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Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best for you. 

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I want to keep my money in savings for:

SHOWING 106 ACCOUNTS OFFERS

How We Rank Products ?

$154

over 12 months

Savings Account from Live Oak
Savings Account Live Oak

A

Very Transparent

$0

min balance

1.40%

compounded daily

$154

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account DollarSavingsDirect

A

Very Transparent

$1

min balance

1.40%

compounded daily

$149

over 12 months

eOne SavingsTM from Salem Fivedirect
eOne Savings Salem Fivedirect

B

A little complex

$100

min balance

1.35%

compounded daily

$149

over 12 months

Premier High Yield Savings from CIT
Premier High Yield Savings CIT

B

A little complex

$100

min balance

1.35%

compounded daily

$144

over 12 months

SFGI Direct Savings Account from SFGI Direct Bank
SFGI Direct Savings Account SFGI Direct Bank

B

A little complex

$500

min balance

1.31%

compounded daily

$143

over 12 months

SavingPurely® from BankPurely
SavingPurely BankPurely

A

Very Transparent

$1

min balance

1.30%

compounded daily

$143

over 12 months

Savings Account from Nationwide Bank
Savings Account Nationwide Bank

F

Way Too Complex!

$25

min balance

1.30%

compounded daily

$143

over 12 months

Online Savings from PurePoint Financial
Online Savings PurePoint Financial

C

Lots of fine print

$10000

min balance

1.30%

compounded daily

$139

over 12 months

Online Personal Savings from M.Y. Safra Bank
Online Personal Savings M.Y. Safra Bank

A

Very Transparent

$0

min balance

1.26%

compounded daily

$138

over 12 months

Share Account from American Airlines
Share Account American Airlines

A

Very Transparent

$5

min balance

1.25%

compounded daily

$133

over 12 months

Popular Direct Plus Savings Account from Popular Direct
Popular Direct Plus Savings Account Popular Direct

F

Way Too Complex!

$5000

min balance

1.21%

compounded daily

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$132

over 12 months

Online Savings from Barclays
Online Savings Barclays

A

Very Transparent

$0

min balance

1.20%

compounded daily

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Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

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$132

over 12 months

Online Savings Account from Ally Financial
Online Savings Account Ally Financial

A

Very Transparent

$0

min balance

1.20%

compounded daily

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$132

over 12 months

High Yield Savings from Synchrony Bank
High Yield Savings Synchrony bank

A

Very Transparent

$0

min balance

1.20%

compounded daily

$132

over 12 months

Online Savings from Goldman Sachs Bank USA
Online Savings Goldman Sachs bank usa

A

Very Transparent

$0

min balance

1.20%

compounded daily

$127

over 12 months

High-Yield Savings Account from American Express
High-Yield Savings Account American Express

A

Very Transparent

$0

min balance

1.15%

compounded daily

$127

over 12 months

Online Savings Account from FNBO Direct
Online Savings Account FNBO Direct

A

Very Transparent

$1

min balance

1.15%

compounded daily

$127

over 12 months

Online Savings Account from Discover
Online Savings Account Discover

A

Very Transparent

$0

min balance

1.15%

compounded daily

$127

over 12 months

Smartypig Saving Account from Smartypig
Smartypig Saving Account Smartypig

A

Very Transparent

$0

min balance

1.15%

compounded daily

$122

over 12 months

Supplemental Savings from Alliant CU
Supplemental Savings Alliant CU

A

Very Transparent

$0

min balance

1.11%

compounded daily

$122

over 12 months

High-Rate Savings from Alliant CU
High-Rate Savings Alliant CU

A

Very Transparent

$5

min balance

1.11%

compounded daily

$121

over 12 months

Smart Move Online Savings from Ridgewood Savings bank
Smart Move Online Savings Ridgewood Savings bank

A

Very Transparent

$0.01

min balance

1.10%

compounded daily

$121

over 12 months

Savings Account from The Palladian Private Bank
Savings Account The Palladian PrivateBank

C

Lots of fine print

$1000

min balance

1.10%

compounded daily

$121

over 12 months

HighQ Savings from Quorum Federal
HighQ Savings Quorum Federal

F

Way Too Complex!

$0

min balance

1.10%

compounded daily

$116

over 12 months

Smart Savings Account from Bank of Internet USA
Smart Savings Account Bank of Internet USA

A

Very Transparent

$0

min balance

1.05%

compounded daily

$116

over 12 months

Savings Account from Alostar Bank of Commerce
Savings Account AloStar Bank of Commerce

B

A little complex

$50

min balance

1.05%

compounded daily

$111

over 12 months

Primary Share Savings Account from State Farm Federal Credit Union
Primary Share Savings Account State Farm Federal Credit Union

A

Very Transparent

$5

min balance

1.01%

compounded daily

$110

over 12 months

High Yield Savings Account from IGO Banking
High Yield Savings Account IGO Banking

A

Very Transparent

$1

min balance

1.00%

compounded daily

$110

over 12 months

My Savings Direct from My Saving Direct Bank
My Savings Direct My Saving Direct Bank

A

Very Transparent

$1

min balance

1.00%

compounded daily

$99

over 12 months

ClearSky Savings from ClearSky Account
ClearSky Savings ClearSky Account

A

Very Transparent

$0

min balance

0.90%

compounded daily

$99

over 12 months

High-Interest Savings Account from BANK5 CONNECT
High-Interest Savings Account BANK5 CONNECT

B

A little complex

$10

min balance

0.90%

compounded daily

$99

over 12 months

High-Yield Savings from Radius Bank
High-Yield Savings Radius Bank

B

A little complex

$10

min balance

0.90%

accrues daily, compounds monthly

$99

over 12 months

Money Market Account from Ally Financial
Money Market Account Ally Financial

A

Very Transparent

$0

min balance

0.90%

compounded daily

$97

over 12 months

High Yield Savings Account from EBSB Direct
High Yield Savings Account EBSB Direct

F

Way Too Complex!

