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Personal Loans

Regional Finance Personal Loan Review

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

Regional Finance

Not specified

Credit Req.





Origination Fee

No origination fees


on Regional Finance’s secure website

Regional Finance personal loan details

Fees and penalties

  • Terms: Varies by state.
  • APR range: Varies by state and based on your application and credit information.
  • Loan amounts: $500 to $12,000, but varies by state.
  • Time to funding: Possibly on the same day upon approval.
  • Hard pull/soft pull: Soft Pull when prequalifying.
  • Origination fee: Not specified.
  • Prepayment fee: Not specified.
  • Late payment fee: 5% of each installment payment with a maximum of $10.

In the event that you are unable to make timely payments on your loan, Regional Finance offers payment protection plans. Not only is this helpful in cases of involuntary unemployment, borrowers who become disabled will also be able to benefit from it. Since the plans are based on the loan amounts, not every borrower is eligible.

Eligibility requirements

  • Minimum credit score: Varies.
  • Minimum credit history: Not specified.
  • Maximum debt-to-income ratio: Not specified.

Eligibility to apply for a Regional Finance personal loan is based on a few different requirements, including residency and employment. Applicants will need to have verifiable income and live in one of the 11 states the company operates in:

  • Alabama
  • Georgia
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Wisconsin

Be aware that the state you live in can affect your eligibility, as well as the minimum and maximum amount of money you can borrow from this lender.

Applying for a personal loan from Regional Finance

To secure a loan from Regional Finance, you can use the website to see if you prequalify prior to filling out an application. The lender says the process can be completed in minutes, and you will need to provide your contact information, Social Security number and requested loan amount. Once you’ve submitted this information, applicants can contact the lender or wait for a representative to reach out, which can take up to 48 hours.

If you’re eligible for a loan, you will be required to visit a Regional Finance branch to complete the application. The loan specialist will need to verify the information provided, so applicants need to bring identification, proof of residence and proof of income. The best documents to bring would be utility bills, check stubs and/or tax returns. The loan specialist will review the application and documents before making a decision. Upon approval of the loan, you will be given your funds via check.

Pros and cons of a Regional Finance personal loan



  • Payment protection plans: With the payment protection plans offered by Regional Finance, certain circumstances, such as loss of employment or disability, will relieve borrowers of their monthly payment obligations.
  • Payment date changes: In extreme circumstances, you can request a change to your payment due date by calling your local branch and arranging a visit to fill out the required paperwork.
  • Fast funding: Once approved for a Regional Finance personal loan, you can receive funds the same day.
  • Prequalification: Prequalification allows you to determine your chances of being approved for a Regional Finance loan without affecting your credit.
  • Collateral: Securing a loan with Regional Finance requires applicants to have insured collateral, such as vehicles or TVs.
  • Application process and closing completed at branch: To complete the application process, close a loan and receive funds from Regional Finance, borrowers have to visit a branch.
  • Loan amount: At Regional Finance, loan amounts vary from state to state. This means that depending on where you live, you may not have access to the amount of funds you need.

Who’s the best fit for a Regional Finance personal loan

When attempting to determine if this lender is the right one, you will want to consider your credit score because it can affect the terms, the APR and more. For example, if you have poor credit, you may be approved for a loan, but chances are you will not be able to acquire a loan with a low APR and may not receive an offer for the amount of money you requested. However, if you have good to excellent credit, you are likely to qualify for the best rates.

Anyone in need of funds quickly may find Regional Finance to be the perfect option for a lender. Once you prequalify online, it is possible for you to receive your funds in a reasonable amount of time. Depending on when you speak to a Regional Finance representative and visit your local branch to complete the application process and close the loan, you could have a check in your hands in less than 24 hours.

Regional Finance consumer reviews

Any financial decision should be made after you’ve conducted sufficient research to feel confident in your decision. Before choosing to take out a personal loan from Regional Finance, consider checking out some consumer reviews. The Better Business Bureau (BBB) rating is fairly reliable and can easily reviewed.

Regional Finance has a BBB ranking of A-. BBB ratings represent how the BBB believes a business is most likely to interact with its customers. They base their ratings on information obtained about the business such as public complaints and information obtained from business and public data sources.

On LendingTree, which is the parent company of MagnifyMoney, Regional Finance has a rating of 5 out of 5 stars. However, as of early July 2019, they only have four reviews. These consumer reviews note that Regional Finance offers great service and is an fair lender with low rates.

