Balance Transfer Credit Card Offers

A balance transfer credit card can slash your interest rate, saving you thousands, even if you pay a fee. See our picks for the best balance transfer credit cards from our partners, or compare hundreds of offers below to find the best for you.

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SHOWING 399 CARD OFFERS

Visa Classic Card from AAA FCU
Visa Classic Card from AAA FCU

A?

Transparent

12

months

0%

fee

8.99%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 12.99% - 12.99% APR if balance not paid in full
  • 0% BT Fee

Overview

Visa Platinum Card from Allegacy FCU
Visa Platinum Card from Allegacy FCU

B?

A little complex

12

months

1.5%

fee

0%

promotional rate

Key Terms

Overview

Visa® Platinum Card from NIHFCU
Visa® Platinum Card from NIHFCU

B?

A little complex

12

months

2%

fee

0%

promotional rate

Key Terms

  • $0? Annual Fee
  • Foreign Exchange Fee: 1.00% of each transaction in U.S. dollars?
  • 7.99%-16.99% Variableinterest rate if balance not paid in full
  • BT Fee: $10.00 or 2.00% of the amount of each balance transfer, whichever is greater

Overview

Visa® Platinum Rewards Card from Alliant CU
Visa® Platinum Rewards Card from Alliant CU

B?

A little complex

12

months

2%

fee

0%

promotional rate

Key Terms

Overview

Visa® Signature Cash Rewards from nih FCU
Visa® Signature Cash Rewards from nih FCU

B?

A little complex

12

months

2%

fee

0%

promotional rate

Key Terms

  • No annual fee
  • 1% foreign exchange fee
  • 12.49% - 17.49% Variable
  • 2% BT Fee

Overview

Visa® Platinum Card from Alliant CU

C?

Lots of fine print

12

months

2%

fee

0%

promotional rate

Key Terms

Affordable Rate Visa® Credit Card from Sharonview FCU
Affordable Rate Visa® Credit Card from Sharonview FCU

B?

A little complex

12

months

2%

fee

1.90%

promotional rate

Key Terms

Overview

Sharonview Unlimited Rewards® Credit Card
Sharonview Unlimited Rewards® Credit Card

B?

A little complex

12

months

2%

fee

1.90%

promotional rate

Key Terms

Overview

Platinum MasterCard from Credit Union of New Jersey
Platinum MasterCard from Credit Union of New Jersey

B?

A little complex

12

months

2%

fee

2.99%

promotional rate

Key Terms

Overview

XCEL’s Platinum VISA® Credit Card
XCEL’s Platinum VISA® Credit Card

B?

A little complex

12

months

2%

fee

4.99%

promotional rate

Key Terms

Overview

Platinum Rewards VISA Card from Travis CU
Platinum Rewards VISA Card from Travis CU

B?

A little complex

12

months

2%

fee

5.99%

promotional rate

Key Terms

  • Annual fee for first year $25
  • Annual fee for ongoing years $25
  • 1% foreign exchange fee
  • 9.49% - 16.49% interest rate if balance not paid in full
  • 2% BT Fee

Overview

Cash Rewards Visa® Card from Baxter CU
 Cash Rewards Visa® Card from Baxter CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

BMO Harris Bank Cash Back MasterCard®
BMO Harris Bank Cash Back MasterCard®

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • 3% foreign exchange fee
  • 16.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee  

Overview

BMO Harris Bank Platinum Rewards MasterCard®
BMO Harris Bank Platinum Rewards MasterCard®

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • 3% foreign exchange fee
  • 16.24% - 24.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

A balance transfer is a great way to reduce your interest expense. You can use that savings to put extra money into your pocket, or to pay off your debt much more quickly.

You can use this card to transfer debt from another bank. You can not use this card to transfer debt from another card from this bank.

All balance transfers follow a similar pattern. Typically there is a fee (as a % of the balance) and a promotional interest rate. This card has a fee of 3%, and a promotional interest rate of 0% that lasts for months.

To understand if the balance transfer offer makes sense, you need to consider your existing credit card interest rate and the amount of money you can afford to pay each month. To see how much you could save, and to see if this is the best offer for you, you can input your data into our Balance Transfer calculator.

Balance Transfers are the best way to reduce debt, but you need to beware the fine print.

Duck Card® from Oregon Community CU
Duck Card® from Oregon Community CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 11.99% - 21.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Langley Platinum Select Visa
Langley Platinum Select Visa

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Langley Signature Cash Back Visa
Langley Signature Cash Back Visa

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

MidFirst Bank Platinum Credit Card
MidFirst Bank Platinum Credit Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

MidFirst Bank Rewards Credit Card
MidFirst Bank Rewards Credit Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

NICE PERKS® Platinum Visa® from Oregon Community CU
NICE PERKS® Platinum Visa® from Oregon Community CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 11.99% - 21.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

NICE® Platinum Visa® Credit Card from Oregon Community CU
NICE® Platinum Visa® Credit Card from Oregon Community CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 11.24% - 21.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

OSU Beaver Card Platinum Visa® from Oregon Community CU
OSU Beaver Card Platinum Visa® from Oregon Community CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 0% foreign exchange fee
  • 11.99% - 21.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

PenFed Platinum Rewards Visa Signature® Card
PenFed Platinum Rewards Visa Signature® Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Transaction Fee: None
  • 13.49% - 17.99% Variable APR if balance not paid in full
  • BT Fee: 3% per transaction

Overview

PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: None
  • 11.74% - 17.99% Variable interest rate if balance not paid in full
  • BT Fee: 3% per transaction

