Payback Rewards World MasterCard® from Patelco Credit Union

a?

Very Transparent

$0

bonus

1.85%

cash back

?

$35

annual fee*

(*waived first year)

$440

following years

($440 over first 12 months)

NASA Federal Platinum Cash Rewards Card

0 User reviews

NASA Federal Platinum Cash Rewards Card NASA Federal Credit Union

b?

A little complex

$0

bonus

1.83%

cash back

?

$0

annual fee

$420

following years

($420 over first 12 months)

PNC CashBuilder ® Visa® Card

0 User reviews

PNC CashBuilder ® Visa® Card

b?

A little complex

$0

bonus

1.75%

cash back

?

$0

annual fee

$360

following years

($410 over first 12 months)

American Express Card from Investors Bank

0 User reviews

American Express Card from Investors Bank

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($410 over first 12 months)

American Express Card from Legacy Texas Financial

0 User reviews

American Express Card from Legacy Texas Financial

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($410 over first 12 months)

American Express Card from Sun National Bank

0 User reviews

American Express Card from Sun National Bank

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($560 over first 12 months)

BankAmericard Travel Rewards® Credit Card

0 User reviews

BankAmericard Travel Rewards® Credit Card

a?

Very Transparent

$200

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Cash Rewards MasterCard® from EECU

0 User reviews

Cash Rewards MasterCard® from EECU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($410 over first 12 months)

Cathay Bank American Express® Card

0 User reviews

Cathay Bank American Express® Card

a?

Very Transparent

$50

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Citizens Bank Cash Back Plus™ World MasterCard®

0 User reviews

Citizens Bank Cash Back Plus™ World MasterCard®

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($485 over first 12 months)

First National Bank American Express® Card

0 User reviews

First National Bank American Express® Card

a?

Very Transparent

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($460 over first 12 months)

Quicksilver from Capital One

0 User reviews

Quicksilver from Capital One

a?

Very Transparent

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

TCU Visa® Platinum Rewards Credit Card

0 User reviews

TCU Visa® Platinum Rewards Credit Card

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($460 over first 12 months)

TruWest Visa Signature Card

a?

Very Transparent

$100

bonus with $100 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Visa Platinum Cash Rewards from BrightStar CU

0 User reviews

Visa Platinum Cash Rewards from BrightStar CU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Visa Rewards Credit Card from Redstone FCU

0 User reviews

Visa Rewards Credit Card from Redstone FCU

a?

Very Transparent

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($460 over first 12 months)

Visa Signature Rewards Credit Card from Allegacy FCU

0 User reviews

Visa Signature Rewards Credit Card from Allegacy FCU

a?

Very Transparent

$100

bonus with $1000 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($460 over first 12 months)

Cash Rewards Visa® Card from Baxter CU

0 User reviews

 Cash Rewards Visa® Card from Baxter CU

b?

A little complex

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($510 over first 12 months)

* Disclaimer

Chase Freedom UnlimitedSM

0 User reviews

Chase Freedom Unlimited

b?

A little complex

$150

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Unlimited 1.5% cash back on every purchase.

$360

following years

($360 over first 12 months)

Citadel 1.5% Cash Rewards MasterCard®

0 User reviews

Citadel 1.5% Cash Rewards MasterCard

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Preferred Cash Rewards Visa Signature® Card from USAA

0 User reviews

Preferred Cash Rewards Visa Signature® Card from USAA

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($460 over first 12 months)

Premier Privileges Rewards MasterCard® from Premier America CU

0 User reviews

Premier Privileges Rewards MasterCard® from Premier America CU

b?

A little complex

$100

bonus with $500 spent

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

TD Ameritrade Client Rewards Card

0 User reviews

TD Ameritrade Client Rewards Card

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

The Provident Signature Cash Back Visa Credit Card from Provident CU

0 User reviews

The Provident Signature Cash Back Visa Credit Card from Provident CU

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

U.S. Bank Cash 365™ American Express® Card

0 User reviews

U.S. Bank Cash 365™ American Express® Card

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$360

following years

($360 over first 12 months)

Wells Fargo Cash Wise Visa® Card

0 User reviews

Wells Fargo Cash Wise Visa® Card

b?

A little complex

$0

bonus

1.50%

cash back

?

$0

annual fee

$324

following years

($324 over first 12 months)

Cash Back Visa Signature from Trumark Financial CU

0 User reviews

Cash Back Visa Signature from Trumark Financial CU

a?

Very Transparent

$0

bonus

1.35%

cash back

?

$0

annual fee

$321

following years

($321 over first 12 months)

QuicksilverOne from Capital One

0 User reviews

QuicksilverOne from Capital One

a?

Very Transparent

$0

bonus

1.34%

cash back

?

$39

annual fee

$310

following years

($348 over first 12 months)

First Citizens Optimum RewardsSM Visa® Card

0 User reviews

First Citizens Optimum RewardsSM Visa® Card

b?

A little complex

$25

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Bremer Bank

0 User reviews

Visa  Bonus Rewards PLUS Card from Bremer Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Cambridge Trust Company

0 User reviews

Visa  Bonus Rewards PLUS Card from Cambridge Trust Company

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Green Belt Bank & Trust

0 User reviews

Visa  Bonus Rewards PLUS Card from Green Belt Bank & Trust

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Tri Counties Bank

0 User reviews

Visa  Bonus Rewards PLUS Card from Tri Counties Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Allied Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Allied Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Anchor Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Anchor Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from AurGroup Financial CU

0 User reviews

Visa Bonus Rewards PLUS Card from AurGroup Financial CU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards Plus Card from BancFirst Corporation

0 User reviews

Visa Bonus Rewards Plus Card from BancFirst Corporation

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Bangor Savings Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Bangor Savings Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Bank Of Clarke County

0 User reviews

Visa Bonus Rewards PLUS Card from Bank Of Clarke County

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

0 User reviews

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Beacon CU

0 User reviews

Visa Bonus Rewards PLUS Card from Beacon CU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Belmont Savings Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Belmont Savings Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from BlackRidge Bank

0 User reviews

Visa Bonus Rewards PLUS Card from BlackRidge Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Camden National Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Camden National Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from CDC FCU

0 User reviews

Visa Bonus Rewards PLUS Card from CDC FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Central Coast FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Central Coast FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Central Pacific Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Central Pacific Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Chevron FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Chevron FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Clarkston State Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Clarkston State Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Cloverbelt CU

0 User reviews

Visa Bonus Rewards PLUS Card from Cloverbelt CU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Columbia Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Columbia Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Columbia Greene FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Columbia Greene FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Connex CU

0 User reviews

Visa Bonus Rewards PLUS Card from Connex CU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Consumers National Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Consumers National Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from County Schools FCU

0 User reviews

Visa Bonus Rewards PLUS Card from County Schools FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Cross Valley FCU

0 User reviews

Visa Bonus Rewards PLUS Card from Cross Valley FCU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Dacotah Bank

0 User reviews

Visa Bonus Rewards PLUS Card from Dacotah Bank

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

$310

following years

($410 over first 12 months)

Visa Bonus Rewards PLUS Card from Dane County CU

0 User reviews

Visa Bonus Rewards PLUS Card from Dane County CU

b?

A little complex

$50

bonus

1.29%

cash back

?

$50

annual fee

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