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Updated on Monday, November 25, 2019
If you frequently book travel through Expedia, you might find value in the Expedia® Rewards Card from Citi. With this card, you can earn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases.
Let’s break down when it makes sense to use the Expedia® Rewards Card from Citi, what rewards are worth, and when you’d be better off with a different card.
Where the Expedia® Rewards Card from Citi stands out
Automatic Expedia Rewards Silver status. Silver members can save an extra 10% or more on select hotels.
Earn extra points. As of the date of publishing, Expedia’s website shows that points earned with the card are in addition to the points you’d earn just by being a member of the rewards program. Here’s the example used:
- The base rewards rate is 2 points for every $1 spent on Expedia.com (except flights, which earn 1 point per $5). So for a $1,750 flight and hotel package on Expedia.com, you’ll earn a base amount of 3,500 points.
- Don’t forget about the silver status 10% bonus. That adds 350 more points.
- Now, factor in the card’s 3 bonus points per $1 spent. That’s 5,250 more points.
- Add all this up and you’ve earned a total of 9,100 points on your $1,750 purchase. That comes out to 5.2 points earned per $1 spent.
If you redeem points toward a VIP Access hotel stay, those 9,100 points would be worth $130. If you redeem them toward a regular hotel stay, 9,100 points would be worth $65. In the first case, each point is worth 1.4 cents, while in the second, each point comes out to a value of 0.7 cents.
No foreign transaction fee. Don’t worry about paying a foreign transaction fee on each purchase when you use this card outside the United States — there is None.
Citi EntertainmentSM. As a Citi cardholder, you can get special access to purchase tickets to events such as concerts, sporting events, and more.
Where the Expedia® Rewards Card from Citi falls short
Only Expedia purchases earn 3X. If you always book your travel through Expedia anyway, this might not bother you. But if you like being able to go through a variety of travel services or book directly through an airline or hotel, you might not like being limited to one service.
Inflexible redemption options. Unfortunately, points cannot be redeemed for cash or transferred to travel loyalty programs. Your redemption options include:
- Bookings at Expedia Rate hotels
- Vacation package coupons
- Expedia Rate “Pay Now” cars
- “Things to Do” activities through Expedia
- Donating points to St. Jude Children’s Research Hospital
Note that if you book a hotel, you have the option of covering part of the booking with points and part out-of-pocket. If you want to use points toward a flight, however, you must have enough points to cover the entire cost of the flight.
No travel protection benefits. For a card aimed at travelers, you’d think the Expedia® Rewards Card from Citi would offer benefits such as lost luggage reimbursement, but it does not.
Points can expire. You must earn or redeem points at least once every 18 months to prevent points from expiring. If you use this card regularly, the requirement won’t be hard to meet. But if you find you’re getting more value from another card and you sock drawer the Expedia® Rewards Card from Citi, know that you might lose any Expedia+ points you’ve accumulated.
Compare it with the Wells Fargo Propel American Express® card
The Wells Fargo Propel American Express® card is a strong offering for a $0 annual fee that offers rewards on flights, hotels, car rentals and more. Let’s see how the two cards compare.
|Expedia® Rewards Card from Citi||Wells Fargo Propel American Express® card|
|Welcome offer||20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening.||Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.|
|Rewards||3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases.||Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.|
|Purchase APR||16.49% - 24.49% (Variable)||Intro 0% for 12 months. After that, a 14.49% to 24.99% (Variable) APR applies.|
|Balance transfer APR||16.49% - 24.49% (Variable)||Intro 0% for 12 months on qualifying balance transfers. After that, a 14.49% to 24.99% (Variable) APR applies.|
|Foreign transaction fee||None||None|
You can earn rewards on a much broader range of purchases using the Wells Fargo Propel American Express® card compared to the Expedia® Rewards Card from Citi. Plus, if you need a period of 0% introductory APR on to pay off a big purchase or debt transferred from another credit card, the Wells Fargo Propel American Express® card has a solid intro 0% for 12 months on purchases. After that, a 14.49% to 24.99% (Variable) APR applies, and an intro 0% for 12 months on qualifying balance transfers. After that, a 14.49% to 24.99% (Variable) APR applies.
The Wells Fargo Propel American Express® card also offers benefits including lost luggage reimbursement and car rental loss and damage insurance. Terms apply.