A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter (kpelletier@magnifymoney.com) for additional data requests.
Highest late fee
$49 – Regions Bank Visa Business Credit Card
Lowest late fee
$0 – Citi Simplicity, PenFed Promise
Highest disclosed APR
(Bank) 30.24% – Continental Finance Surge MasterCard
(Credit union) 23.49% – Alliant Credit Union Visa Platinum Rewards
Lowest disclosed APR
(Bank) 6.90% – USAA Rate Advantage Platinum MasterCard
(Credit Union) – 5.24% – Variable Rate Credit Card from UNIFY Financial CU
Longest 0% balance transfer offer
(Bank) 24 months – Santander Sphere Visa Signature
(Credit Union) 18 months – TruWest Visa Platinum Card, TruWest Platinum Points Visa Rewards Credit Card
Highest cash back rewards with no spending limits or annual fees
Gas
(Bank) 3% – Farmers Rewards Visa
(Credit Union) 5% – Fort Knox Credit Union Platinum Visa Card
Groceries
(Bank) 3% – Cash Rewards American Express® Card from Camden National Bank
(Credit Union) 3% – Golden 1 Platinum Rewards Credit Card
Travel
(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 4.25% – PenFed Premium Travel Rewards American Express® Card
Dining
(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU,Signature Visa Card By State Employees CU Of Maryland
Highest Savings Account Rate – $10,000 Balance
(Bank) – 1.25% Online Savings from PurePoint Financial
(Online) – 1.10% eOne Savings By Salem Fivedirect
Personal Loans AD
LendingTree
Disclaimer
5.99% To 35.99% APR
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SoFi
Advertiser Disclosure
6.79% To 16.24% APR
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Marcus by Goldman Sachs®
Advertiser Disclosure
5.99% To 28.99% APR
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LightStream
Advertiser Disclosure
3.99% To 16.99% APR
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