About Symmetry Partners

Financial planner David E. Connelly, Jr., and stock trader Patrick A. Sweeney founded Symmetry Partners in 1994 and remain co-owners of the firm. Symmetry Partners provides financial planning and wealth management services to individuals and high net worth investors.

In addition to its Connecticut office, Symmetry Partners has a location in Birmingham, Ala.

Symmetry Partners investing strategy

Symmetry Partners uses several different model portfolios to invest client assets, either as a single strategy or in combination with each other:

• Structured portfolios include open-end mutual funds, diversified both within and across asset classes.
• PrecisionFactor ETF portfolios use broadly diversified exchange-traded funds (ETFs) from industry leading providers.
• AltAxis Portfolios, which typically only include only a portion of a client’s portfolio, are composed of mutual funds that implement alternative strategies.
• Symmetry Bond Portfolios include low-cost mutual funds composed of investment-grade fixed-income securities.

Symmetry Partners disciplinary disclosures

Symmetry Partners reports no disciplinary disclosures. All registered investment advisors must disclose any civil, regulatory or criminal actions against the firm, its advisors or its affiliates on its Form ADV, public documents filed with the SEC.

For more information, visit the Symmetry Partners’ IAPD page.

About GYL Financial Synergies, LLC

Former Wells Fargo advisors Gerald B. Goldberg and Jonathan S. Yolles formed GYL Financial Services, LLC in 2016. In 2019, the firm merged with Resnick Advisors, led by partner and managing director Martin Resnick. All three men remain executives at the firm, which is now part of the Focus Financial Partners partnership, a publicly-traded corporation that owns 60 registered investment firms across the country.

The firm officers financial planning and wealth management to individuals and high net worth individuals. It generally requires a minimum investment of $1 million. In addition to its West Hartford office, GYL Financial Synergies has offices in Westport, Conn.; Kensington, Md. and Richmond, Va.

GYL Financial Synergies, LLC investing strategy

To create its portfolios, GYL Financial Synergies relies on Modern Portfolio Theory, which holds that asset allocation has a greater long-term impact on returns than individual stock picking or market timing. To achieve appropriate diversity, the firm uses managed asset-class mutual funds, ETFs and separately managed accounts.

The firm creates custom investment plans for each client, monitoring and rebalancing accounts to reflect changes in the market or in client circumstances.

GYL Financial Synergies, LLC disciplinary disclosures

GYL Financial Synergies has no disclosures, meaning it has a clean disciplinary record, free of any civil, criminal or regulatory actions against the firm, its advisors and its affiliates over the past 10 years. The SEC requires that all registered investment advisors disclose such events on the Form ADV paperwork.

For more information about GYL Financial Synergies, visit its IAPD page.

About Bradley, Foster & Sargent, Inc.

Bradley, Foster & Sargent launched in 1994, as the result of a merger between Robert H. Bradley & Company, founded by Robert H. Bradley and Joseph D. Sargent, and Arcadia Asset Management, founded by Timothy H. Foster. Bradley and Foster still work at the firm: Bradley is its chairman, and Foster is a portfolio manager.

All of the Bradley, Foster & Sargent’s 13 principal owners work at the firm, including Bradley, who is the largest shareholder, and Sargent. The firm provides financial planning and wealth management services to individuals, including those who are high net worth. In addition to its West Hartford headquarters, Bradley, Foster & Sargent has locations in West Palm Beach, Fla., and Wellesley, Mass.

Bradley, Foster & Sargent, Inc. investing strategy

Bradley, Foster & Sargent believes that investing in individual stocks is the most effective means through which portfolios can outpace inflation over time. So all portfolios typically include stocks, as well as fixed-income investments and cash, depending on the needs of individual clients.

Rather than engage in market timing, the firm focuses on adhering to the asset allocation strategies it has developed for each client. To reduce risk, Bradley, Foster & Sargent emphasizes diversification within portfolios, aiming to hold at least 20 different stocks in a variety of industries.

Bradley, Foster & Sargent, Inc. disciplinary disclosures

Bradyley, Foster & Sargent has no disciplinary disclosures on its record. That means that neither the firm nor its employees or affiliates have faced any civil, regulatory or criminal issues over the past decade.