Leia from Norcross, Ga., wrote: “Easy to work with. Quick application turnaround. Local office. I’m old fashioned, I like to meet the people who handle my loan in person.”

Regional Finance FAQ

They offer personal loans that can be used for a variety of needs.

Their personal loans can be used for unexpected bills, car repairs, medical expenses, or any other expenses. They can offer larger loans for expenses like furniture, vacations, appliances, debt consolidation and other larger purchases.

You can make payments via phone, mail, or online. You can also make payments in person at your local branch.

Yes, you can sign up for automatic monthly payments by registering for Online Account Management.

Potentially. They will evaluate your unique situation to determine if you qualify for lower monthly payments. You’ll have to contact your local branch for more information.

If you miss a payment or believe you will miss a future one, call your local branch to discuss your options with one of their loan specialists.

Yes, they report once a month to Equifax.

Alternative personal loan options




Credit Req.

Not Specified


36 or 60


Origination Fee

1.00% - 6.00%


on LendingTree’s secure website

LendingClub is a great tool for borrowers that can offer competitive interest rates and approvals for people with credit scores as low as 0.... Read More

LendingClub is a peer to peer lending company. Loans through LendingClub can be between $1,000 and $40,000 with term options of 36 or 60 months, and the APR range is 6.95% to 35.89%. Prior to filling out an application, you can check rates, but applying will impact your credit score. The process can take seven days, maybe more, so this is something potential borrowers want to consider before applying. Loans through LendingClub have no prepayment fees but they do have origination fees. LendingClub also offers National Disaster Support, which means they will not contact you about payment, report to the credit bureaus or charge a late fee for a minimum of 30 days if you have been affected by a natural disaster.




Credit Req.


Minimum Credit Score


24 to 84


Origination Fee

No origination fee


on LendingTree’s secure website

Advertiser Disclosure

SoFi offers some of the best rates and terms on the market. ... Read More

Fixed rates from 5.990% APR to 17.67% APR (with AutoPay). Variable rates from 5.60% APR to 14.700% APR (with AutoPay). SoFi rate ranges are current as of August 7, 2019 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 5.60% APR assumes current 1-month LIBOR rate of 2.27% plus 3.08% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

All rates, terms, and figures are subject to change by the lender without notice. For the most up-to-date information, visit the lender's website directly. To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

See Consumer Licenses.

SoFi Personal Loans are not available to residents of MS. Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements. Fixed and variable-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loan.

If you lose your job through no fault of your own, you may apply for Unemployment Protection. SoFi will suspend your monthly SoFi loan payments and provide job placement assistance during your forbearance period. Interest will continue to accrue and will be added to your principal balance at the end of each forbearance period, to the extent permitted by applicable law. Benefits are offered in three month increments, and capped at 12 months, in aggregate, over the life of the loan. To be eligible for this assistance you must provide proof that you have applied for and are eligible for unemployment compensation, and you must actively work with our Career Advisory Group to look for new employment. If the loan is co-signed the unemployment protection applies where both the borrower and cosigner lose their job and meet conditions.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (

For those who wish to borrow a large amount, SoFi is an option. This particular lender gives people access to loans ranging from $5,000 to $100,000. With fairly reasonable APRs from 5.99% to 17.67%, and terms ranging from 24 to 84 months, you have plenty of time to back your loan, regardless of its size. What many may really find appealing about SoFi as a lender is the APR discount people are eligible to receive for signing up for automatic payments, but also the unemployment protection, which allows you to go up to 12 months without making payments should you lose your job and are unable to make the required monthly payments.

Marcus by Goldman Sachs®

Marcus by Goldman Sachs®


Credit Req.

Not specified


36 to 72


Origination Fee

No origination fee


on LendingTree’s secure website

Advertiser Disclosure

Marcus by Goldman Sachs® offers personal loans for up to $40,000 for debt consolidation and credit consolidation. ... Read More

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. For New York residents, rates range from 5.99% to 24.99% APR.

When choosing Marcus by Goldman Sachs® as your lender, you have the option to borrow between $3,500 and $40,000. There is the possibility of receiving a loan with a low APR of 5.99%, but rates go as high as 28.99%. Terms range from 36 to 72 months, and there are no prepayment fees or late fees.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Jacqueline DeMarco
Jacqueline DeMarco |

Jacqueline DeMarco is a writer at MagnifyMoney. You can email Jacqueline here

Kristina Byas
Kristina Byas |

Kristina Byas is a writer at MagnifyMoney. You can email Kristina here

Get Personal Loan Offers
Up to $50,000


Won’t impact your credit score

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Life Events

The Most Popular Retirement Destinations for Seniors

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

Many of us look forward to that sweet day when we’ll never have to set an alarm again. You have no boss, no deadlines and no meetings. Most of us would agree that retirement sounds pretty awesome. Which is why it is so important to plan for it properly.

