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Vibe Credit Union Review: Checking, Savings, CD, Money Market and IRA Accounts

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

Vibe Credit Union checking account options

Sound Checking account

A checking account that lets you earn a small amount of interest at different tier levels.
APYMinimum Balance to Earn APY
0.01%$0
0.02%$5,000
  • Minimum opening deposit: None
  • Monthly account maintenance fee: $3; can be waived with combined Vibe Credit Union account balances of $500.
  • ATM fee: None on CO-OP network ATMs; 10 free out-of-network ATMs transactions per month; then $1. Outside banks may charge additional fees.
  • ATM fee refund: None
  • Overdraft fee: $30

This checking account allows account holders to earn interest on any amount, albeit at a very low rate. It offers various basic services you’d expect to find with most any checking account these days, including mobile and online banking services.

One nice perk is the fact that you get 10 free outside ATM transactions per month. It also offers personalized cash back rewards when you shop at certain retailers; these rewards are deposited into your checking account at the end of every month.

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FU$E Checking

A youth checking account for members ages 16 to 23.
APYMinimum Balance to Earn APY
0.02%$0
0.02%$5,000
  • Minimum opening deposit: None
  • Monthly account maintenance fee: None
  • ATM fee: None on CO-OP network ATMs; 10 free out-of-network ATM transactions per month; then $1 plus any other fees imposed by other banks.
  • ATM fee refund: None
  • Overdraft fee: $30

This interest-bearing youth account helps teens and young adults establish good financial habits while building toward their future. With basic services like online and mobile banking, and no monthly fees or requirements, this is a good account for young members to have if they or one of their family members qualifies for membership.

When the account holder turns 24, this account will become a Sound Checking account, according to a credit union representative. A parent must be a joint owner on the account while their child is still a minor. Parents can remove themselves after their child turns 24 if they wish, though they can remain an owner of their new adult account as well.

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How Vibe Credit Union’s checking accounts compare

If you’re after a top-notch online banking account, you should make sure it has no monthly fees, a strong online banking platform, offers the ability to earn interest, has no ATM fees and possibly refunds outside fees.

While Vibe Credit Union’s checking account can check off most of those boxes, its rates simply don’t come close to those on our list of the best checking accounts out there. In fact, its rates are practically next to nothing. Consider one of the accounts on our list instead.

Vibe Credit Union savings account options

Membership Savings

This account is required to establish membership at Vibe Credit Union.
APYMinimum Balance to Earn APY
0.10%$0
  • Minimum opening deposit: $5
  • Minimum balance to earn APY: None
  • Monthly account maintenance fee: $3; can be waived (see below)
  • ATM fee: None on CO-OP network ATMs; $1 plus any other outside bank fees on out-of-network ATMs.
  • ATM fee refund: None
  • Overdraft fee: $30

This account is required to establish membership and open any other products at Vibe Credit Union. According to a credit union representative, if you open it in person, you only need to pay $5 fee. If you open it online, you will have to fund it with $25 and after seven business days, $20 will be available to you, with the remaining $5 serving as your opening fee.

Like the checking account, it offers a very low interest rate which can be earned on any balance. It also has a very low monthly fee, which can easily be waived if you: maintain a combined average daily balance of $500 in all deposit accounts and loan accounts; are an eServices user with a total direct deposit of at least $500 monthly; are a FU$E Checking or FU$E Money Management Account holder; are 18 or younger; or are 62 or older and have an electronic deposit (ACH) to your Vibe account.
This account also offers mobile and online banking services. You can open personalized sub-accounts within this account to save for special purchases like a vacation or new car, and earn the same rate on those funds.

Like all savings accounts, this one is subject to Federal Reserve Regulation D, which limits certain transfers and withdrawals to six per month.