For more information on Bradley, Foster & Sargent, visit the firm’s IAPD page.

About Northeast Financial

Lawyer and financial consultant Elwood B Davis launched Northeast Financial in 1983 and remains president of the firm, which is owned by NFC Holdings. The firm offers financial planning and portfolio management to individuals and high net worth individuals, with a focus on wealthy families. It has a single office in Westport, Conn.

Northeast Financial investing strategy

Northeast Financial creates custom portfolios for its family clients based on each family’s risk tolerance and goals. The firm takes a long-term investing approach, with an emphasis on asset allocation.

The firm’s advisors aim to have a large enough fixed-income allocation in each portfolio to cover all the client’s spending needs. The balance of the portfolio is invested in real estate and equities.

Northeast Financial disciplinary disclosures

Northeast Financial has no disciplinary disclosures on its record. For reference, all registered investment advisors must disclose any civil, regulatory or criminal actions against the firm, its advisors or its affiliates on their Form ADV.

For more information on Northeast Financial, visit its IAPD page.

About Coastal Bridge Advisors

Advisors Kevin Burns, Bill Loftus, and Jim Pratt-Hearney founded Coastal Bridge Advisors during the financial crisis of 2008, and all three men still work at the firm. Coastal Bridge Advisors is now part of Focus Financial Partners, a publicly traded corporation that owns 60 registered investment firms across the country.

The firm offers financial planning and wealth management to individuals and high net worth individuals from its Westport, Conn., headquarters and another office in Los Angeles. You generally must have a minimum portfolio value of $5 million to work with the firm.

Coastal Bridge Advisors investing strategy

Coastal Bridge Advisors primarily invests its client portfolios with independent managers. The firm then monitors the portfolio and makes adjustments as needed to ensure that it continues to meet the client’s investment objectives.

The firm also invests a small portfolio of client assets in its wrap program, which typically invests in mutual funds.

Coastal Bridge Advisors disciplinary disclosures

Coastal Bridge Advisors has no disciplinary disclosures on its record. All registered investment advisors must disclose any civil, regulatory or criminal actions against the firm, its advisors or its affiliates on their Form ADV documents filed with the SEC.

For more information on Coastal Bridge Advisors, visit the firm’s IAPD page.

About Beirne Wealth Consulting, LLC

Money manager John Beirne, Jr., launched Beirne Wealth Consulting in 2012, and remains the firm’s chief investment officer. Beirne’s son, John-Oliver Beirne, serves as president. The firm is owned by a trust, benefiting the Beirne family.

Beirne Wealth Consulting offers financial planning and wealth management, primarily to individuals and high net worth individuals. In addition to its headquarters in Shelton, Conn., the firm has an office in Center Valley, Pa.

Beirne Wealth Consulting, LLC investing strategy

Beirne Wealth Consulting uses a three-year time horizon to evaluate potential investments for its portfolios, which typically consist of a mix of investments with independent managers, separate accounts, mutual funds and ETFs, as well as individual stocks, bonds and options. The firm creates custom portfolios for each client, based on their individual financial situation, goals and risk tolerance.

The firm uses several methods of analysis to determine which investments to include in client portfolios, including the following:

• Fundamental analysis: Evaluates company financial statements to predict future performance
• Technical analysis: Reviews market data for trends and patterns
• Cyclical analysis: Analyzes market conditions at the macro and micro level

Beirne Wealth Consulting, LLC disciplinary disclosures

Beirne Wealth Consulting has no disciplinary issues to disclose. To find out more about Beirne Wealth Consulting, visit its IAPD page.

About Connecticut Wealth Management, LLC

Wealth manager Kevin Leahy founded Connecticut Wealth Management, LLC in 2010. Leahy remains CEO of the firm, which he owns with firm executives Denis Horrigan and Michael Tedone.

The firm offers financial planning and wealth management, primarily to individuals and high net worth individuals from its Farmington, Conn., office.

