Balance Transfer Credit Card Offers

A balance transfer credit card can slash your interest rate, saving you thousands, even if you pay a fee. See our picks for the best balance transfer credit cards from our partners, or compare hundreds of offers below to find the best for you.

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SHOWING 747 CARD OFFERS

Visa® Platinum Card from Tri City National Bank
Visa<sup>®</sup> Platinum Card from Tri City National Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 14.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from TruStar FCU
Visa<sup>®</sup> Platinum Card from TruStar FCU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from UMPQUA Bank
Visa<sup>®</sup> Platinum Card from UMPQUA Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 14.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from Union Savings Bank
Visa<sup>®</sup> Platinum Card from Union Savings Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from United Community Bank
Visa<sup>®</sup> Platinum Card from United Community Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 14.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from United One CU
Visa<sup>®</sup> Platinum Card from United One CU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 12.24% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from US Employees CU
Visa<sup>®</sup> Platinum Card from US Employees CU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 12.24% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from Washington FCU
Visa<sup>®</sup> Platinum Card from Washington FCU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from Webster Bank
Visa<sup>®</sup> Platinum Card from Webster Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from West Milton State Bank
Visa<sup>®</sup> Platinum Card from West Milton State Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from WoodForest National Bank
Visa<sup>®</sup> Platinum Card from WoodForest National Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 13.49% - 22.49% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Card from Workers' CU
Visa<sup>®</sup> Platinum Card from Workers' CU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 11.49% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Platinum Credit Card from Associated Bank
Visa<sup>®</sup> Platinum Credit Card from Associated Bank

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

Overview

Visa® Platinum Preferred Rewards from APG FCU
Visa<sup>®</sup> Platinum Preferred Rewards from APG FCU

B?

A little complex

15

months

3%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: Up to 1% of transaction amount
  • 12.49% - 17.99% Variable Variable APR if balance not paid in full
  • BT Fee: 3% of the amount of each balance transfer

Overview

Union Bank Visa® Credit Card
Union Bank Visa<sup>®</sup> Credit Card

C?

Lots of fine print

15

months

3%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: 3% of each transaction in U.S. dollars.
  • 10.74% to 22.24% Variable interest rate if balance not paid in full
  • BT Fee: Either $10 or 3% of the amount of each transfer, whichever is greater.

Overview

Visa® Platinum Card from NBT Bank
Visa<sup>®</sup> Platinum Card  from NBT Bank

C?

Lots of fine print

15

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 14.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Citizens Bank Cash Back Plus® World Mastercard®
Citizens Bank Cash Back Plus<sup>®</sup> World Mastercard<sup>®</sup>

B?

A little complex

15

months

4%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 16.99% - 24.99% Variable interest rate if balance not paid in full
  • BT Fee: Either $10 or 4% of the amount of each transfer, whichever is greater.

Overview

There is a $0 annual fee for this card.

If you take out a balance transfer, make sure you don’t spend on the card. This is a decent card for a balance transfer with a 0.00% introductory APR for the first fifteen billing cycles from date of account opening. After the introductory period ends, you'll pay a 16.99% - 24.99% Variable APR.

  • Earn 1.8% cash back on all eligible purchases.
  • An additional 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more.
  • An additional 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus that you select to redeem via direct deposit into a Citizens Bank personal checking, savings or money market account.
Regions Life Visa® Credit Card
Regions Life Visa<sup>®</sup> Credit Card

B?

A little complex

15

months

4%

fee

0%

promotional rate

Key Terms

Overview

Truly Simple® Card from Fifth Third Bank
Truly Simple<sup>®</sup> Card from Fifth Third Bank

C?

Lots of fine print

15

months

4%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: 3% of each transaction in U.S. dollars.
  • 14.24% - 25.24% Variable interest rate if balance  not paid in full
  • BT Fee: Either $5 or 4% of the amount of each transfer, whichever is greater.

Overview

A balance transfer is a great way to reduce your interest expense. You can use that savings to put extra money into your pocket, or to pay off your debt much more quickly.

You can use this card to transfer debt from another bank. You can not use this card to transfer debt from another card from this bank.

To understand if the balance transfer offer makes sense, you need to consider your existing credit card interest rate and the amount of money you can afford to pay each month. To see how much you could save, and to see if this is the best offer for you, you can input your data into our Balance Transfer calculator.

Balance Transfers are the best way to reduce debt, but you need to beware the fine print.

The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)
The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)

B?

