Credit Monitoring and Identity Theft

Identity theft is a big problem that is only getting bigger. MagnifyMoney recommends that every person needs to develop a strategy to prevent theft, detect theft as soon as it happens with credit monitoring, and recover from an incident as quickly and painlessly as possible. Below you can shop for the best credit monitoring and identity theft protection products on the market

Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

Advertiser Disclosure
AARP

Best All Around Protection:
3-Bureau Daily Credit Monitoring & Dedicated Resolution Support

AARP

$12.99

monthly fee
($109.99 annual fee)

$12.99 per month

ZANDER

Best for Resolution Service:
If all you want is resolution support, Zander is the cheapest

ZANDER

$6.75

monthly fee
($75.00 annual fee)

$6.75 per month

Hot Deals of the Week:
  • AARP

    AARP

    $12.99 per month for 3-bureau monitoring

  • credit sesame

    credit sesame

    $15.95 per month for 3-bureau monitoring

  • myFICO

    myFICO

    $29.95 per month for 3-bureau and access to all FICO scores

SHOWING 25 OFFERS

How We Rank Products ?

$12.99

monthly fee

($109.99 annual fee)

Individual Plan AARP

Individual Plan AARP

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$15.95

monthly fee

($191.40 annual fee)

Pro Credit Credit Sesame

Pro Credit

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$19.95

monthly fee

($239.40 annual fee)

Platinum Protection Credit Sesame

Platinum Protection

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$23.95

monthly fee

($239.50 annual fee)

Ultrasecure+Credit IdentityForce

Ultrasecure + Credit

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$24.99

monthly fee

($209.99 annual fee)

Family Plan AARP

Family Plan

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$29.95

monthly fee

($329.00 annual fee)

FICO Ultimate 3B myFICO

FICO Ultimate 3B

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$29.99

monthly fee

($329.89 annual fee)

LifeLock Ultimate Plus LifeLock

LifeLock Ultimate Plus

Very Transparent

$1,000,000 ?

3-Bureau

Yes

$19.95

monthly fee

($219.00 annual fee)

FICO Essentials 1B myFICO

FICO Essentials 1B

Transparent

$1,000,000 ?

Less Than 3 Bureau

Yes

$0.00

monthly fee

($0.00 annual fee)

Free ID Theft Protection Credit Sesame

Free ID Theft Protection

A little complex

$1,000,000 ?

Less Than 3 Bureau

Yes

$0.00

monthly fee

($0.00 annual fee)

PROTECTmyID PROTECTmyID

PROTECTmyID

A little complex

$1,000,000 ?

Less Than 3 Bureau

No

$9.95

monthly fee

($119.40 annual fee)

IDShield Individual IDShield

IDShield Individual

A little complex

$5,000,000 ?

Less Than 3 Bureau

Yes

$9.95

monthly fee

($119.40 annual fee)

Advanced Credit Credit Sesame

Advanced Credit

A little complex

$1,000,000 ?

Less Than 3 Bureau

Yes

$17.95

monthly fee

($215.40 annual fee)

Equifax Complete Advantage Plan EQUIFAX

Equifax Complete Advantage Plan

A little complex

$25,000 ?

3-Bureau

No

$19.95

monthly fee

($239.40 annual fee)

IDShield Family IDShield

IDShield Family

A little complex

$5,000,000 ?

Less Than 3 Bureau

Yes

$19.95

monthly fee

($239.40 annual fee)

Credit Monitoring TrueCredit

Credit Monitoring

A little complex

$1,000,000 ?

3-Bureau

Yes

$19.95

monthly fee

($239.40 annual fee)

Equifax Complete Premier Plan EQUIFAX

Equifax Complete Premier Plan

A little complex

$1,000,000 ?

3-Bureau

No

$29.95

monthly fee

($359.40 annual fee)

Equifax Complete Family Plan EQUIFAX

Equifax Complete Family Plan

A little complex

$1,000,000 ?

3-Bureau

No

$0.00

monthly fee

($0.00 annual fee)

Civic Identity Protection Civic

Civic Identity Protection

Way Too Complex!

$1,000,000 ?

No

Yes

$5.99

monthly fee

($65.99 annual fee)

LifeLock Junior LifeLock

LifeLock Junior

Way Too Complex!

$1,000,000 ?

No

Yes

$9.99

monthly fee

($109.89 annual fee)

LifeLock Standard LifeLock

LifeLock Standard

Way Too Complex!

$1,000,000 ?

No

Yes

$12.90

monthly fee

($145.00 annual fee)

Family Plan ZANDER

Family Plan

Way Too Complex!

$1,000,000 ?

No

No

$17.95

monthly fee

($179.50 annual fee)

Ultrasecure IdentityForce

Ultrasecure

Way Too Complex!

$1,000,000 ?

No

Yes

$19.99

monthly fee

($219.89 annual fee)

LifeLock Advantage LifeLock

LifeLock Advantage

Way Too Complex!

$1,000,000 ?

No

Yes

$0.00

monthly fee

($0.00 annual fee)

TrueIdentity

Way Too Complex!

$25,000 ?

No

Yes

$0.00

monthly fee

($0.00 annual fee)

Experian

Way Too Complex!

$0 ?

No

Yes

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