Connecticut Wealth Management, LLC investing strategy

Connecticut Wealth Management generally creates customized portfolios for each of its clients, based on their financial situation, goals and risk tolerance. Typically, the firm uses a long-term strategy when selecting investments, but may use short-term trades when it feels they’re necessary due to market conditions or client needs.

Mutual funds and ETFs make up the composition of most portfolios, but the firm will invest in individual stocks, bonds, certificates of deposit or alternative investments, as needed.

Connecticut Wealth Management, LLC disciplinary disclosures

Connecticut Wealth Management does not disclose any disciplinary actions on its Form ADV. This means that neither the firm, nor its employees or affiliates, have faced any civil, criminal or regulatory actions in the past decade.

For more information about Connecticut Wealth Management, visit the firm’s IAPD page.

About Greenwich Wealth Management, LLC

Financial advisor Michael J. Freeburg founded Greenwich Wealth Management in 2006 and remains its principal owner. The firm offers financial planning and wealth management, primarily to high net worth individuals.

In addition to its Greenwich headquarters, the firm has an office in West Palm Beach, Fla.

Greenwich Wealth Management, LLC investing strategy

Greenwich Wealth Management manages all client accounts on a discretionary basis, meaning that it does not consult with clients before making every trade. The portfolios created by Greenwich Wealth Management may make use of a range of investment strategies, including long-term strategies, short-term strategies and trading.

To determine the appropriate investment strategy for its clients, Greenwich Wealth Management uses fundamental, technical and macroeconomic analysis.

Greenwich Wealth Management, LLC disciplinary disclosures

Greenwich Wealth Management has a clean record and does not disclose any disciplinary actions. This includes any actions against the company, an employee or an affiliate that have occurred in the past 10 years.

For more information on Greenwich Wealth Management, visit the firm’s IAPD page.

About The Wealth Consulting Group

The Wealth Consulting Group has a network of affiliated advisors across nearly 30 offices in several states, with a heavy presence in California. The sign above the office door won’t necessarily say The Wealth Consulting Group, as advisors often operate under their own firm name and branding. But the advisors offer services and are licensed through The Wealth Consulting Group.

The group’s client list runs broad, ranging from middle-income investors and wealthy families to pension plans and corporations. Advisors offer investment management and financial planning services. The firm also offers a dedicated team of professionals for planning issues around topics such as estate, business, executive and employee benefits, as well as charitable and retirement planning.

Legally known as WCG Wealth Advisors, the current firm structure launched in 2014. Its founder and CEO is Jimmy Lee, and the firm is owned by The 1970 Lee Trust.

The Wealth Consulting Group investing strategy

Clients can choose among various options for investing their money. The firm offers model portfolios created by its investment committee as well as by third-party firm LPL Financial. Client money can also be invested in other programs with third-party managers. Typical asset classes include mutual funds, exchange traded funds (ETFs), individual stocks and bonds, real estate investment trusts and variable annuities.

The firm’s general investment philosophy focuses on a “core-satellite” approach, where the core reflects the appropriate asset allocation given the client’s circumstances, and the satellite is where the firm weaves in the views of its investment committee and what it believes are the key long-term trends.

The Wealth Consulting Group disciplinary disclosures

The Wealth Consulting Group discloses no disciplinary issues, thus giving it a clean record. The SEC requires all registered investment advisors to disclose to the public any legal or disciplinary events against the firm or its employees over the prior 10 years that a potential client would find material when evaluating the firm or the integrity of its management team. Learn more about the firm by visiting its IAPD page.

About Buckley Wealth Management, LLC

After nearly four decades in the investment industry, founder Brian Buckley struck out on his own to form his eponymous firm in 2017. Buckley is the primary owner of the firm.

Based in Las Vegas, the team at Buckley Wealth Management serves a mix of individual and institutional clients, including middle- and upper-income individuals and families. These clients rely on the firm primarily for asset management as well as financial planning and consultations around topics such as insurance, retirement, education or estate planning.