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Holiday Savings

This account allows you to set aside funds for the holiday season.
APYMinimum Balance to Earn APY
0.15%$0
  • Minimum opening deposit: None
  • Minimum balance to earn APY: None
  • Monthly account maintenance fee: None
  • ATM fee: N/A
  • ATM fee refund: N/A
  • Overdraft fee: N/A

This account allows holders to sock away funds for holiday expenses. Your savings from this account will be deposited into your checking or savings account in November. You can contribute money to this account via direct deposit, monthly automatic transfers or manual transfers on your own.
According to a credit union representative, members can open this account at any time of the year. If you withdraw funds from this account before Nov. 1, the account will close for the remainder of the year. However, it can be reopened after Nov. 11 to begin saving for the following year’s holiday season.

As with all savings accounts, this one is subject to Federal Reserve Regulation D, which limits certain withdrawals and transfers to six per month.

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How Vibe Credit Union’s savings accounts compare

Not surprisingly, Vibe Credit Union’s savings account rates don’t compare to the best online savings accounts available. Since the opening and monthly maintenance requirements are pretty minimal on the Membership Savings account, it won’t hurt you to have it — that’s good news, since it’s required for membership to Vibe Credit Union. However, we wouldn’t recommend seeking out Vibe Credit Union for these accounts alone.

Vibe Credit Union CD rates

Certificates of Deposit

Certificates with a minimum opening deposit of $500.
TermAPY
12 months1.51%
18 months1.51%
24 months2.01%
30 months2.17%
36 months2.22%
48 months2.32%
60 months2.52%
  • Minimum opening deposit: $500
  • Minimum balance amount to earn APY: $500
  • Early withdrawal penalty: 90 days’ worth of interest on a 1 year term; 180 days’ worth of interest on all other terms

These are basic, run-of-the-mill CDs, which come in terms ranging from one to five years and offer fairly standard opening deposit requirements and early withdrawal penalties. The rates are pretty mediocre compared with the competition, however.

Interest on these accounts is calculated daily, and certificate holders have the option of having full interest paid at maturity, compounded quarterly (added to certificate) or monthly interest transfers made to their Vibe Credit Union checking or savings accounts.

Certificate renewal notices are sent seven days prior to maturity, with the CD being renewed automatically if no response is provided. There is a seven-day grace period for renewals, with a renewal acknowledgment sent upon request.

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How Vibe Credit Union’s CD rates compare

As mentioned above, Vibe Credit Union’s CD rates just don’t stack up against the competition, even if their requirements are fairly standard in comparison. We recommend considering one of the CDs on our list of the best CD rates to get the most bang for your buck on your funds.

Vibe Credit Union money market account options

Money Management account

Vibe Credit Union’s money market account allows you to earn slightly higher rates than on its savings accounts.
APYMinimum Balance to Earn APY
0.05%$0
0.25%$2,500
0.30%$20,000
  • Minimum opening deposit: $2,500
  • Minimum balance to earn APY: Varies; see table.
  • Monthly account maintenance fee: None
  • ATM fee: N/A
  • ATM fee refund: N/A
  • Overdraft fee: N/A

This account boasts the ability to earn higher interest rates than the Membership Savings account, and while that’s true, these rates really aren’t at all impressive.

Other services with this account include mobile and online banking services. Since it is a savings account, this account is subject to Federal Reserve Regulation D, which limits certain debits to six per month; exceed this limit and you’ll face a $5 fee per additional transaction from the credit union.

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Elite Money Management account

Virtually the same as the regular Money Management account, but with slightly higher rate tiers.
APYMinimum Balance to Earn APY
0.05%$0
0.35%$50,000
0.45%$100,000
  • Minimum opening deposit: $2,500
  • Minimum balance to earn APY: Varies; see table.
  • Monthly account maintenance fee: None
  • ATM fee: N/A
  • ATM fee refund: N/A
  • Overdraft fee: N/A

This account comes with the same requirements and other characteristics as the regular Money Management account; the only difference is that there are higher required minimum balances which earn slightly higher rates. As such, it’s also subject to Federal Reserve Regulation D, which limits certain debits to six per month. You’ll be faced with a $5 fee per excess transaction if you go over that rule from the credit union.

