Cash Back Rewards Credit Cards

Every time you pay with a credit card, merchants pay banks an average 2% fee. Fortunately for you, banks compete with each other by offering you some of that fee back — as much as 1.5% every year! When looking at a rewards card, keep two facts in mind. First, the inital year is often more generous than the next. Second, certain cards are better tailored to your lifestyle than others. We've reviewed the fine print on dozens to recommend the best offers for you from our partners.

Learn More

General Disclaimer: The content on this page may not be provided by any financial institution and may not have been reviewed, approved or otherwise endorsed by any of these entities. See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information; however, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review the information on the credit card terms page. This site may be compensated through a credit card partnership.

Advertiser Disclosure

SHOWING 684 CARD OFFERS

 
Grade
Bonus Offer
% Reward*
Annual Fee
Alliant Cashback Visa® Signature Card
Alliant Cashback Visa<sup>®</sup> Signature Card

a?

Very Transparent

$0

bonus

2.5%

?

$99

annual fee*

(*waived first year)

APPLY NOW

Read Full Review

Key Terms

Overview

  • Exclusively designed for those spending $50,000+ a year on their card
  • 12.49% - 15.49% Variable APR
  • $99 annual fee, waived the first year
  • No foreign transaction fees
  • A true cashback card: Unlimited 3% cash back during the first year; 2.5% cash back afterwards

Read Full Review

Premium Cash Back+ Credit Card from State Department FCU
Premium Cash Back+ Credit Card from State Department FCU

a?

Very Transparent

$200

bonus with $3000 spent

2%

?

$0

annual fee

Apply Now

Key Terms

Overview

Fidelity® Rewards Visa Signature® Card
Fidelity<sup>®</sup> Rewards Visa Signature<sup>®</sup> Card

a?

Very Transparent

$100

bonus with $1000 spent

2%

?

$0

annual fee

APPLY NOW

Read Full Review

Key Terms

Overview

Read Full Review

Visa Travel Rewards® Card from Baxter CU
Visa Travel Rewards<sup>®</sup> Card from Baxter CU

b?

A little complex

$100

bonus with $1000 spent

2%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa Signature Card from San Diego County CU
Visa Signature Card from San Diego County CU

b?

A little complex

$100

bonus with $3000 spent

2%

?

$89

annual fee*

(*waived first year)

Apply Now

Key Terms

Overview

PayPal Cashback Mastercard®
PayPal Cashback Mastercard

a?

Very Transparent

$0

bonus

2%

?

$0

annual fee

APPLY NOW

Read Full Review

Key Terms

Overview

Read Full Review

Platinum CashBack Rewards MasterCard from RB FCU
Platinum CashBack Rewards MasterCard from RB FCU

a?

Very Transparent

$0

bonus

2%

?

$0

annual fee

Apply Now

Key Terms

Overview

Premier Rewards Visa from Idaho Central CU
Premier Rewards Visa from Idaho Central CU

b?

A little complex

$0

bonus

2%

?

$0

annual fee

Apply Now

Key Terms

Overview

Citizens Bank Cash Back Plus® World Mastercard®
Citizens Bank Cash Back Plus<sup>®</sup> World Mastercard<sup>®</sup>

a?

Very Transparent

$0

bonus

1.8%

?

$0

annual fee

Apply Now

Key Terms

Overview

PenFed Pathfinder Rewards American Express® Card
PenFed Pathfinder Rewards American Express® Card

b?

A little complex

$250

bonus with $2500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Capital One® Quicksilver® Cash Rewards Credit Card
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Card - 0% Intro APR for 15 Months

a?

Very Transparent

$150

bonus with $500 spent

1.5%

?

$0

annual fee

Apply Now

Read Full Review

Key Terms

  • 3% Annual Fee
  • Foreign Transaction Fee: None
  • 16.24% - 26.24% (Variable) interest rate if balance not paid in full
  • 3% BT Fee

Overview

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Read Full Review

U.S. Bank Cash 365™ American Express® Card
U.S. Bank Cash 365™ American Express<sup>®</sup> Card

b?

A little complex

$150

bonus with $500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Cash Rewards Visa® Card from Baxter CU
Cash Rewards Visa<sup>®</sup> Card from Baxter CU

a?

Very Transparent

$100

bonus with $1000 spent

1.5%

?

$0

annual fee

Apply Now

Read Full Review

Key Terms

Overview

Read Full Review

First National Bank American Express® Card
First National Bank American Express<sup>®</sup> Card

a?

Very Transparent

$100

bonus with $500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature<sup>®</sup> Card

a?

Very Transparent

$100

bonus with $1500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Premier First Rewards Privileges® from Premier America CU
Premier First Rewards Privileges<sup>®</sup> from Premier America CU

a?

Very Transparent

$100

bonus with $500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Premier Privileges Rewards Mastercard® from Premier America CU
Premier Privileges Rewards MasterCard<sup>®</sup> from Premier America CU

a?

Very Transparent

$100

bonus with $500 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Schwab Investor Card® from American Express
Schwab Investor Card<sup>®</sup> from American Express

a?

Very Transparent

$100

bonus with $1000 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

TruWest Visa® Signature Card
TruWest Visa<sup>®</sup> Signature Card

a?

Very Transparent

$100

bonus with $100 spent

1.5%

?

$0

annual fee

APPLY NOW

Read Full Review

Key Terms

Overview

Read Full Review

Visa Signature Rewards Credit Card from Allegacy FCU
Visa Signature Rewards Credit Card from Allegacy FCU

a?

Very Transparent

$100

bonus with $1000 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa Signature Card from Midflorida CU
Visa Signature Card from Midflorida CU

b?

A little complex

$100

bonus with $200 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa® Titanium Signature Rewards Card from Andrews Federal CU
Visa<sup>®</sup> Titanium Signature Rewards Card from Andrews Federal CU

a?

Very Transparent

$75

bonus with $500 spent

1.50%

?

$0

annual fee

Apply Now

Key Terms

Overview

Platinum Cash Back Visa® Card from Landmark CU
Platinum Cash Back Visa<sup>®</sup> Card from Landmark CU

b?

A little complex

$50

bonus with $1000 spent

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Cash Rewards MasterCard® from EECU
Cash Rewards MasterCard<sup>®</sup> from EECU

a?

Very Transparent

$0

bonus

1.50%

?

$0

annual fee

Apply Now

Key Terms

Overview

cashRewards Credit Card from Navy Federal Credit Union
cashRewards Credit Card from Navy Federal Credit Union

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Citadel Cash Rewards MasterCard®
Citadel Cash Rewards MasterCard<sup>®</sup>

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Firstmark ONE™ Visa® Signature Card
Firstmark ONE™ Visa<sup>®</sup> Signature Card

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

NASA Federal Platinum Cash Rewards Card
NASA Federal Platinum Cash Rewards Card NASA Federal Credit Union

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Rewards Mastercard® from Schoolsfirst FCU
Rewards Mastercard<sup>®</sup> from Schoolsfirst FCU

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

TCU Visa® Platinum Rewards Credit Card
TCU Visa<sup>®</sup> Platinum Rewards Credit Card

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

The Founder's Card from PSECU
The Founder's Card from PSECU

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa Platinum Cash Rewards from BrightStar CU
Visa Platinum Cash Rewards from BrightStar CU

a?

Very Transparent

$0

bonus

1.50%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa Platinum Rewards from America First CU
Visa Platinum Rewards from America First CU

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Visa® Signature Cashback Card from Community America CU
Visa® Signature Cashback Card from Community America CU

a?

Very Transparent

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

School Employee Mastercard® from Schoolsfirst FCU
School Employee Mastercard<sup>®</sup> from Schoolsfirst FCU

b?

A little complex

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Special Connections® Visa Signature® from Commerce Bank
Special Connections<sup>®</sup> Visa Signature<sup>®</sup> from Commerce Bank

b?

A little complex

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)
The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)

b?

A little complex

$0

bonus

1.5%

?

$0

annual fee

Apply Now

Key Terms

Overview

Platinum Rewards VISA Card from Travis CU
Platinum Rewards VISA Card from Travis CU

c?

Lots of fine print

$0

bonus

1.5%

?

$25

annual fee

Apply Now

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Finex CU
Visa<sup>®</sup> Bonus Rewards PLUS Card from Finex CU

a?

Very Transparent

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bremer Bank
Visa Bonus Rewards PLUS Card from Bremer Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Green Belt Bank & Trust
Visa Bonus Rewards PLUS Card from Green Belt Bank & Trust

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from A+ Federal Credit Union
Visa Bonus Rewards PLUS Card from A+ Federal Credit Union

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from AurGroup Financial CU
Visa Bonus Rewards PLUS Card from AurGroup Financial CU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards Plus Card from BancFirst Corporation
Visa Bonus Rewards Plus Card from BancFirst Corporation

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bangor Savings Bank
Visa Bonus Rewards PLUS Card from Bangor Savings Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bank Of Clarke County
Visa Bonus Rewards PLUS Card from Bank Of Clarke County

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust
Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Beacon CU
Visa Bonus Rewards PLUS Card from Beacon CU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Belmont Savings Bank
Visa Bonus Rewards PLUS Card from Belmont Savings Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from BlackRidge Bank
Visa Bonus Rewards PLUS Card from BlackRidge Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Camden National Bank
Visa Bonus Rewards PLUS Card from Camden National Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from CDC FCU
Visa Bonus Rewards PLUS Card from CDC FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Central Coast FCU
Visa Bonus Rewards PLUS Card from Central Coast FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Chevron FCU
Visa Bonus Rewards PLUS Card from Chevron FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Clarkston State Bank
Visa Bonus Rewards PLUS Card from Clarkston State Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Cloverbelt CU
Visa Bonus Rewards PLUS Card from Cloverbelt CU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Columbia Bank
Visa Bonus Rewards PLUS Card from Columbia Bank

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Columbia Greene FCU
Visa Bonus Rewards PLUS Card from Columbia Greene FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from County Schools FCU
Visa Bonus Rewards PLUS Card from County Schools FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Cross Valley FCU
Visa Bonus Rewards PLUS Card from Cross Valley FCU

b?

A little complex

$0

bonus

1.50%

?

$50

annual fee

Apply Now

Key Terms

Overview

Comments

Submit a comment

Submit a Comment

Refresh Captcha

Go To Top

Our Fine Print 

We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:

MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.

Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.

MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 (TDD/TTY). NMLS Unique Identifier #1136. You may see links to LendingTree services and sites on our websites. By visiting LendingTree’s site, you accept and agree to be bound by LendingTree’s Terms of Use.

For complete details on any product see the terms and conditions on the financial institution's website.

MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.

Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check

While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).

Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.

We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.

Do you have a question?