$50

min balance

0.88%

compounded daily

$94

over 12 months

Upromise GoalSaver Account from SallieMae
Upromise GoalSaver Account SallieMae

A

Very Transparent

$0

min balance

0.85%

compounded daily

$94

over 12 months

Online Savings Accounts from Colorado Federal Savings
Online Savings Accounts  Colorado Federal Savings

C

Lots of fine print

$2500

min balance

0.85%

compounded daily

$91

over 12 months

Summit Saving Account from Aspiration Bank
Summit Saving Account Aspiration Bank

B

A little complex

$10

min balance

0.83%

compounded daily

Earn 0.25% on balances up to $2,499.99 and 1.00% on the entirety of balances of $2,500.00 or more.

$88

over 12 months

My Community Super Savings from New York Community Bank
My Community Super Savings New York Community Bank

F

Way Too Complex!

$500

min balance

0.80%

compounded daily

$83

over 12 months

360 Savings® from Capital One
360 Savings Capital One

A

Very Transparent

$0

min balance

0.75%

compounded daily

$78

over 12 months

High Yield Savings from tiaa direct
High Yield Savings tiaa direct

B

A little complex

$100

min balance

0.71%

compounded daily

$78

over 12 months

Yield Pledge Savings from Everbank
Yield Pledge Savings Everbank

C

Lots of fine print

$1500

min balance

0.71%

compounded daily

$67

over 12 months

Basic Savings from Everbank
Basic Savings Everbank

F

Way Too Complex!

$25

min balance

0.61%

compounded daily

$55

over 12 months

Essential Savings Account from Capital One
Essential Savings Account Capital One

A

Very Transparent

$5

min balance

0.50%

compounded daily

$55

over 12 months

Basic Share Savings Account from Melrose CU
Basic Share Savings Account Melrose CU

B

A little complex

$25

min balance

0.50%

compounded daily

$50

over 12 months

Internet Savings from Zions Bank
Internet Savings Zions Bank

B

A little complex

$100

min balance

0.45%

compounded daily

$43

over 12 months

Primary Savings from DCU Banking
Primary Savings  DCU Banking

A

Very Transparent

$5

min balance

0.39%

compounded daily

$39

over 12 months

High Yield Investor Savings from Charles Schwab
High Yield Investor Saving Account Charles Schwab

A

Very Transparent

$0

min balance

0.35%

compounded daily

$33

over 12 months

Preferred Savings from State Employees FCU
Preferred Savings State Employees FCU

A

Very Transparent

$0

min balance

0.30%

compounded daily

$28

over 12 months

Passbook Savings from Ridgewood Savings bank
Passbook Savings Ridgewood Savings bank

F

Way Too Complex!

$100

min balance

0.25%

compounded daily

$28

over 12 months

Personal Interest Savings from Citizens State Bank
Personal Interest Savings Citizens State Bank

F

Way Too Complex!

$100

min balance

0.25%

compounded daily

$28

over 12 months

Statement Savings from Ridgewood Savings bank
Statement Savings Ridgewood Savings bank

F

Way Too Complex!

$100

min balance

0.25%

compounded daily

$28

over 12 months

Share Savings from Navy Federal Credit Union
Share Savings Navy Federal Credit Union

A

Very Transparent

$5

min balance

0.25%

compounded daily

$28

over 12 months

Share money manager from Visions Federal Credit Union
Share money manager Visions Federal Credit Union

A

Very Transparent

$0

min balance

0.25%

compounded daily

$22

over 12 months

UFB Savings from UFB Direct
UFB Savings UFB Direct

B

A little complex

$100

min balance

0.20%

compounded daily

$22

over 12 months

USAA Performance First Savings from USAA
USAA Performance First Savings USAA

C

Lots of fine print

$10000

min balance

0.20%

compounded daily

$22

over 12 months

Savings Account from UNFCU
Savings Account UNFCU

F

Way Too Complex!

$0

min balance

0.20%

compounded daily

$22

over 12 months

UFB Premium Savings from UFB Direct
UFB Premium Savings UFB Direct

B

A little complex

$100

min balance

0.20%

compounded daily

$22

over 12 months

Regular Savings Account from Nassau Financial
Regular Savings Account Nassau Financial

A

Very Transparent

$5

min balance

0.20%

compounded daily

$22

over 12 months

Savings Account from Bethpage Federal Credit Union
Savings Account Bethpage Federal Credit Union

A

Very Transparent

$5

min balance

0.20%

compounded daily

$18

over 12 months

Ultimate Savings from Zions Bank
Ultimate Savings Zions Bank

C

Lots of fine print

$5000

min balance

0.16%

compounded daily

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