Overall, you won't find a better deal than a 0% interest rate with a balance transfer to another credit card.
You have two options to pay off your debt faster:
a balance transfer or a personal loan.
With a Balance Transfer you transfer your balance
to another card with 0% interest for a period of time
(usually 12 months). If your debt is not paid off by then,
you can transfer your balance again!
We think this is the best strategy, because what’s better
than paying 0% interest on your debt?
Read More about Balance Transfers on our blog.
We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:
MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.
For complete details on any product see the terms and conditions on the financial institution's website.
MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.
Once you click to apply for an offer, you will be directed to the financial institution's website at which point you should give the fine print a gut check
While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).
Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.
We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.
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