Balance Transfer Credit Card Offers

A balance transfer credit card can slash your interest rate, saving you thousands, even if you pay a fee. See our picks for the best balance transfer credit cards from our partners, or compare hundreds of offers below to find the best for you.

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SHOWING 773 CARD OFFERS

Visa® Bonus Rewards PLUS Card from Star Financial Bank
Visa® Bonus Rewards PLUS Card from Star Financial Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Tri City National Bank
Visa® Bonus Rewards PLUS Card from Tri City National Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from TruStar FCU
Visa® Bonus Rewards PLUS Card from TruStar FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Union Community Bank
Visa® Bonus Rewards PLUS Card from Union Community Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Union Savings Bank
Visa® Bonus Rewards PLUS Card from Union Savings Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from United Community Bank
Visa® Bonus Rewards PLUS Card from United Community Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from West Milton State Bank
Visa® Bonus Rewards PLUS Card from West Milton State Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa®Bonus Rewards Card from Signature Bank
Visa®Bonus Rewards Card from Signature Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa®Bonus Rewards PLUS Card from Signature Bank
Visa®Bonus Rewards PLUS Card from Signature Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 2% foreign exchange fee
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Amplify CU
Visa<sup>®</sup>  Bonus Rewards PLUS Card from Amplify CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Amplify CU
Visa<sup>®</sup> Bonus Rewards Card from Amplify CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Comerica Bank
Visa<sup>®</sup> Bonus Rewards Card from Comerica Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

This is a very simple credit card.

There is no annual fee, and no limit to the points that you can earn.

You earn 1 point for every $1 that you spend.  Every month, you earn a 25% bonus – effectively giving you a 1.25 points for every $1 you spend.

You can redeem your points for cashback.  Redemption starts at 2,500 points for $25 of cashback.  That means this is a 1.25% cash back credit card.

Alternatively, you can use it for round-trip airfare.  Redemption starts at a hefty 25,000 for $325 of value.  So, if you redeem for travel, it is a 1.6% value. 

Visa® Bonus Rewards Card from Connex CU
Visa<sup>®</sup> Bonus Rewards Card from Connex CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Consumers National Bank
Visa<sup>®</sup> Bonus Rewards Card from Consumers National Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Eastern Bank
Visa<sup>®</sup> Bonus Rewards Card from Eastern Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from First Flight FCU
Visa<sup>®</sup> Bonus Rewards Card from First Flight FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from First Resource Bank
Visa<sup>®</sup> Bonus Rewards Card from First Resource Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from First South Bank
Visa<sup>®</sup> Bonus Rewards Card from First South Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from First State Financial Bank
Visa<sup>®</sup> Bonus Rewards Card from First State Financial Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Fitzsimons CU
Visa<sup>®</sup> Bonus Rewards Card from Fitzsimons CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Flagstar Bank
Visa<sup>®</sup> Bonus Rewards Card from Flagstar Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Northrim Bank
Visa<sup>®</sup> Bonus Rewards Card from Northrim Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Opus Bank
Visa<sup>®</sup> Bonus Rewards Card from Opus Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Parda FCU
Visa<sup>®</sup> Bonus Rewards Card from Parda FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Park State Bank
Visa<sup>®</sup> Bonus Rewards Card from Park State Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Pawtucket CU
Visa<sup>®</sup> Bonus Rewards Card from Pawtucket CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Peoples FCU
Visa<sup>®</sup> Bonus Rewards Card from Peoples FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Philadelphia FCU
Visa<sup>®</sup> Bonus Rewards Card from Philadelphia FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Pine Country Bank
Visa<sup>®</sup> Bonus Rewards Card from Pine Country Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Pinnacle FCU
Visa<sup>®</sup> Bonus Rewards Card from Pinnacle FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Radius Bank
Visa<sup>®</sup> Bonus Rewards Card from Radius Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First Resource Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from  First Resource Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Comerica Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Comerica Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

A company called Elan Financial Services created this product – and banks can white label the product.  Customer service on the card would be handled by Elan – not your local bank.

We don’t like the way this product works. 

First, there is a $50 annual fee. 

You earn 1 point for every $1 you spend.  At the end of every month, you receive a 50% bonus, which means you have earned 1.5 points. 

There is a bonus offer of $50 after you make your first purchase. 

Every 100 points is $1 of cash back.  Redemption starts at 2,500 points for $25 of cash back.  You can also redeem your points for travel (if you book through their travel agent).  That starts at 25,000 points for $325 of value.

So – this is basically a 1.5% cash back card, with a  $50 annual fee.  There are likely better options out there.

They also have a balance transfer offer.  It is only 6 months – and they have a 3% fee.  That is terrible value (for the same fee, you can get up to 18 months at 0% on other cards).

Visa® Bonus Rewards PLUS Card from Connex CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Connex CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Consumers National Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Consumers National Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Eastern Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Eastern Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First Flight FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from First Flight FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First South Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from First South Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First State Financial Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from First State Financial Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Fitzsimons CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Fitzsimons CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Flagstar Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Flagstar Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Meriwest CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Meriwest CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from NBT Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from NBT Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Parda FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Parda FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Park State Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Park State Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Pawtucket CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Pawtucket CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Peoples FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Peoples FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Philadelphia FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Philadelphia FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Pine Country Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Pine Country Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Pinnacle FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Pinnacle FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Platinum MasterCard® from First Interstate Bank
Platinum MasterCard<sup>®</sup> from First Interstate Bank

B?

A little complex

6

months

3%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 9.50% - 19.50% interest rate if balance not paid in full
  • 3% BT Fee

Overview

FirstRewards World MasterCard® from First Interstate Bank
FirstRewards World MasterCard<sup>®</sup> from First Interstate Bank

C?

Lots of fine print

6

months

3%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 9.50% - 21.50% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Key2More Rewards® Credit Card
Key2More Rewards<sup>®</sup> Credit Card

B?

A little complex

6

months

4%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 14.49% - 23.49% interest rate if balance not paid in full
  • 4% BT Fee

Overview

The rewards currency of KeyBank is  “KeyBank Relationship Rewards.”  There are multiple ways to earn these points, including from banking accounts.  So, if you are already earning points from your bank account – this credit card would to up your points.

There is no annual fee.

You will earn 5 points for every $1 you spend.  There is no maximum to the number of points that you can earn.

There is a bonus based upon your spend:

  • You have a 25% bonus (6.25 points per $1) if you spend between $1,000 and $1,999 in the month, and
  • You have a 50% bonus if you spend $2,000 or more in the month

So, at most, you could be earning 7.5 points for every $1 you spend.

That sounds great.  But, what are these points worth?  Visit www.keybankrewards.com  to see what they are worth.  (And you may not want to use a Safari browser – we can’t get it to work there.)

A $25 gift card takes 13,000 points.  So:

  • At 5 points per $1 of spend, you will get a return of 1%
  • At 6.25 points per $1 of spend, you will get a return of 1.2%
  • At 7.4 points per $1 of spend, you will get a return of 1.4%

So – if you spend $2,000 or more per month, then this card will get you approximately 1.4% cash back.  With no annual fee, this isn’t awful.

And there are other ways to top up your points.  If you have a checking account, then every time you use Bill Pay you receive 100 points.  Every check is 100 points.  If you enroll in online statements, then you get 100 points automatically every month.  So – you could conceivably get an extra 500 – 1,000 points fairly easily through a banking relationship per month.

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