Do you have too much credit card debt? Are you making only the minimum payment? 30 years could go by before the debt goes away. How can you break out of the debt trap?
You are here – which is a good first step. You will need discipline and determination. But at Magnify, we think there is one more critical step. You should make banks and finance companies compete for your debt. Trust us: they want it more than you do! By making them compete, you will reduce your interest rate, and take years off the time required to pay it back.
A balance transfer is best for you! You won't find a lower rate, so transfer what you can. And if you need to, use a personal loan for the rest <
Learn more about Balance Transfers
(and why they’re not so scary!)
Go with a personal loan. You can even find out your rate and maximum loan amount without hurting your credit!
Learn more about Personal Loans
(and why we love them!)
It is unlikely that banks and other lenders will compete for your debt until you improve your credit. There are options though and we can help. Do you have a question?