James Ellis

You may have read about cash management accounts. They go by a variety of names: hybrid checking, hybrid accounts, cash management vehicles. Like many consumer financial products, readers may be a bit unclear about how these accounts actually work — and to start, note that they are very different than ... Read More

Some banks don’t like giving second chances to customers who have less-than-stellar financial histories, especially since it could expose them to expensive risks. A record of bounced checks or debit card overdrafts could easily lock you out of the conveniences of modern banking. Fortunately, banks also like making money, and ... Read More

Investing in the market used to require a dedicated workstation with reports and research piled high, from where you would call in your stock picks like a general ordering an air strike. Today the ubiquity of smartphones has made investing only a little more complicated than ordering a pizza, a ... Read More