High Yield CD Rates

If you're willing to tie up your money for 6 months or longer, a certificate of deposit might give you a better rate while still having full FDIC protection. Tell us amount you want to deposit, and we'll show you the best CD rates.

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Account Balance:

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APY
 
Interest Earned
Minimum deposit to earn APY
 
1 year

1.65%

Synchrony Bank 12 Month CD
12 Month CD Synchrony bank

Member FDIC

$413

over 12 months

$2,000

min deposit to earn APY

1.65%

Goldman Sachs Bank USA 12 Month CD
12 Month CD Goldman Sachs Bank USA

Member FDIC

$413

over 12 months

$500

min deposit to earn APY

1.65%

Ally Bank High Yield 12 Month CD
High Yield 12-Month CD Ally Financial

Member FDIC

$413

over 12 months

$25,000

min deposit to earn APY

1.60%

Ally Bank No Penalty 11 Month CD
No Penalty 11-Month CD Ally Bank

Member FDIC

$367

over 11 months

$25,000

min deposit to earn APY

18 months

1.65%

Synchrony Bank 15 Month CD
15 Month CD Synchrony Bank

Member FDIC

$516

over 15 months

$2,000

min deposit to earn APY

1.45%

Synchrony Bank 18 Month CD
18 Month CD Synchrony bank

Member FDIC

$544

over 18 months

$2,000

min deposit to earn APY

1.75%

Ally Bank High Yield 18 Month CD
High Yield 18 Month CD Ally Financial

Member FDIC

$656

over 18 months

$25,000

min deposit to earn APY

2 years

1.75%

Synchrony Bank 24 Month CD
24 Month CD Synchrony bank

Member FDIC

$875

over 24 months

$2,000

min deposit to earn APY

1.75%

Goldman Sachs Bank USA 24 Month CD
24 Month CD Goldman Sachs Bank USA

Member FDIC

$875

over 24 months

$500

min deposit to earn APY

1.65%

Ally Bank High Yield Raise Your Rate 2 Year CD
High Yield Raise Your Rate 2 Year CD Ally Financial

Member FDIC

$825

over 24 months

$0

min deposit to earn APY

3 years

1.85%

Synchrony Bank 36 Month CD
36 Month CD Synchrony bank

Member FDIC

$1,388

over 36 months

$25,000

min deposit to earn APY

2.00%

Goldman Sachs Bank USA 3 Year CD
3 Year CD Goldman Sachs Bank USA

Member FDIC

$1,500

over 36 months

$500

min deposit to earn APY

4 years

1.90%

Goldman Sachs Bank USA 4 Year CD
4 Year CD Goldman Sachs Bank USA

Member FDIC

$1,900

over 48 months

$500

min deposit to earn APY

1.65%

Ally Bank High Yield Raise Your Rate 4 Year CD
High Yield Raise Your Rate 4 Year CD Ally Financial

Member FDIC

$1,650

over 48 months

$0

min deposit to earn APY

5 years

2.35%

Synchrony Bank 60 Month CD
60 Month CD Synchrony bank

Member FDIC

$2,938

over 60 months

$25,000

min deposit to earn APY

2.40%

Goldman Sachs Bank USA 5 Year CD
5 Year CD Goldman Sachs Bank USA

Member FDIC

$3,000

over 60 months

$500

min deposit to earn APY

2.35%

Ally Bank High Yield 5 Year CD
High Yield 5 Year CD Ally Financial

Member FDIC

$2,938

over 60 months

$25,000

min deposit to earn APY

6 years

2.45%

Goldman Sachs Bank USA 6 Year CD
6 Year CD Goldman Sachs Bank USA

Member FDIC

$3,675

over 72 months

$500

min deposit to earn APY

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