When it comes time to choose where to live, cost of living and general livability for retirees are typically the two main concerns. In past studies, we have endeavored to look at a cross section of retirees’ concerns, so we can rank the best places to retire. But sometimes, the best places to retire doesn’t always line up with where retirees actually move. We hope to shed some light on senior retiree preferences by finding the top retirement destinations. Here’s a look at the most tempting locations.

Key findings

  • The top 25 retirement destinations is dominated by Arizona and Florida metros. Those two states account for 15 of the 25 metro areas with highest net migration of retirees.
  • The Phoenix metro area was the runaway favorite. This area attracted 19,550 new seniors. Only about 12,421 opted to leave. That left a net influx of 7,129 retired seniors making Phoenix their home.
  • Only two metro areas not in Arizona or Florida made it to the top 10: Milwaukee and Nashville, Tenn. Milwaukee saw a net influx of 3,924 retirees, while Nashville gained 2,831.
  • The busiest and least-affordable metros saw the largest loss of retirees. Cities like New York, Los Angeles, Seattle and San Francisco tend to lose those who left the workforce. This exodus of retirees does slightly help balance population crises in cities like San Francisco which lost 2,731 retirees.
  • Weather and a sense of “affordability” aren’t the only factors attracting retirees. Florida and Tennessee in particular, and Arizona to a lesser degree, have extremely retiree-friendly tax laws. Florida does not tax any kind of retirement income and has relatively low property and sales taxes. Likewise, Tennessee does not tax social security income, which, apart from the BBQ and music, may explain why Nashville is a top 10 retiree destination.
  • California experiences the biggest loss of retirees. Of the 18 California metro areas we analyzed, 14 saw a net decrease in retirees.

Most popular retirement destinations

Phoenix stole the number one spot that retirees are flocking to. But if you prefer less desert and more beach, Tampa, St. Petersburg and Clearwater, Florida came in second place. If you’d take a lake over a beach any day, Lake Havasu City in Arizona made its way into the top 10. And thanks to their low cost of living, midwestern cities may be the perfect place to spend your golden years.

If the top 10 is sounding a little crowded for your taste, you could hop on over to the Pacific Northwest. Slightly less popular – but still highly ranked – is Portland and surrounding metro areas in Oregon and Washington. The Portland-Vancouver-Hillsboro area in Oregon and Washington ranked 11th place. And Eugene, Oregon was also highly ranked as the 19th most popular retirement destinations for seniors. We have to say, Portland has a pretty stellar reputation. We found in a previous study, that Portland ranks seventh as one of the best places to live in America if you’re looking for a balanced lifestyle.

The South is looking mighty appealing too. Of course, plenty of spots in Florida made the list, but so did Nashville, Tenn. Who’s ready for some BBQ? If you desire even more southern charm, check out the Greenville-Anderson-Mauldin region of South Carolina.

Humidity got you down? Golden coast California didn’t make it into the top 10. Hint: high real estate prices. But sunny San Diego ranked 23rd, which is not too shabby.

Least popular retirement destinations

The New York metro area ranked number one in our list of the least popular retirement destinations for seniors. Chicago, Philadelphia and Los Angeles didn’t fare too well either.

Dream locations like Honolulu, Hawaii, and Orlando, Florida didn’t rank as highly as one would think. And on a not so surprising note, bustling metro areas full of workers bees weren’t desirable spots either. Apparently, there is a lot less need for early bird specials in Los Angeles, San Francisco, Atlanta, New York, Seattle and Chicago.

Be prepared for retirement with these tips

Preparing to retire is a big financial undertaking. One you should take seriously and plan for. Consider these tips as you prep for retirement.

Take advantage of catch-up contributions: If you find yourself over the age of 50 and getting ready to retire but fell behind on saving money, you may want to take advantage of catch-up contributions. Usually, the maximum contribution limit to a 401(k) is $18,500 and to an IRA is $5,000. But for those over 50 years of age, catch-up contributions are more flexible, allowing those total contribution limits to be $24,500 and $6,500, respectively.

