Every time you pay with a credit card, merchants pay banks an average 2% fee. Fortunately for you, banks compete with each other by offering you some of that fee back — as much as 1.5% every year! When looking at a rewards card, keep two facts in mind. First, the inital year is often more generous than the next. Second, certain cards are better tailored to your lifestyle than others. We've reviewed the fine print on dozens to recommend the best offers for you.
We hate fine print. We created this entire site because of the nasty fine-print habits of other companies.
Unfortunately, the legal team insist we include the following.
For complete details on any card see the terms and conditions on the bank's website.
MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let
you know on the product page before you leave our website.
Once you click to apply for an offer, you will be directed to the bank's website at which point you should give the fine print a gut check.
While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our
opinion anyway, right?).
Be sure you do understand the full terms provided by the bank before signing the dotted line, or lets be real, clicking the
"I Agree" button.
We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information.
If you find an error please let us know here.
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