Buckley Wealth Management, LLC investing strategy

No one strategy drives the team’s investment decisions at Buckley Wealth Management. Instead, a mix of short- and long-term strategies and research methods is used. When conducting research, the team analyzes everything from individual companies and industries to overall economic conditions and patterns in market movements. When constructing portfolios, the team focuses on creating the ideal asset allocation for each individual client, factoring in their goals, risk tolerance and current situation. Some investments are held for the long-term, while others may be bought and sold within a day.

Typical investments in client portfolios include individual stocks, bonds, mutual funds, ETFs and other private and public investments. Advisors also may identify and recommend appropriate third-party managers for client money.

Buckley Wealth Management, LLC disciplinary disclosures

Buckley Wealth Management discloses no legal or disciplinary actions against the firm or its employees in the prior 10 years that a client would view as material when evaluating the firm or its leadership team’s integrity. Learn more by viewing the firm’s IAPD page.

About RB Capital Management, LLC

RB Capital Management is headquartered in Reno, Nev., with four additional offices in California and one in Shelton, Connecticut. The advisors serve middle-income and high-net-worth individuals and families, as well as retirement plans and other businesses.

The firm’s CEO and CIO Robert Ballan founded the firm in 2000 and is the principal owner. Clients turn to Ballan and the team’s other advisors for investment management and financial planning.

RB Capital Management, LLC investing strategy

RB Capital Management specializes in hedged strategies and managed fixed-income portfolios. Advisors recommend fixed-income portfolios for most of their clients. They create custom portfolios tailored to each client’s goals to protect against large interest rate and credit risk. Their portfolios have a combination of long and hedged equity, the latter in the form of what is called covered call writing on individual equity positions, which the firm views as a conservative options strategy.

Advisors’ recommendations may include fixed income, equities and alternative investments such as precious metals, real estate and commodities. For diversification for some clients, the firm also uses the unaffiliated investment advisor Flexible Plans, which uses a collection of mutual funds and regularly rebalances the account.

RB Capital Management works with clients through discretionary relationships, meaning clients give advisors permission to place trades without clients needing to first sign off.

RB Capital Management, LLC disciplinary disclosures

RB Capital Management has no legal or disciplinary marks against the firm or its employees over the prior 10 years that would be material to a potential client evaluating the firm or the integrity of the management team. Visit the firm’s IAPD page to learn more.

About Cornerstone

Founded in 2011 and owned by president and CEO Christopher Abts, this independent firm serves middle-income and high-net-worth individuals. Cornerstone especially caters to doctors and small business owners. Pension and profit-sharing plans, charitable organizations and other firms round out the client list. Legally known as Cornerstone Retirement Group, the group works out of a single office in Reno, Nevada.

The team offers what it calls comprehensive wealth management, which includes portfolio management as well as financial planning and consulting. It also offers educational events to clients and the general public.

Cornerstone investing strategy

Cornerstone manages accounts through discretionary relationships, meaning clients are not asked for approval before trades are placed. To determine which investments offer the best opportunity, advisors use three types of analysis:

• Fundamental analysis: looks at various company and industry specific factors, as well as economic and financial factors, to decide if a stock is undervalued or overvalued
• Technical analysis: examines past market movements to spot repeatable patterns
• Cyclical analysis: looks at how a stock moves compared to the overall market

The firm’s portfolio recommendations may include ETFs, individual stocks or bonds or other securities, or the use of a third-party platform manager or money manager. Advisors may buy investments with the goal of holding them for the long term, or to sell in less than a year to take advantage of expected price movements.

Cornerstone disciplinary disclosures

Cornerstone has a clean record. The firm discloses no legal or disciplinary actions in the prior 10 years that would be material to a potential client evaluating the firm or the integrity of the management team. To learn more, visit the firm’s IAPD page.

About Arista Wealth Management, LLC

Founded in 2006, Arista Wealth Management caters primarily to individual investors. It serves both middle-income and high net worth investors, the latter defined by the SEC as those with at least $750,000 to invest or a net worth of $1.5 million. Clients can choose if they’d like both investment management and financial planning, or only one of the services. A formal financial plan will include a written document and look at your entire financial situation. A consultation may address a particular topic, such as business planning, corporate and tax planning, insurance planning, estate planning or retirement planning.