A little complex

14

months

2%

fee

0%

promotional rate

Key Terms

Overview

Visa® Platinum Card from Harborstone CU
Visa<sup>®</sup> Platinum Card from Harborstone CU

B?

A little complex

14

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 10.24% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

BBVA Compass ClearPoints Credit Card
BBVA Compass  ClearPoints Credit Card

C?

Lots of fine print

13

months

4%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 3% foreign exchange fee
  • 12.74% - 30.74% interest rate if balance not paid in full
  • 4% BT Fee

Overview

This is a fairly simple card to understand.  There is no annual fee, and you earn 1 point for every $1 you spend.

Edward Jones World MasterCard®
Edward Jones World MasterCard<sup>®</sup>

A?

Transparent

12

months

0%

fee

0%

promotional rate

Key Terms

  • Annual fee - $0
  • Purchase APR - 14.99% Variable
  • Foreign Transaction Fee - 1%

Overview

  • If you already have an Edward Jones brokerage account, you can apply online. Otherwise, you will need to visit an Edward Jones branch to open an account. They will likely try to sell their investment services to you, but you are under no obligation to invest in stocks in order to get this offer. This is a solid balance transfer offer: 0% intro fee on balance transfers for balances transferred within 60 days of opening your account, then a 14.99% Variable APR applies.
Buc‑ee's Platinum MasterCard® from Texas Dow Employees CU
Buc‑ee's Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 7.99% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Choice Rewards World MasterCard® from First Tech FCU
Choice Rewards World MasterCard<sup>®</sup> from First Tech FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 12.24%-18.00% variable interest rate if balance not paid in full
  • BT Fee: None

Overview

Classic MasterCard® from Texas Dow Employees CU
Classic MasterCard<sup>®</sup> from Texas Dow Employees CU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 7.99% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Odyssey™ Rewards World Elite MasterCard® from First Tech FCU
Odyssey™ Rewards World Elite MasterCard<sup>®</sup> from First Tech FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • First year free, then $75 annual fee thereafter
  • 0% foreign exchange fee
  • 13.24% to 18.00% Variable interest rate if balance not paid in full
  • BT Fee: None

Overview

Onyx Platinum MasterCard® from Texas Dow Employees CU
Onyx Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 9.50% - 17.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum CashBack Rewards MasterCard from RB FCU
Platinum CashBack Rewards MasterCard from RB FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 12.15% - 18.00% interest rate if balance not paid in full

Overview

Platinum MasterCard® from Texas Dow Employees CU
Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 7.99% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum Premier Rate MasterCard from RB FCU
Platinum Premier Rate MasterCard from RB FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 9.95% - 18.00% interest rate if balance not paid in full

Overview

Platinum Rewards MasterCard® from First Tech FCU
Platinum Rewards MasterCard<sup>®</sup> from First Tech FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 12.24% to 18.00% Variable interest rate if balance not paid in full
  • No balance transfer fee

Overview

VISA Platinum Credit Card from Park View FCU
VISA Platinum Credit Card from Park View FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 7.90% - 17.90% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Signature Rewards Credit Card from Allegacy FCU
Visa Signature Rewards Credit Card from Allegacy FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

Overview

Visa® Signature Credit Card from Purdue FCU
Visa® Signature Credit Card from Purdue FCU

B?

A little complex

12

months

0%

fee

0%

promotional rate

Key Terms

Overview

BECU Visa® Credit Card from Boeing Employees CU
BECU Visa<sup>®</sup> Credit Card from Boeing Employees CU

C?

Lots of fine print

12

months

0%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 8.90% to 19.90% Variable interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum Card from Navy Federal Credit Union
Platinum Card from Navy Federal Credit Union

C?

Lots of fine print

12

months

0%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: None
  • 7.99% and 18.00% Variable interest rate if balance not paid in full

Overview

Visa Traditional Card from Purdue FCU
Visa Traditional Card from Purdue FCU

B?

A little complex

12

months

0%

fee

1.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 11.50% - 17.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Classic from Credit Union of Southern California
Visa Classic from Credit Union of Southern California

A?

Transparent

12

months

0%

fee

1.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 16.50% - 16.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa® Advantage Card from NEFCU
Visa® Advantage Card from NEFCU

B?

A little complex

12

months

0%

fee

1.99%

promotional rate

Key Terms

  • $0 Annual Fee
  • 10.24%-17.99% Variable interest rate if balance not paid in full
  • No BT Fee

Overview

 Cash Rewards Visa<sup>®</sup> Card from Baxter CU

B?

