Pearly Huang is a copy editor for LendingTree and its family of brands, which includes CompareCards, DepositAccounts, MagnifyMoney, Student Loan Hero and ValuePenguin.
Prior to joining LendingTree, Pearly worked at the copy and research desks at several, major publishing companies such as American Express Publishing, TIME Inc., Condé Nast
Pearly got her start in hyperlocal journalism, where she was a reporter for Time Out New York, Patch.com and The Huffington Post. She was born and raised in New York City, where she is currently based.
Pearly's formal education includes a B.A. in Journalism and a B.A. in English Studies from The Pennsylvania State University.
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We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:
MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.
Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.
For complete details on any product see the terms and conditions on the financial institution's website.
MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.
Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check
While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).
Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.
We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.