Based in Las Vegas, the firm has a second office in Mesa, Ariz. Arista Wealth Management is owned by Starcrest Trust. The firm also serves a select number of institutional investors such as corporations and nonprofits.

Arista Wealth Management, LLC investing strategy

The firm aims to create portfolios that will reduce investment costs, provide broad diversification across global markets and provide the maximum reward for the given level of risk. Portfolios may include low-cost mutual funds, ETFs, and other public securities and investments, tailored to each specific client.

In general, the team at Arista Wealth Management uses three strategies. They plan for investments to be held for the long term. They buy investments with money borrowed from your brokerage account, allowing you to buy more than the available cash in the account, known as margin transactions. Finally, they largely use a passive index approach. They may recommend passively-managed asset class and index mutual funds. Advisors prefer passive mutual funds sponsored by DFA and Vanguard, because fees are often lower than other types of funds.

Arista Wealth Management, LLC disciplinary disclosures

Arista Wealth Management discloses no disciplinary or legal blemishes that would be material to a client evaluating the firm or the integrity of the management team, thus giving the firm a clean record. To learn more, visit the firm’s IAPD page.

About American Wealth Management

With roots dating back to 1988, a mother-son duo built this Reno, Nevada-based firm. Today, the firm is owned by the son, Laif Meidell, who serves as the firm’s president. His mother, Patricia, serves as chairman of the board.

American Wealth Management serves a mix of clients including middle-income and wealthy individuals and families, retirement plans, charities and other businesses. Advisors provide investment management and financial planning services, either together or as standalone services. They also provide advice to retirement plan participants and owners of annuity contracts. The list of topics they can address in their financial plans is broad, encompassing everything from estates, charitable giving, education, taxes and insurance to stock options, employee benefits, debt and more.

American Wealth Management investing strategy

The firm primarily uses ETFs and mutual funds, although individual stocks and bonds may be recommended in certain situations. While the firm’s core investing strategies tend to have low turnover and are sensitive to taxes, their tactical strategies focus on total return. Thus, they may not factor in tax considerations, and may have high turnover, increasing transaction costs.

To make investment decisions, advisors at American Wealth Management rely on a proprietary research tool that analyzes large amounts of quantitative data such as price momentum and trends. This tool then ranks various equity investment styles, sectors, international areas and alternative and fixed-income asset classes. The goal is to identify long-term price trends while avoiding so-called head fakes, or short-term price changes not in sync with long-term trends.

Advisors manage client money without asking clients to sign off on each trade, known as discretionary management.

American Wealth Management disciplinary disclosures

American Wealth Management has a clean record. The firm discloses no legal or disciplinary actions against the firm or its employees that would materially impact a client’s opinion of the firm or the integrity of its leaders. Learn more on the firm’s IAPD page.

About H&H Retirement Design and Management Inc

H&H Retirement Design and Management serves wealthy individuals and families, requiring a minimum investment of $1 million for portfolio management. In particular, the firm has experience with business owners, dentists, physicians and retirees. The firm also may take on work with certain more modest-income investors and institutions such as charities and businesses.

The firm offers clients various levels of service to choose from: standalone portfolio management, portfolio management plus reducing taxes in the account or a full financial plan combined with asset management. Founded in 2014, the firm has a single location in Las Vegas and is owned by its CEO, Kenneth Himmler.

H&H Retirement Design and Management Inc investing strategy

H&H Retirement Design and Management takes control of the daily trading decisions in client accounts, without requiring clients to sign off. Clients can choose how they want their money invested: customized portfolios constructed by their advisor and tailored to their specific goals and needs, model portfolios or through using unaffiliated third-party money managers, including so-called robo or online advisors.

Generally the advisors invest for the long-term. Investment recommendations may include public equities, fixed income, mutual funds, variable life insurance and annuities, options and real estate partnerships.

H&H Retirement Design and Management Inc disciplinary disclosures

H&H Retirement Design and Management has a clean record. The group discloses no legal or disciplinary marks against the firm or its employees in the past 10 years that a client would find material in its evaluation of the firm or the integrity of its leadership team. Visit the firm’s IAPD page to get more information.