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FU$E Money Management account

The Money Money Management account version for youths from birth to age 23.
APYMinimum Balance to Earn APY
0.20% $0
0.30%$2,500
0.40%$20,000
  • Minimum opening deposit: $2,500
  • Minimum balance to earn APY: Varies; see table.
  • Monthly account maintenance fee: None
  • ATM fee: N/A
  • ATM fee refund: N/A
  • Overdraft fee: N/A

The youth version of Vibe Credit Union’s Money Management money market account allows children (or their parents) and young adults save up for things like a trip, new car or college tuition while earning a small amount of interest. When the account holder turns 24, this account will become a regular Money Management account. A parent must be a joint owner on the account while their child is still a minor. Parents can remove themselves after their child turns 24 if they wish, though they can remain an owner of their new adult account as well. As with all other savings accounts, it heeds to Federal Reserve Regulation D, which limits certain debits to six per month.

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How Vibe Credit Union’s money market accounts compare

Like a large majority of money market accounts out there, Vibe Credit Union’s offerings come with pretty dismal rates and high balance requirements to earn the highest ones. We recommend seeking out better rates from other institutions, such as one of the many on our list of the best money market rates and accounts.

Vibe Credit Union IRA options

IRA CDs

Vibe Credit Union’s CDs, opened within an IRA with a minimum deposit of $500.
TermAPY
12 months1.51%
18 months1.51%
24 months2.01%
30 months2.17%
36 months2.22%
48 months2.32%
60 months2.52%
  • Minimum opening deposit: $500
  • Minimum balance amount to earn APY: $500
  • Early withdrawal penalty: 90 days’ worth of interest on a 1 year term; 180 days’ worth of interest on all other terms

These are Vibe Credit Union’s same CD products, just opened within an IRA at the same fairly mediocre rates. The required opening deposit and early withdrawal penalty are fairly standard, as are the renewal options.

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How Vibe Credit Union’s IRA CD rates compare

Just like with the regular CDs, the rates on the credit union’s IRA CDs are not really anything to write home about.

When you’re saving for your retirement, you especially want to make sure you have the best opportunity to grow your funds. That’s why we urge you to do your research to find the best product out there, such as one of the many options on our list of the best IRA CD rates.

IRA savings account

A retirement account that can be opened as a traditional or Roth IRA.
APYMinimum Balance to Earn APY
0.20%$500
0.20%$2,500
0.30%$20,000
  • Minimum opening deposit: $500
  • Minimum balance to earn APY: Varies; see table
  • Monthly account maintenance fee: None
  • ATM fee: N/A
  • ATM fee refund: N/A
  • Overdraft fee: N/A

Vibe Credit Union offers an IRA savings account that can be opened as a traditional or Roth IRA. Like its other savings products, the rates really aren’t all that impressive. As with any other savings account, it is subject to Federal Reserve Regulation D, which limits certain withdrawals and transfers to six per month.

How to get Vibe Credit Union’s personal banking products

If you qualify for membership, you can open Vibe Credit Union’s checking, savings and certificates after opening a Membership Savings account with an opening deposit of $5. You’ll need to provide your Social Security number and a government-issued ID to become a member. For the IRA CDs and IRA savings accounts, members will need to visit the credit union in person. For the FU$E Checking and Money Management accounts, members under 18 will need to visit the credit union with a parent to open the accounts.

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Overall review of Vibe Credit Union’s banking products

Overall, none of the rates offered on Vibe Credit Union’s banking products are anything to get excited about. Its minimal fees and monthly requirements are a definite plus, as is the fact that both of its Vibe Credit Union’s checking account products earn interest, but you can still do better elsewhere. Do your research to find the deposit account that will really allow you to reap the most benefits on your funds.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Emilia Benton
Emilia Benton |

Emilia Benton is a writer at MagnifyMoney. You can email Emilia here

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Reviews

American Express Green Card Review

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

The iconic American Express® Green Card has undergone a fresh makeover. Thanks to a revamp that rolled out in October 2019, the American Express® Green Card is now a compelling choice for those who want rewards and perks for travel, but aren’t ready to shell out for a premium travel card with an annual fee in the $500 range. This card does charge a $150 annual fee, but if you take full advantage of the annual credits you get for having it, you can mitigate the cost of the annual fee.

