0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards to find the best 0% purchase credit cards, which can last up to 21 months. Cards are ranked by "All-In APR," with is the actual interest rate you would pay over 2 years. Use these cards to keep your cost of borrowing low.

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Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

Citi Simplicity® Card

Recommended:
Longest 0% Purchase Offer

Citi Simplicity® Card

1.75%

APR

0% Intro Rate for 21 Months on Purchases and Balance Transfers

TruWest Visa Platinum Card

Recommended:
0% for 18 months

TruWest Visa Platinum Card

1.61%

APR

0% Intro Rate for 18 months on purchases and balance transfers

Hot Deals of the Week:
  •  Discover it® Cashback Match<sup>TM</sup>

    Discover it® Cashback MatchTM

    0% Intro APR for 14 months on purchases

    Apply Now

  • Visa® Platinum Card from Alliant CU

    Visa® Platinum Card from Alliant CU

    0% intro APR for 12 months on purchases

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  • Union Bank Visa® Credit Card

    Union Bank Visa® Credit Card

    0% Intro APR for 12 months on purchases

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Annual Fee
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