High Yield Online Savings and Money Market Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best for you.

Customize your results

Account Balance:

I want to keep my money in savings for:

Sponsored Listings
APY
 
Your Savings
Min To Earn APY
 

1.30%

High Yield Savings from Synchrony Bank
High Yield Savings Synchrony bank

Member FDIC

$325

over 12 months

$0

min to earn APY

1.30%

Online Savings from Goldman Sachs Bank USA
Online Savings Goldman Sachs bank usa

Member FDIC

$325

over 12 months

$1

min to earn APY

1.25%

Online Savings Account from Ally Bank
Online Savings Account Ally Financial

Member FDIC

$313

over 12 months

$0

min to earn APY

0.90%

Money Market Account from Ally Bank
Money Market Account Ally Financial

Member FDIC

$225

over 12 months

$0

min to earn APY

1.30%

360 Money Market from Capital One
360 Money Market Capital One

Member FDIC

$325

over 12 months

$10,000

min to earn APY

1.30%

Online Savings Account from Barclays
Online Savings Barclays

Member FDIC

$325

over 12 months

$0

min to earn APY

1.41%

Money Market Savings from UFB Direct
Money Market Account UFB Direct

Member FDIC

$353

over 12 months

$0

min to earn APY

1.35%

Premier High Yield Savings from CIT
Premier High Yield Savings CIT

Member FDIC

$338

over 12 months

$0

min to earn APY

1.31%

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account SFGI Direct Bank

Member FDIC

$328

over 12 months

$1

min to earn APY

Our Fine Print :

We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:

MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. For complete details on any product see the terms and conditions on the financial institution's website. MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.

Once you click to apply for an offer, you will be directed to the financial institution's website at which point you should give the fine print a gut check While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?). Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button. We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.