Plus, the new card is made mostly out of plastic reclaimed from beaches, islands, and coastal communities — so it can be considered “green” both in color and environmentally.

Where the American Express® Green Card stands out

American Express® Green Card

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American Express® Green Card

Annual fee
$150
Rewards Rate
Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
Credit required
excellent-credit
Excellent/Good

Rewards. Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours. This is an inclusive travel category, which gives you the chance to earn rewards in a lot of different ways.

CLEAR annual credit. CLEAR uses your eyes and fingerprints to confirm your identity. It can be used at a variety of airports, stadiums, and other venues. When you use this card to pay for your CLEAR membership, you can get up to $100 in statement credits per calendar year. However, because a CLEAR membership costs $179 a year (or $15 a month), note that you’ll still have to pay a portion of your membership costs out of pocket each year.

LoungeBuddy annual credit. When you use this card to purchase airport lounge access via LoungeBuddy, you can get up to $100 in statement credits per calendar year.

Additional benefits

Welcome offer. Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months. If you use your points for flights through American Express Travel (a value of 1 cent per point), that’s worth $300.

Away credit. New cardmembers who apply by Jan. 15, 2020, can earn statement credits of up to $100 after making a purchase such as a suitcase or weekender bag from Away — a company that sells its travel gear online directly to consumers and aims to offer better prices than you might be able to find when shopping big-name brands in retail stores.

Baggage insurance plan. When you buy your ticket using this card, you can get coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. Terms apply.

Where the American Express® Green Card falls short

Annual fee. The American Express® Green Card has an annual fee of $150. This is a bit more than many mid-level travel cards, which tend to charge annual fees of around $95. However, it’s worth noting that $150 annual fee for the American Express® Green Card is less expensive than premium travel cards such as The Platinum Card® from American Express, which charges an annual fee of $550.

The Platinum Card® from American Express

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The Platinum Card® from American Express

Annual fee
$550
Rewards Rate
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X Membership Rewards® points on prepaid hotels booked on amextravel.com.
Credit required
excellent-credit

Excellent

Compare it with the American Express® Gold Card

Another American Express card that serves consumers who like to travel and dine out is the American Express® Gold Card. While the annual fee of $250 is a bit more costly than the American Express® Green Card, some cardholders might find the rewards and annual credits worth the expense. Here’s how the cards compare:

 American Express® Green CardAmerican Express® Gold Card
Welcome offerEarn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
RewardsEarn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.3X Membership Rewards® points for flights booked directly with airlines or on amextravel.com and 4X points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Regular purchase APRSee Rates & FeesSee Rates & Fees
Annual fee$150$250
Foreign transaction feeNoneNone

For annual statement credits, the American Express® Gold Card offers the following:

Airline fee credit of up to $100. You can choose one qualifying airline per calendar year and receive up to $100 in statement credits to go toward incidental fees.

Dining credit of up to $120. You can earn up to $10 in statement credits each month for an annual savings of up to $120 when you pay with this card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.

American Express® Gold Card

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American Express® Gold Card

Annual fee
$250
Rewards Rate
3X Membership Rewards® points for flights booked directly with airlines or on amextravel.com and 4X points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Credit required
good-credit
Excellent/Good

Before factoring in the cards’ annual fees, you can save up to $220 each year from the American Express® Gold Card’s statement credits and up to $200 each year from the American Express® Green Card’s statement credits. Which one is better just depends whether you value credits that go toward incidental airline fees and dining purchases or credits that go toward airport security and airport lounge access. The statement credits effectively reduce the American Express® Gold Card’s annual fee to $30, while the American Express® Green Card’s statement credits can more than recoup the cost of the card’s annual fee, but leaves you to pay $79 a year to make up the yearly price of a CLEAR membership.

