Market Data

Bank & Credit Union Product Snapshot – December 2015

Tuesday, January 12, 2016

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.

MagnifyMoney

A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter (kpelletier@magnifymoney.com) for additional data requests.

credit

Highest late fee

$49 – Regions Bank Visa Business Credit Card

Lowest late fee

$0 – Citi Simplicity, PenFed Promise

Highest disclosed APR

(Bank) 29.99% – Continental Finance Surge MasterCard

(Credit union) 23.24% – Alliant Credit Union Visa Platinum Rewards

Lowest disclosed APR

(Bank) 9% – City National Crystal Visa Infinite Credit Card

(Credit Union) – 5.15% – San Francisco FCU Visa Platinum Rewards

Longest 0% balance transfer offer

(Bank) 24 months – Santander Sphere Visa Signature

(Credit Union) 12 months – The Logix Platinum MasterCard

cash

Highest cash back rewards with no spending limits or annual fees

Gas

(Bank) 3% – AARP Credit Card from Chase, Farmers Rewards Visa, City National Visa Signature Credit Card

(Credit Union) 5% – Fort Knox FCU Visa Platinum, PenFed Platinum Cash Rewards

Groceries

(Bank) 3% – Cash Rewards Credit Card By SunTrust bank

(Credit Union) 3% – Consumers Credit Union Visa Signature Cash Rebate Card, Golden 1 Platinum Rewards

Travel

(Bank) 5% – The Upromise Mastercard By SalliMae

(Credit Union) 3% – Power Travel Rewards World MasterCard By Security Service FCU, Signature Visa Card By State Employees CU Of Maryland

Dining

(Bank) 5% – The Upromise Mastercard By SalliMae

(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU, Signature Visa Card By State Employees CU Of Maryland

Highest Savings Account Rate – $10,000 Balance

(Bank) – 1.12% E-Savings Account By North American Savings Bank

(Online) – 1.06% Direct Saving by SFGI Direct Bank

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LendingTree
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As low as 3.99% APR
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SoFi
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5.99% To 16.99% APR
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Marcus by Goldman Sachs®
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5.99% To 28.99% APR
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LightStream
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3.99% To 16.99% APR
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By clicking “See Offers” you’ll be directed to our parent company, LendingTree. You may or may not be matched with the specific lender you clicked on, but up to five different lenders based on your creditworthiness.

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