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Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best for you. 

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I want to keep my money in savings for:

SHOWING 101 ACCOUNTS OFFERS

How We Rank Products ?

$165

over 12 months

eOne Savings - New Money Only from Salem Five Direct
eOne Savings Salem Fivedirect

B

A little complex

$0.01

min deposit to earn APY

1.50%

$165

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account DollarSavingsDirect

A

Very Transparent

$0

min deposit to earn APY

1.50%

$160

over 12 months

Savings Account from Live Oak Bank
Savings Account Live Oak

A

Very Transparent

$0

min deposit to earn APY

1.45%

$154

over 12 months

Popular Direct Plus Savings Account from Popular Direct
Popular Direct Plus Savings Account Popular Direct

F

Way Too Complex!

$5,000

min deposit to earn APY

1.40%

$154

over 12 months

Online Savings from PurePoint Financial
Online Savings PurePoint Financial

C

Lots of fine print

$10,000

min deposit to earn APY

1.40%

$150

over 12 months

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account SFGI Direct Bank

B

A little complex

$1

min deposit to earn APY

1.36%

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We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

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$149

over 12 months

Premier High Yield Savings from CIT Bank
Premier High Yield Savings CIT

B

A little complex

$1

min deposit to earn APY

1.35%

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$143

over 12 months

Online Savings from Discover Bank
Online Savings Account Discover

A

Very Transparent

$0

min deposit to earn APY

1.30%

$143

over 12 months

Radius High-Yield Savings from Radius Bank
High-Yield Savings Radius Bank

B

A little complex

$2,500

min deposit to earn APY

1.30%

$143

over 12 months

SavingPurely from BankPurely
SavingPurely BankPurely

A

Very Transparent

$0

min deposit to earn APY

1.30%

$143

over 12 months

Savings Account from Nationwide Bank
Savings Account Nationwide Bank

F

Way Too Complex!

$0

min deposit to earn APY

1.30%

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$143

over 12 months

High-yield Online Savings Account from Goldman Sachs Bank USA
Online Savings Goldman Sachs bank usa

A

Very Transparent

$1

min deposit to earn APY

1.30%

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$138

over 12 months

Online Savings Account from Ally Bank
Online Savings Account Ally Financial

A

Very Transparent

$0

min deposit to earn APY

1.25%

$138

over 12 months

Smart Move Online Savings Account from Ridgewood Savings Bank
Smart Move Online Savings Ridgewood Savings bank

A

Very Transparent

$0.01

min deposit to earn APY

1.25%

$138

over 12 months

High-Rate Savings from Alliant Credit Union
High-Rate Savings Alliant CU

A

Very Transparent

$100

min deposit to earn APY

1.25%

$138

over 12 months

Supplemental Savings from Alliant Credit Union
Supplemental Savings Alliant CU

A

Very Transparent

$100

min deposit to earn APY

1.25%

$127

over 12 months

Online Savings from FNBO Direct
Online Savings Account FNBO Direct

A

Very Transparent

$0.01

min deposit to earn APY

1.15%

$127

over 12 months

SmartyPig Savings from SmartyPig
Smartypig Saving Account Smartypig

A

Very Transparent

$10000.01

min deposit to earn APY

1.15%

$121

over 12 months

CIBC Palladian Savings Account from CIBC
CIBC Palladian Savings Account CIBC

C

Lots of fine print

$1,000

min deposit to earn APY

1.10%

$121

over 12 months

HighQ from Quorum Federal Credit Union
HighQ Savings Quorum Federal

F

Way Too Complex!

$0.01

min deposit to earn APY

1.10%

$116

over 12 months

Smart Savings Account from Bank of Internet USA
Smart Savings Account Bank of Internet USA

A

Very Transparent

$0

min deposit to earn APY

1.05%

$116

over 12 months

Savings from AloStar Bank of Commerce
Savings Account AloStar Bank of Commerce

B

A little complex

$50

min deposit to earn APY

1.05%

$110

over 12 months

360 Savings Account from Capital One
360 Savings Capital One

A

Very Transparent

$0

min deposit to earn APY

1.00%

$110

over 12 months

iGOsavings from iGObanking
High Yield Savings Account IGO Banking

A

Very Transparent

$0

min deposit to earn APY

1.00%

$110

over 12 months

MySavings Account from MySavingsDirect
My Savings Direct My Saving Direct Bank

A

Very Transparent

$0

min deposit to earn APY

1.00%

$110

over 12 months

High Yield Savings from Colorado Federal Savings Bank
Online Savings Accounts  Colorado Federal Savings

C

Lots of fine print

$1

min deposit to earn APY

1.00%

$110

over 12 months

The Summit Account from Aspiration
Summit Saving Account Aspiration Bank

B

A little complex

$2,500

min deposit to earn APY

1.00%

Earn 0.25% on balances up to $2,499.99 and 1.00% on the entirety of balances of $2,500.00 or more.

$103

over 12 months

Share Savings Account from State Farm Federal Credit Union
Primary Share Savings Account State Farm Federal Credit Union

A

Very Transparent

$5

min deposit to earn APY

1.26%

$99

over 12 months

ClearSky Savings from ClearSky Account
ClearSky Savings ClearSky Account

A

Very Transparent

$1

min deposit to earn APY

0.90%

$99

over 12 months

High-Interest Savings Account from BANK5 CONNECT
High-Interest Savings Account BANK5 CONNECT

B

A little complex

$100

min deposit to earn APY

0.90%

$99

over 12 months

Money Market Account from Ally Bank
Money Market Account Ally Financial

A

Very Transparent

$0

min deposit to earn APY

0.90%

$97

over 12 months

High Yield Savings Account from EBSB Direct
High Yield Savings Account EBSB Direct

F

Way Too Complex!

