Advertiser Disclosure

Market Data

Bank & Credit Union Product Snapshot – December 2015

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.

A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter ([email protected]) for additional data requests.

Highest late fee

$49 – Regions Bank Visa Business Credit Card

Lowest late fee

$0 – Citi Simplicity, PenFed Promise

Highest disclosed APR

(Bank) 29.99% – Continental Finance Surge MasterCard

(Credit union) 23.24% – Alliant Credit Union Visa Platinum Rewards

Lowest disclosed APR

(Bank) 9% – City National Crystal Visa Infinite Credit Card

(Credit Union) – 5.15% – San Francisco FCU Visa Platinum Rewards

Longest 0% balance transfer offer

(Bank) 24 months – Santander Sphere Visa Signature

(Credit Union) 12 months – The Logix Platinum MasterCard

Highest cash back rewards with no spending limits or annual fees

Gas

(Bank) 3% – AARP Credit Card from Chase, Farmers Rewards Visa, City National Visa Signature Credit Card

(Credit Union) 5% – Fort Knox FCU Visa Platinum, PenFed Platinum Cash Rewards

Groceries

(Bank) 3% – Cash Rewards Credit Card By SunTrust bank

(Credit Union) 3% – Consumers Credit Union Visa Signature Cash Rebate Card, Golden 1 Platinum Rewards

Travel

(Bank) 5% – The Upromise Mastercard By SalliMae

(Credit Union) 3% – Power Travel Rewards World MasterCard By Security Service FCU, Signature Visa Card By State Employees CU Of Maryland

Dining

(Bank) 5% – The Upromise Mastercard By SalliMae

(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU, Signature Visa Card By State Employees CU Of Maryland

Highest Savings Account Rate – $10,000 Balance

(Bank) – 1.12% E-Savings Account By North American Savings Bank

(Online) – 1.06% Direct Saving by SFGI Direct Bank

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

MagnifyMoney
MagnifyMoney |

Have a question to ask or a story to share? Contact the MagnifyMoney team at [email protected]

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Advertiser Disclosure

Market Data

Bank & Credit Union Product Snapshot – May 2017

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.

A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter ([email protected]) for additional data requests.

Highest late fee

$49 – Regions Bank Visa Business Credit Card

Lowest late fee

$0 – Citi Simplicity, PenFed Promise

Highest disclosed APR

(Bank) 30.24% – Continental Finance Surge MasterCard
(Credit union) 23.49% – Alliant Credit Union Visa Platinum Rewards

Lowest disclosed APR

(Bank) 6.90% – USAA Rate Advantage Platinum MasterCard
(Credit Union) – 5.24% – Variable Rate Credit Card from UNIFY Financial CU

Longest 0% balance transfer offer

(Bank) 24 months – Santander Sphere Visa Signature
(Credit Union) 18 months – TruWest Visa Platinum Card, TruWest Platinum Points Visa Rewards Credit Card

Highest cash back rewards with no spending limits or annual fees

Gas

(Bank) 3% – Farmers Rewards Visa
(Credit Union) 5% – Fort Knox Credit Union Platinum Visa Card

Groceries

(Bank) 3% – Cash Rewards American Express® Card from Camden National Bank
(Credit Union) 3% – Golden 1 Platinum Rewards Credit Card

Travel

(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 4.25% – PenFed Premium Travel Rewards American Express® Card

Dining

(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU,Signature Visa Card By State Employees CU Of Maryland

Highest Savings Account Rate – $10,000 Balance

(Bank) – 1.25% Online Savings from PurePoint Financial
(Online) – 1.10% eOne Savings By Salem Fivedirect

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

MagnifyMoney
MagnifyMoney |

Have a question to ask or a story to share? Contact the MagnifyMoney team at [email protected]

TAGS:

Advertiser Disclosure

Market Data

Bank & Credit Union Product Snapshot – April 2017

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.

A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter ([email protected]) for additional data requests.

Highest late fee

$49 – Regions Bank Visa Business Credit Card

Lowest late fee

$0 – Citi Simplicity, PenFed Promise

Highest disclosed APR

(Bank) 30.24% – Continental Finance Surge MasterCard
(Credit union) 23.49% – Alliant Credit Union Visa Platinum Rewards

Lowest disclosed APR

(Bank) 6.90% – USAA Rate Advantage Platinum MasterCard
(Credit Union) – 5.24% – Variable Rate Credit Card from UNIFY Financial CU

Longest 0% balance transfer offer

(Bank) 24 months – Santander Sphere Visa Signature
(Credit Union) 18 months – TruWest Visa Platinum Card, TruWest Platinum Points Visa Rewards Credit Card

Highest cash back rewards with no spending limits or annual fees

Gas

(Bank) 3% – Farmers Rewards Visa
(Credit Union) 5% – Fort Knox Credit Union Platinum Visa Card

Groceries

(Bank) 3% – Cash Rewards American Express® Card from Camden National Bank
(Credit Union) 3% – Golden 1 Platinum Rewards Credit Card

Travel

(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 4.25% – PenFed Premium Travel Rewards American Express® Card

Dining

(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU,Signature Visa Card By State Employees CU Of Maryland

Highest Savings Account Rate – $10,000 Balance

(Bank) – 1.25% Online Savings from PurePoint Financial
(Online) – 1.10% eOne Savings By Salem Fivedirect

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

MagnifyMoney
MagnifyMoney |

Have a question to ask or a story to share? Contact the MagnifyMoney team at [email protected]

TAGS: