Balance Transfer Credit Card Offers

A balance transfer credit card can slash your interest rate, saving you thousands, even if you pay a fee. See our picks for the best balance transfer credit cards from our partners, or compare hundreds of offers below to find the best for you.

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SHOWING 747 CARD OFFERS

Visa® Bonus Rewards Card from Fitzsimons CU
Visa<sup>®</sup> Bonus Rewards Card from Fitzsimons CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Flagstar Bank
Visa<sup>®</sup> Bonus Rewards Card from Flagstar Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Peoples FCU
Visa<sup>®</sup> Bonus Rewards Card from Peoples FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Philadelphia FCU
Visa<sup>®</sup> Bonus Rewards Card from Philadelphia FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Pine Country Bank
Visa<sup>®</sup> Bonus Rewards Card from Pine Country Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Pinnacle FCU
Visa<sup>®</sup> Bonus Rewards Card from Pinnacle FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards Card from Radius Bank
Visa<sup>®</sup> Bonus Rewards Card from Radius Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First Resource Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from  First Resource Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Comerica Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Comerica Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

A company called Elan Financial Services created this product – and banks can white label the product.  Customer service on the card would be handled by Elan – not your local bank.

We don’t like the way this product works. 

First, there is a $50 annual fee. 

You earn 1 point for every $1 you spend.  At the end of every month, you receive a 50% bonus, which means you have earned 1.5 points. 

There is a bonus offer of $50 after you make your first purchase. 

Every 100 points is $1 of cash back.  Redemption starts at 2,500 points for $25 of cash back.  You can also redeem your points for travel (if you book through their travel agent).  That starts at 25,000 points for $325 of value.

So – this is basically a 1.5% cash back card, with a  $50 annual fee.  There are likely better options out there.

They also have a balance transfer offer.  It is only 6 months – and they have a 3% fee.  That is terrible value (for the same fee, you can get up to 18 months at 0% on other cards).

Visa® Bonus Rewards PLUS Card from Eastern Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Eastern Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First Flight FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from First Flight FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First South Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from First South Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from First State Financial Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from First State Financial Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Fitzsimons CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Fitzsimons CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Flagstar Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Flagstar Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Meriwest CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Meriwest CU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from NBT Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from NBT Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 12.99% - 23.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Peoples FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Peoples FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Philadelphia FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Philadelphia FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Pine Country Bank
Visa<sup>®</sup> Bonus Rewards PLUS Card from Pine Country Bank

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Bonus Rewards PLUS Card from Pinnacle FCU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Pinnacle FCU

C?

Lots of fine print

6

months

3%

fee

0%

promotional rate

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 13.49% - 24.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Platinum MasterCard® from First Interstate Bank
Platinum MasterCard<sup>®</sup> from First Interstate Bank

B?

A little complex

6

months

3%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 9.50% - 19.50% interest rate if balance not paid in full
  • 3% BT Fee

Overview

FirstRewards World MasterCard® from First Interstate Bank
FirstRewards World MasterCard<sup>®</sup> from First Interstate Bank

C?

Lots of fine print

6

months

3%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 9.50% - 21.50% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Key2More Rewards® Credit Card
Key2More Rewards<sup>®</sup> Credit Card

B?

A little complex

6

months

4%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 14.49% - 23.49% interest rate if balance not paid in full
  • 4% BT Fee

Overview

The rewards currency of KeyBank is  “KeyBank Relationship Rewards.”  There are multiple ways to earn these points, including from banking accounts.  So, if you are already earning points from your bank account – this credit card would to up your points.

There is no annual fee.

You will earn 5 points for every $1 you spend.  There is no maximum to the number of points that you can earn.

There is a bonus based upon your spend:

  • You have a 25% bonus (6.25 points per $1) if you spend between $1,000 and $1,999 in the month, and
  • You have a 50% bonus if you spend $2,000 or more in the month

So, at most, you could be earning 7.5 points for every $1 you spend.

That sounds great.  But, what are these points worth?  Visit www.keybankrewards.com  to see what they are worth.  (And you may not want to use a Safari browser – we can’t get it to work there.)

A $25 gift card takes 13,000 points.  So:

  • At 5 points per $1 of spend, you will get a return of 1%
  • At 6.25 points per $1 of spend, you will get a return of 1.2%
  • At 7.4 points per $1 of spend, you will get a return of 1.4%

So – if you spend $2,000 or more per month, then this card will get you approximately 1.4% cash back.  With no annual fee, this isn’t awful.

And there are other ways to top up your points.  If you have a checking account, then every time you use Bill Pay you receive 100 points.  Every check is 100 points.  If you enroll in online statements, then you get 100 points automatically every month.  So – you could conceivably get an extra 500 – 1,000 points fairly easily through a banking relationship per month.

Cash Rewards MasterCard® from EECU
Cash Rewards MasterCard<sup>®</sup> from EECU

B?

A little complex

3

months

0%

fee

9.9%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 14.24% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum Plus MasterCard® from EECU
Platinum Plus MasterCard<sup>®</sup> from EECU

B?

A little complex

3

months

0%

fee

9.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 12.24% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

World Rewards MasterCard® from EECU
World Rewards MasterCard<sup>®</sup> from EECU

B?

A little complex

3

months

0%

fee

9.9%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 13.24% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

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