Lauren Perez is a personal finance writer at LendingTree-owned websites MagnifyMoney.com and DepositAccounts.com, covering all things related to deposit accounts. She can tell you where to find the best CD rates (a great party trick), explore the complexities of financial anxiety and recommend the latest and greatest deposits products. She also provides MagnifyMoney’s Federal Reserve coverage — follow her for the latest Fed updates.
Lauren has been covering personal finance topics for several years. She now covers deposit and investment accounts exclusively, chasing the latest stories and following the best rates available.
Lauren was most recently a personal finance writer for SmartAsset, where her stories ran the gamut from savings to mortgages to credit cards.
Lauren received her B.A. in English ( Language, Media, and Communications) from the University of Rochester, where she also completed an Italian minor.
We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:
MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.
Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.
For complete details on any product see the terms and conditions on the financial institution's website.
MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.
Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check
While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).
Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.
We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.