Bank & Credit Union Product Snapshot – February 2017

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Written By

Updated on Friday, February 24, 2017

A snapshot of the best and worst from’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter ([email protected]) for additional data requests.

Highest late fee

$49 – Regions Bank Visa Business Credit Card

Lowest late fee

$0 – Citi Simplicity, PenFed Promise

Highest disclosed APR

(Bank) 30.24% – Continental Finance Surge MasterCard
(Credit union) 23.49% – Alliant Credit Union Visa Platinum Rewards

Lowest disclosed APR

(Bank) 6.90% – USAA Rate Advantage Platinum MasterCard
(Credit Union) – 5.24% – Variable Rate Credit Card from UNIFY Financial CU

Longest 0% balance transfer offer

(Bank) 24 months – Santander Sphere Visa Signature
(Credit Union) 18 months – TruWest Visa Platinum Card, TruWest Platinum Points Visa Rewards Credit Card

Highest cash back rewards with no spending limits or annual fees


(Bank) 3% – Farmers Rewards Visa
(Credit Union) 5% – PenFed Platinum Cash Rewards, Platinum Visa® from Abound Credit Union


(Bank) 3% – Cash Rewards American Express® Card from Camden National Bank
(Credit Union) 3% – Platinum Visa® from Abound Credit Union, Golden 1 Platinum Rewards Credit Card,Signature Visa Card from State Employees CU Of Maryland


(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 4.25% – PenFed Premium Travel Rewards American Express® Card


(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU,Signature Visa Card By State Employees CU Of Maryland

Highest Savings Account Rate – $10,000 Balance

(Bank) – 1.15% Popular Direct Savings from Popular Direct
(Online) – 1.10% eOne Savings By Salem Fivedirect