Overview

Platinum Rewards Visa® Card from Fairwinds CU
Platinum Rewards Visa® Card from Fairwinds CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Platinum Visa® Card from Fairwinds CU
Platinum Visa® Card from Fairwinds CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Simply Visa® Card from Baxter CU
Simply Visa® Card from Baxter CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Union Bank® Bank Freely™ Rewards Visa® Credit Card
Union Bank® Bank Freely™ Rewards Visa® Credit Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Union Bank® Preferred Rewards™ Visa® Credit Card
Union Bank® Preferred Rewards™ Visa® Credit Card

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Visa Platinum from Summit CU
Visa Platinum from Summit CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Visa Platinum Rewards Card from Seven Seventeen CU
Visa Platinum Rewards Card from Seven Seventeen CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Visa Platinum Rewards from Summit CU
Visa Platinum Rewards from Summit CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Visa® Signature Cashback Card from Community America CU
Visa® Signature Cashback Card from Community America CU

B?

A little complex

12

months

3%

fee

0%

promotional rate

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 13.49% - 15.49% interest rate if balance not paid in full

Overview

First Citizens Rewards® Visa® Card with No Annual Fee
First Citizens Rewards® Visa® Card with No Annual Fee

C?

Lots of fine print

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

First Citizens Smart Option Visa® Card
First Citizens Smart Option Visa® Card

C?

Lots of fine print

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Huntington Voice Credit Card-Lower Rates
Huntington Voice Credit Card-Lower Rates

C?

Lots of fine print

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

Huntington Voice Credit Card®
Huntington Voice Credit Card®

C?

Lots of fine print

12

months

3%

fee

0%

promotional rate

Key Terms

Overview

PenFed Gold Visa® Card
PenFed Gold Visa® Card

C?

Lots of fine print

12

months

3%

fee

0%

promotional rate

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: $0
  • 7.49% - 17.99% Variable interest rate if balance not paid in full
  • BT Fee: 3% per transaction

Overview

Nuvision Visa® Platinum Card
Nuvision Visa® Platinum Card

B?

A little complex

12

months

3%

fee

3.99%

promotional rate

Key Terms

Overview

Nuvision Visa® Platinum Rewards Card
Nuvision Visa® Platinum Rewards Card

B?

A little complex

12

months

3%

fee

3.99%

promotional rate

Key Terms

Overview

Platinum MasterCard® from First Interstate Bank
Platinum MasterCard® from First Interstate Bank

B?

A little complex

12

months

3%

fee

3.99%

promotional rate

Key Terms

Overview

Visa Platinum Preferred Credit Card from Associated CU
Visa Platinum Preferred Credit Card from Associated CU

B?

A little complex

12

months

3%

fee

4.90%

promotional rate

Key Terms

Overview

Premium Visa Signature Credit Card
Premium Visa Signature Credit Card

A?

Transparent

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

First Horizon Bank Platinum Premier Visa card
First Horizon Bank Platinum Premier Visa card

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

M&T Visa Credit Card
M&T Visa Credit Card

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

M&T Visa Credit Card with Rewards
M&T Visa Credit Card with Rewards

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

M&T Visa Signature Credit Card
M&T Visa Signature Credit Card

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

Regions Cash Rewards Visa® Signature Credit Card
Regions Cash Rewards Visa® Signature Credit Card

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

Regions Prestige Visa® Signature Credit Card
Regions Prestige Visa® Signature Credit Card

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

TRIO® Preferred Credit Card from Fifth Third Bank
TRIO® Preferred Credit Card from Fifth Third Bank

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

TRIO® Cash Back Credit Card from Fifth Third Bank
TRIO® Cash Back Credit Card from Fifth Third Bank

B?

A little complex

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

Stand Up To Cancer® credit card from Fifth Third Bank
Stand Up To Cancer® credit card from Fifth Third Bank

C?

Lots of fine print

12

months

4%

fee

0%

promotional rate

Key Terms

Overview

Visa® Platinum Rewards Card from St. Mary's Bank
Visa® Platinum Rewards Card from St. Mary's Bank

B?

A little complex

12

months

4%

fee

2.99%

promotional rate

Key Terms

Overview

Visa® Platinum Standard Card from St. Mary's Bank
Visa® Platinum Standard Card from St. Mary's Bank

B?

A little complex

12

months

4%

fee

2.99%

promotional rate

Key Terms

Overview

Special Connections® MasterCard® from Commerce Bank
Special Connections® MasterCard® from Commerce Bank

C?

Lots of fine print

12

months

5%

fee

0%

promotional rate

Key Terms

Overview

Special Connections® Visa Signature® from Commerce Bank
Special Connections® Visa Signature® from Commerce Bank

C?

Lots of fine print

12

months

5%

fee

0%

promotional rate

Key Terms

Overview

Special Connections® Visa® from Commerce Bank
Special Connections® Visa® from Commerce Bank

C?

Lots of fine print

12

months

5%

fee

0%

promotional rate

Key Terms

Overview

TCU Visa® Signature Rewards Credit Card
TCU Visa® Signature Rewards Credit Card

B?

A little complex

12

months

5%

fee

1.99%

promotional rate

Key Terms

Overview

TCU Visa® Platinum Credit Card
TCU Visa® Platinum Credit Card

B?

A little complex

12

months

5%

fee

1.99%

promotional rate

Key Terms

Overview

Affinity Premium Visa Credit Card
Affinity Premium Visa Credit Card

B?

A little complex

12

months

5%

fee

2.99%

promotional rate

Key Terms

Overview

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