About Legacy Wealth Planning, LLC

Founded in 2017, Legacy Wealth Planning is an independent advisory firm based in Reno, Nev., that is owned by four of its advisors. The team provides investment management and financial planning. For the latter, advisors provide clients a written plan, and can address a broad range of topics, particularly around retirement and education planning.

The firm’s list of clients includes middle-income and high net worth individuals and families, as well as institutions including retirement plans.

Legacy Wealth Planning, LLC investing strategy

The Legacy Wealth Planning team offers discretionary portfolio management, meaning clients give advisors control to buy and sell investments without needing client approval. Advisors construct a custom portfolio tailored to the client’s individual needs and objectives. Each portfolio will vary based on the individual advisor’s personal philosophies and approaches, but generally portfolios may include stocks, bonds, mutual funds, annuities, real estate investment trusts and others. Client money may also be invested in model portfolios.

Separately, advisors are licensed to serve as broker-dealers, meaning they can buy or sell securities for commissions.

Legacy Wealth Planning, LLC disciplinary disclosures

Legacy Wealth Planning has no disciplinary or legal disclosures that would be material to a potential client evaluating the firm or the integrity of the management team, giving the firm a clean record. Visit the group’s IAPD page to learn more.

About Capstone Capital

In 2002, Ron Leavitt and Jeff Burr founded Capstone Capital to serve individuals, families and small business owners. Today the firm, still owned by president Leavitt and Burr, provides portfolio management and financial planning services to both middle-income and wealthy investors out of its Henderson office. The team also works with a few institutional clients, including nonprofits and financial institutions.

Capstone Capital investing strategy

Advisors manage client accounts on a discretionary basis, meaning they can place trades in client accounts without prior client approval. Investment recommendations may include stocks, bonds, certificates of deposit, mutual funds and ETFs.

Generally, rather than focusing on picking top-performing stocks, the team works to create an appropriate asset allocation across stocks, bonds and cash based on the client’s individual situation. Advisors factor in the client’s objectives, risk tolerance, time horizon and liquidity needs. The firm prefers passive asset allocation strategies. They tend to look for mutual funds or ETFs with low management fees, low turnover and broad market exposure.

Capstone Capital disciplinary disclosures

Capstone Capital discloses no disciplinary or legal actions against the firm or its employees over the prior 10 years that would be material in a client’s opinion of the firm or the integrity of its leadership team. Visit the firm’s IAPD page to learn more.

About Kingsbridge Wealth Management, Inc.

Kingsbridge Wealth Management works with a select group of deep-pocketed individuals and families who can plunk down at least $5 million for a customized portfolio. Client money is typically invested through separately managed accounts. The team also manages five private funds available to certain wealthy and sophisticated investors. The minimum requirement to invest in those funds generally ranges from $100,000 to $1 million. Clients can also tap the firm for financial planning and consultations, as well as services wealthy families may find helpful such as succession planning, lifestyle management and record-keeping.

Firm President and principal owner David Dunn founded the firm in 2009 and registered it with the SEC in 2012. The group is based in Las Vegas.

Kingsbridge Wealth Management, Inc. investing strategy

Advisors use separately managed accounts and customize each account based on the client’s needs and goals. They may recommend equities, fixed income, ETFs, mutual funds, options and other securities or private investments. Advisors may also recommend third-party managers to oversee some of an account. Clients may invest some of their money in the private funds managed by Kingsbridge.

The firm believes that indexing to specific asset classes provides an advantage, since they are lower cost, can be handled in a way that lowers tax bills and can participate in market gains. Advisors will index with individual equities or ETFs when appropriate or possible. Advisors also may use an algorithm to create a portfolio that tracks a specific index. For taxable accounts, advisors try to limit tax bills.

Kingsbridge Wealth Management, Inc. disciplinary disclosures

Kingsbridge Wealth Management discloses no legal or disciplinary actions against the firm or its employees in the prior 10 years that would materially impact a client’s opinion of the firm or the integrity of its leadership. Visit the firm’s IAPD page to view its filings and get more information.