Adjust your budget: Tightening your budget so you can see how you’ll live on your new income can help you prepare for the adjustment to life in retirement. You may want to consider saving for unexpected expenses like travelling, assisting family and friends and the potential need for medical care or the option of living in an assisted living facility.

  • The 4% withdrawal rule: Generally you’ll need to withdraw around 4% from your nest egg each year. This means that if you have $1 million saved for retirement, you would withdraw $40,000 each year for costs like food and medical supplies. This is just one way of looking at the expected cost of retirement.
  • 75% of income rule: You can also follow the principle of the 75% of income rule. This guideline advises that you should spend between 75% to 85% of your current annual income each year in retirement. Generally your expenses drop after retirement, so ideally this should be enough income for you to live comfortably.

Review and pay off debt: Taking care of debt before you retire is something to seriously plan for. Seniors with credit card debt have a net worth worth of 43% less than those without credit card debt. The high interest rates associated with credit cards can destroy nest egg income.

Because the average credit card interest rate is 14%, seniors who have credit card debt (on average, $4,786) will pay an average of $670 every year for interest charges. With the average investment portfolio not earning more than 8% every year, seniors will on average earn only $4,508 from their portfolio. Sadly, this means that credit card interest can eat up more than 15% of a nest egg income.


Data comes from Integrated Public Use Microdata Series (IPUMS). In order to rank the top retirement destinations for seniors, researchers looked at two metrics. Specifically we looked at the number of residents over 65 who were out of the labor force who moved into a metro area and compared it to the number of over 65 residents who were out of the labor force who moved out of a metro area. Those two numbers were then combined to create a net migration figure. This study is ranked based on that net migration figure.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Jacqueline DeMarco
Jacqueline DeMarco |

Jacqueline DeMarco is a writer at MagnifyMoney. You can email Jacqueline here

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Strategies to Save

The Best Places for Raising a Family as a Single Parent

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

Being a single parent is a challenge. Not only must single parents manage debt and other financial priorities, they must balance work and time spent with their children. Unfortunately, single-parent households are more likely to be impoverished, and not all states offer the same workplace benefits for parents. That could make raising children harder.

To determine where single parents may fare best, we scored the 100 largest metros on four key indicators:

  • Income score, including median income; the percentage of households living below the poverty line; and the percentage difference between median single-parent households and all households.
  • Affordability score, which considers regional price parity; income limits for in-state child care assistance; the percentage difference between single-parent household median income; and income limits for child care assistance.
  • Time score, which includes the average commute and the average number of hours worked per week.
  • Workplace protection score, which considers statewide paid family leave insurance and protected time off for school events.

Here’s what we found.

Key findings

  • Single parents in Springfield, Mass. came first in our rankings, with a score of 65.2. The city had an especially high time score and workplace protection score.
  • Sacramento, Calif. and Buffalo, N.Y. followed Springfield, with final scores of 62.2 and 61.5, respectively.
  • In McAllen, Texas, a whooping 60.8% of single parents live below the federal poverty line. Honolulu had the lowest incidence of single parents living below the poverty line, at 24.9%.
  • Houston, Texas had the lowest score among the 100 metros we studied. Its final score was 26.7. Notably, the difference between the median income of single parents and all households was -51.4%.
  • Atlanta and Birmingham, Ala., which were No. 99 and No. 98 in our rankings, didn’t fare much better, with final scores of 27.7 and 28.1, respectively.
  • So-called “blue states” tended to dominate the top of the list, thanks mostly to strong workplace protection laws for parents and generous childcare subsidies.
  • On average and across all metros, 39.2% single parents are living below the federal poverty line.

Children aren’t cheap, and raising them is hard. This map highlights locations where being a single parent may be easier or more affordable. Hover your cursor over the dots on the map to review how each metro fared across our key indicators and overall.

10 best places to live as a single parent

This table outlines the 10 best places for single parents to live from a financial perspective. California and New York parents are in luck. Three of the top 10 locations were California-based and four were New York-based. The combination of their high income, affordability, time and workplace protection scores helped determine these locations rankings.

10 worst places to live as a single parent

These locations had the lowest rankings due to their scores in our four key indicators. Single parenthood appears to be more challenging financially in Southern states, with locations in Texas, Georgia, Alabama and South Carolina ranking in the 10 worst places to live as a single parent. Most notable are these 10 locations’ nonexistent (or very low, in the case of Chicago with a score of 10/100) workplace protection scores.