Read: Best Travel Credit Cards

When it comes to rewards, the American Express® Gold Card has a higher earning rate per $1 spent on dining than the American Express® Green Card. It also offers U.S. supermarkets as a rewards category, which the American Express® Green Card does not. However, the American Express® Green Card rewards a much broader category of travel purchases than the American Express® Gold Card.

The bottom line

So, is it worth having the American Express® Green Card? If you travel and dine out frequently, it’s a good choice. The annual fee is slightly more expensive than cards such as the Chase Sapphire Preferred® Card (with an annual fee of $95) and the Capital One® Venture® Rewards Credit Card (with an annual fee of $0 intro for first year; $95 after that), but it offers strong value in its ongoing rewards and in its annual credits.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Glen Luke Flanagan
Glen Luke Flanagan |

Glen Luke Flanagan is a writer at MagnifyMoney. You can email Glen Luke here

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Credit Cards, Reviews

American Express Gold Card: Good Travel Rewards for a Fee

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. This site may be compensated through a credit card partnership.

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The American Express® Gold Card is an upgraded American Express charge card without a pre-set spending limit. It’s also a card that rewards cardholders with American Express Membership Rewards® Points for airfare, dining, gas, and grocery spending.

A charge card is one that you need to pay off completely each billing cycle, so there’s no interest. However, since there’s no pre-set spending limit either, you need to keep an eagle eye on spending activity to make sure you can pay off the statement in full at month’s end. Making a late payment can cause you to forfeit Membership Reward points earned during that billing cycle.

In this post, we’ll discuss the American Express® Gold Card terms and how to redeem points. Keep reading for an overview on:

  • American Express® Gold Card basics
  • How to redeem Membership Rewards points earned
  • The fine print details
  • The benefits and protections
  • The pros and cons

The basics of the American Express® Gold Card

3X Membership Rewards® points for flights booked directly with airlines or on amextravel.com and 4X points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).

$100 airline fee credit.

You can get up to $100 airline fee credit on your statement each calendar year to cover incidentals charged by an airline of your choosing. Qualifying incidentals are charges separate from your airline ticket like baggage fees and not ticket upgrades.

American Express® Gold Card

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American Express® Gold Card

Annual fee
$250
Rewards Rate
3X Membership Rewards® points for flights booked directly with airlines or on amextravel.com and 4X points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Credit required
good-credit
Excellent/Good

How to redeem Membership Rewards® Points earned

Through Membership Rewards®, cardholders can transfer points to participating travel and lodging loyalty programs or redeem points for travel bookings, gift cards, statement credits, and other rewards. The value of your points varies depending on how you choose to use them.

Flights, hotels, and vacations

You can pay with points for flights, hotels, and vacations on the American Express Travel site. Using points for flights offers excellent value.

Here’s the point value breakdown on travel and accommodations:

  • Flights: $10 per 1,000 points
  • Hotels, cruises, and vacation packages: $7 per 1,000 points

Transferring your Membership Rewards® Points

If you choose to transfer your points to another program, generally, 1,000 Membership Rewards® Points will transfer as 1,000 miles, points, or credits.

However, transfers that have a different value include (as of the publication date of this article):

  • British Airways and Iberia: 250 Membership Rewards points = 200 Avios
  • El AL Israel Airlines: 1,000 Membership Rewards points = 20 Matmid points
  • Hilton: 1,000 Membership Rewards points = 1,500 HHonors points
  • JetBlue Airways: 250 Membership Rewards points = 200 JetBlue TrueBlue points
  • Starwood Preferred Guest: 1,000 Membership Rewards points = 333 Starpoints
  • Virgin America: 200 Membership Rewards points = 100 Elevate points

Occasionally, there are transfer specials for participating loyalty programs.

