A snapshot of the best and worst from MagnifyMoney.com’s proprietary database of over 3,000 financial products from over 800 banks and credit unions. Please contact Kellie Pelleiter (kpelletier@magnifymoney.com) for additional data requests.
Highest late fee
$49 – Regions Bank Visa Business Credit Card
Lowest late fee
$0 – Citi Simplicity, PenFed Promise
Highest disclosed APR
(Bank) 30.24% – Continental Finance Surge MasterCard
(Credit union) 23.49% – Alliant Credit Union Visa Platinum Rewards
Lowest disclosed APR
(Bank) 6.90% – USAA Rate Advantage Platinum MasterCard
(Credit Union) – 5.24% – Variable Rate Credit Card By Western FCU
Longest 0% balance transfer offer
(Bank) 24 months – Santander Sphere Visa Signature
(Credit Union) 18 months – TruWest Visa Platinum Card, TruWest Platinum Points Visa Rewards Credit Card
Highest cash back rewards with no spending limits or annual fees
Gas
(Bank) 3% – Wells Fargo Propel American Express Card, Farmers Rewards Visa
(Credit Union) 5% – PenFed Platinum Cash Rewards, Fort Knox Credit Union Platinum Visa Card
Groceries
(Bank) 2.25% – Cash Rewards American Express Card By USAA
(Credit Union) 3% – Golden 1 Platinum Rewards Credit Card, Visa Signature Card By Consumers CU
Travel
(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 4.60% – Citi ThankYou® Premier Card
Dining
(Bank) 5% – The Upromise Mastercard By SalliMae
(Credit Union) 3% – Golden 1 Credit Union Platinum Rewards, Power Travel Rewards World MasterCard By Security Service FCU,Signature Visa Card By State Employees CU Of Maryland
Highest Savings Account Rate – $10,000 Balance
(Bank) – 1.26% Popular Direct Savings from Popular Direct
(Online) – 1.10% eOne Savings By Salem Fivedirect
Personal Loans AD
LendingTree
Disclaimer
Advertiser Disclosure
As low as 3.99% APR
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SoFi
Advertiser Disclosure
5.99% To 16.99% APR
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Marcus by Goldman Sachs®
Advertiser Disclosure
5.99% To 28.99% APR
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LightStream
Advertiser Disclosure
3.99% To 16.99% APR
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By clicking “See Offers” you’ll be directed to our parent company, LendingTree. You may or may not be matched with the specific lender you clicked on, but up to five different lenders based on your creditworthiness.