Understanding these rankings

In order to understand how we ranked these locations, it’s important to look at the four following categories that we scored. The average of the scores was individually calculated for each metric within each category and was used to determine the overall metro scores. Those sub-scores were calculated on a scale of 0 to 100, based on where each metro falls between the highest and lowest values among all the metros we reviewed.

The four key indicators that were scored and the metrics within each indicator are:

Income of single parents in the community

  • Median income of single parents.
  • The difference between the median earnings of single-parent households and the median income of all households. This gives us a sense of whether single parents are having a harder time earning money than other members of the community.
  • The percentage of single-parent households that fall below the federal poverty line.

Comparing the difference between incomes of single-parent household and all households gives us a sense of whether single parents have a harder time earning money than other members of the community.

Affordability of the community, particularly related to child care

  • The income limit for child care subsidy assistance from the state.
  • The difference between median earnings for single-parent households and the child care assistance income limit.
  • Regional price parity, which compares local costs – including housing, goods and services – to the nation as a whole. The regional price parity for the U.S. is set at 100, so a number lower than that means that costs are lower and a number above that means costs are higher.

Child care expenses are an absolute necessity for single working parents. So, we wanted to see whether or not a typical single-family household would qualify for assistance from its state, and how much below the qualifying line they fall. This is significant because many assistance programs offer graduated subsidies depending on family income.

However, some states have long waiting lists for assisted child care, so falling within the qualification limit for subsidies doesn’t necessarily mean that parents will actually get the child care they need to earn a living for their families.

Time devoted to work

  • Average commute time in minutes for the metro.
  • Average hours worked each week within the metro.

How much time a single parent spends working impacts their time spent with family and can increase the amount spent on child care costs, such as if the parent needs to put their child in day care while they are away at work or commuting.

Workplace protections for parents

  • The number of weeks under the Family and Medical Leave Act that a state will pay an employee from a state insurance program. Under federal law, workers of certain tenure can’t be reprised for taking up to 12 weeks of leave to care for themselves or close family members per year, however that time is unpaid, barring workplace policy or short-term disability insurance. A handful of states have created insurance programs, similar to unemployment insurance, to pay employees a portion of their usual earnings while they are on approved leave.
  • Protected time off for school events. Because participation in children’s schooling is so important, some states have passed laws to guarantee that parents can take a certain number of hours away from work to attend events and meetings related to their children’s schooling.

Parents in general, but especially single parents, can benefit from regulations that protect them when they take time off work due to family-related issues.

Full rankings: 100 best places for single parents

The following table breaks down the overall score for the 100 best locations as well as presents their subscores for each factor taken into consideration. Each column is sortable in either ascending or descending order. By sorting the chart, you’ll see how the different factors contribute to their scores.

Managing your finances as a single parent

Based off our findings and further research, there are a few ways single parents can better manage their finance on one income and with children.

Consider your debt relief options: If you’ve found yourself in debt and are struggling in repayment, you could review your debt relief options. Chapter 7 or 11 bankruptcy, debt settlement and debt management plans may be available to you. Learning how these options affect your credit score is something you should also research.

Review your personal loans options: Those with credit card debt or high-interest loans may want to consider refinancing or consolidating their debt into a personal loan with a lower interest rate. Doing so could reduce your overall costs for repayment. You could also extend your repayment term to reduce monthly payments, though this could increase how much total interest you pay on your loan.

Learn about government resources for parents: Single parents who are struggling financially may qualify for assistance through government or charitable programs, such as food banks. A 2017 study found that not all single parents were aware of the help that is provided at food banks or were not certain they were entitled to support.

Know your rights: Paid time off for sick children and protections against reprisal for going to parent-teacher conferences can make a big difference, although these policies may not be well enforced. Learn your rights regarding the Family and Medical Leave Act and any protected time off for school events you may be eligible for. Knowing what your rights are will help you protect yourself against employer repercussion.


Limiting our research to the current 100 largest metropolitan statistical areas (“MSAs”), we tracked each metro across four categories. The data was derived from the 2017 American Community Survey 5-Year Estimate from the U.S. Census (“2017 ACS”), except where otherwise noted.

Each data series was scored relative to highest and lowest values across all metros. For each category, these scores were averaged for a highest possible category score of 100 and a lowest of 0. The four category scores were then averaged for a final score. The highest possible final score was 100 and the lowest was 0.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Jacqueline DeMarco
Jacqueline DeMarco |

Jacqueline DeMarco is a writer at MagnifyMoney. You can email Jacqueline here