A little complex

12

months

0%

fee

2.90%

promotional rate

Key Terms

  • No Annual Fee
  • No foreign exchange fee
  • 13.40% - 18.00% interest rate if balance not paid in full
  • 0% BT Fee
Simply Visa® Card from Baxter CU
Simply Visa<sup>®</sup> Card from Baxter CU

B?

A little complex

12

months

0%

fee

2.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.00% - 18.00% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Travel Rewards® Card from Baxter CU
Visa Travel Rewards<sup>®</sup> Card from Baxter CU

B?

A little complex

12

months

0%

fee

2.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 13.40% - 18.00% interest rate if balance not paid in full
  • 0% BT Fee

Overview

cashRewards Credit Card from Navy Federal Credit Union
cashRewards Credit Card from Navy Federal Credit Union

B?

A little complex

12

months

0%

fee

2.99%

promotional rate

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 11.40% to 18.00% Variable interest rate if balance not paid in full

Overview

CEFCU MasterCard®
CEFCU MasterCard<sup>®</sup>

B?

A little complex

12

months

0%

fee

2.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 9.50% - 19.00% interest rate if balance not paid in full

Overview

CEFCU Rewards MasterCard®
CEFCU Rewards MasterCard<sup>®</sup>

B?

A little complex

12

months

0%

fee

2.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.50% - 20.00% interest rate if balance not paid in full

Overview

CEFCU World MasterCard®
CEFCU World MasterCard<sup>®</sup>

B?

A little complex

12

months

0%

fee

2.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.50% - 20.00% interest rate if balance not paid in full

Overview

MasterCard® Platinum Preferred from BayPort CU
MasterCard<sup>®</sup> Platinum Preferred from BayPort CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1.10% foreign exchange fee
  • 8.74% - 18.24% interest rate if balance not paid in full
  • 0% BT Fee

Overview

MasterCard® Platinum Rewards from BayPort CU
MasterCard<sup>®</sup> Platinum Rewards from BayPort CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1.10% foreign exchange fee
  • 9.49% - 18.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum Rewards Visa Card from University CU
Platinum Rewards Visa Card from University CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 12.24% - 19.24% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Platinum Visa Card from University CU
Platinum Visa Card from University CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.24% - 17.24% interest rate if balance not paid in full
  • 0% BT Fee

Overview

UMaine Alumni Signature Rewards Card from University CU
UMaine Alumni Signature Rewards Card from University CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 11.49% - 18.49% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa® Platinum Colorado Rewards Credit Card from Bellco CU
Visa<sup>®</sup> Platinum Colorado Rewards Credit Card from Bellco CU

B?

A little complex

12

months

0%

fee

3.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 12.75% - 21.00% interest rate if balance not paid in full

Overview

CapEd VISA® Platinum Credit Card
CapEd VISA<sup>®</sup> Platinum Credit Card

C?

Lots of fine print

12

months

0%

fee

4.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 7.59% - 17.99% variable interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Platinum Card from AAA FCU
Visa Platinum Card from AAA FCU

A?

Transparent

12

months

0%

fee

4.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 8.99% - 8.99% APR if balance not paid in full
  • 0% BT Fee

Overview

PenFed Promise Visa® Card
PenFed Promise Visa<sup>®</sup> Card

B?

A little complex

12

months

0%

fee

4.99%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: None
  • 11.74% to 17.99% variable interest rate if balance not paid in full
  • BT Fee: None

Overview

Signature Visa® with Rewards from On Point Community CU
Signature Visa® with Rewards from On Point Community CU

B?

A little complex

12

months

0%

fee

4.99%

promotional rate

Key Terms

  • $50 (Waived for the first year.)
  • 0% foreign exchange fee
  • 11.75% - 16.25% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Fixed Rate Visa® Credit card from UNIFY Financial CU
Fixed Rate Visa<sup>®</sup> Credit card from UNIFY Financial CU

B?

A little complex

12

months

0%

fee

5.49%

promotional rate

Key Terms

  • No Annual Fee
  • No foreign exchange fee
  • 9.49% - 17.99% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Platinum from Summit CU
Visa Platinum from Summit CU

B?

A little complex

12

months

0%

fee

6.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 9.90% - 17.90% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Platinum Rewards from Summit CU
Visa Platinum Rewards from Summit CU

B?

A little complex

12

months

0%

fee

6.90%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 11.90% - 19.90% interest rate if balance not paid in full
  • 0% BT Fee

Overview

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