Statement credit and gift cards

Using points to put a dent in your credit card bill won’t be the best use of your points. 1,000 points equals just $6 in a statement credit.

Several of the gift cards through Membership Rewards® will give you more in cash value. For example, 1,000 points can get you a $10 gift card at restaurants, retail stores, and hotels including:

  • Hyatt Hotels and Resorts
  • Mandalay Bay Resort & Casino
  • Maggiano’s Little Italy
  • Seasons 52
  • Banana Republic
  • Crate and Barrel

There’s an entire list of the redemption values for gift cards on the Membership Rewards® site.

Other rewards

Using points for shopping, charitable donations, and entertainment are other redemption options. But, again, these options won’t give you as much value for your points as redeeming for flights and gift cards.

The value of 1,000 points ranges from $5 to $7 when shopping at retailers through Membership Rewards® or at Ticketmaster, Amazon.com, BestBuy.com, or Newegg.com.

The fine print

The American Express® Gold Card has an annual fee of $250. If you spend a lot of money on the card, the fee can be worthwhile. However, if you don’t spend a lot, you might want to consider a no fee option.

In addition – when you transfer points to a U.S. frequent flyer program, there’s a $0.0006 fee charged per point to compensate for the federal excise tax. Although this fee has a lot of zeros in it, the cost may still be impactful if you’re transferring a lot of points. For instance, 100,000 points transferred will cost you $60.

On the plus side, this card has no foreign transaction fee.

Benefits and protections

Car Rental Loss and Damage Insurance

If you pay for a qualifying car rental with your American Express® Gold Card, the rental car is covered against damage and theft after declining the collision damage waiver. Rentals that won’t qualify for coverage are trucks, off-road vehicles, full-size sport vehicles, and exotic cars.

Purchase Protection

If an item you purchase is lost, stolen, or damaged within 90 days of purchase, you may be reimbursed for it.

Pros and cons

Pro: 3X points on travel. If you fly often for work or play, this card rewards you well each time you use it.

Con: The fee. The biggest con here is the annual fee. But, since there are several ways you can earn points in the 3X and 2X categories, you may be able to easily cover this fee throughout the year.

Pro: Membership Rewards. This card is enrolled in the Membership Rewards® Points program and gives you many options for point redemption. The Membership Rewards® site is also incredibly easy to navigate, and there’s no ambiguity in point value. The rewards portal shows examples of exactly what your points are worth for each redemption option.

Con: The fee to transfer points. The ability to transfer points to another program is a pro, but being charged for U.S. frequent flyer program transfers is a tiny gotcha in the fine print.

Pro: No foreign transaction fees. One area in the fees where you do catch a break is with foreign transaction fees. This aspect of the card is fitting since it’s one that rewards you for planning travel.

Who will benefit most from the American Express® Gold Card?

Your ability to earn enough points to surpass the fee will determine whether this is a good card for you.

And if you’re shopping around for a rewards program that will give you the most value for travel, Chase Ultimate Rewards® is an option you should compare to American Express Membership Rewards®.

The Chase Sapphire Preferred® Card*, in particular, is part of the Chase Ultimate Rewards® program and allows you to transfer points to other travel partners as well. Plus, it has an offer that gives 1.25 cents per point for travel. This is slightly more value than what you get for flights with American Express Membership Rewards® since 1,000 points per $10 works out to 1 cent per point.

Before signing up for any rewards card, you should do this type of comparison shopping to figure out which offer will give you the most value for your spending habits.

*The information related to Chase Sapphire Preferred® Card has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication.

Advertiser Disclosure: The products that appear on this site may be from companies from which MagnifyMoney receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MagnifyMoney does not include all financial institutions or all products offered available in the marketplace.

Taylor Gordon
Taylor Gordon |

Taylor Gordon is a writer at MagnifyMoney. You can email Taylor here