$5,000

min deposit to earn APY

0.88%

$94

over 12 months

Upromise GoalSaver Account from Sallie Mae Bank
Upromise GoalSaver Account SallieMae

A

Very Transparent

$0

min deposit to earn APY

0.85%

$90

over 12 months

High Yield Savings Account from American Express Bank, FSB.
High-Yield Savings Account American Express

A

Very Transparent

$0

min deposit to earn APY

1.25%

$90

over 12 months

Primary Savings from American Airlines Credit Union
Share Account American Airlines

A

Very Transparent

$5

min deposit to earn APY

1.25%

$88

over 12 months

My Community Super Savings from New York Community Bank
My Community Super Savings New York Community Bank

F

Way Too Complex!

$10,000

min deposit to earn APY

0.80%

$78

over 12 months

High Yield Savings from TIAA Direct
High Yield Savings tiaa direct

B

A little complex

$0

min deposit to earn APY

0.71%

$78

over 12 months

Yield Pledge Savings from EverBank
Yield Pledge Savings Everbank

C

Lots of fine print

$0

min deposit to earn APY

0.71%

$67

over 12 months

Basic Savings from EverBank
Basic Savings Everbank

F

Way Too Complex!

$0

min deposit to earn APY

0.61%

$55

over 12 months

Essential Savings Account from Capital One
Essential Savings Account Capital One

A

Very Transparent

$10,001

min deposit to earn APY

0.50%

$39

over 12 months

High Yield Investor Savings from Charles Schwab Bank
High Yield Investor Saving Account Charles Schwab

A

Very Transparent

$0

min deposit to earn APY

0.35%

$33

over 12 months

Preferred Savings from State Employees FCU
Preferred Savings State Employees FCU

A

Very Transparent

$10,000

min deposit to earn APY

0.30%

$28

over 12 months

Share Savings Account from Melrose Credit Union
Basic Share Savings Account Melrose CU

B

A little complex

$0

min deposit to earn APY

0.25%

$28

over 12 months

Passbook Savings from Ridgewood Savings Bank
Passbook Savings Ridgewood Savings bank

F

Way Too Complex!

$0

min deposit to earn APY

0.25%

$28

over 12 months

Statement Savings from Ridgewood Savings Bank
Statement Savings Ridgewood Savings bank

F

Way Too Complex!

$0

min deposit to earn APY

0.25%

$28

over 12 months

Personal Interest Savings from Citizens State Bank
Personal Interest Savings Citizens State Bank

F

Way Too Complex!

$10,000

min deposit to earn APY

0.25%

$28

over 12 months

Share Savings from Navy Federal Credit Union
Share Savings Navy Federal Credit Union

A

Very Transparent

$5

min deposit to earn APY

0.25%

$28

over 12 months

Share money manager from Visions Federal Credit Union
Share money manager Visions Federal Credit Union

A

Very Transparent

$100

min deposit to earn APY

0.25%

$22

over 12 months

UFB Savings from UFB Direct
UFB Savings UFB Direct

B

A little complex

$0

min deposit to earn APY

0.20%

$22

over 12 months

USAA Performance First Savings from USAA Bank
USAA Performance First Savings USAA

C

Lots of fine print

$10,000

min deposit to earn APY

0.20%

$22

over 12 months

Savings from United Nations Federal Credit Union
Savings Account UNFCU

F

Way Too Complex!

$0

min deposit to earn APY

0.20%

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$22

over 12 months

UFB Premium Savings from UFB Direct
UFB Premium Savings UFB Direct

B

A little complex

$0

min deposit to earn APY

0.20%

$22

over 12 months

Regular Share Account from Nassau Financial Federal Credit Union
Regular Savings Account Nassau Financial

A

Very Transparent

$5

min deposit to earn APY

0.20%

$17

over 12 months

USAA Savings from USAA Bank
USAA Savings Account USAA

B

A little complex

$10,000

min deposit to earn APY

0.15%

$17

over 12 months

City National Green Saving from City National Bank
City National Green Saving City National Bank

F

Way Too Complex!

$0

min deposit to earn APY

0.15%

$11

over 12 months

Mint Share from State Employees FCU
Mint Share  State Employees FCU

A

Very Transparent

$25

min deposit to earn APY

0.10%

$11

over 12 months

Simply Savings from Flagstar Bank
SimplySavings Flagstar Bank

F

Way Too Complex!

$0

min deposit to earn APY

0.10%

$11

over 12 months

EWB Premier Savings from East West Bank
EWB Premier Savings East West Bank

F

Way Too Complex!

$10,000

min deposit to earn APY

0.10%

$11

over 12 months

Savings from Teachers Federal Credit Union
 Savings Account Teachers Federal Credit Union

A

Very Transparent

$50

min deposit to earn APY

0.10%

$7

over 12 months

Savings Max from PNC Bank
Standard Savings PNC

F

Way Too Complex!

$10,000

min deposit to earn APY

0.06%

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