Cash Back Rewards Credit Cards

Key Terms

Overview

Exclusively designed for those spending $50,000+ a year on their card
12.49% - 15.49% Variable APR
$59 annual fee, waived the first year
No foreign transaction fees
A true cashback card: Unlimited 3% cash back during the first year; 2.5% cash back afterwards

Fidelity^® Rewards Visa Signature^® Card

$480

following years

($580 over first 12 months)

6 User reviews

Fidelity<sup>®</sup> Rewards Visa Signature<sup>®</sup> Card

Very Transparent

^$100

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

PayPal Cashback Mastercard^®

$480

following years

($480 over first 12 months)

2 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$480

following years

($680 over first 12 months)

Premium Cash Back+ Credit Card from State Department FCU

0 User reviews

Very Transparent

^$200

bonus with $3000 spent

^$0

annual fee

Citi^® Double Cash Card – 18 month BT offer

Key Terms

Overview

$480

following years

($480 over first 12 months)

5 User reviews

Citi<sup>®</sup> Double Cash Card – 18 month BT offer

A little complex

^$0

bonus

^$0

annual fee

Key Terms

$0* annual fee
3% foreign transaction fee
15.74% - 25.74%* (Variable) interest rate if balance not paid in full
BT Fee: 3% of each balance transfer; $5 minimum.

Overview

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Balance Transfers do not earn cash back
0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
No categories to track, no caps on cash back, no annual fee*

$480

following years

($480 over first 12 months)

Premier Rewards Visa from Idaho Central CU

0 User reviews

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$480

following years

($480 over first 12 months)

Platinum CashBack Rewards MasterCard from RB FCU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$449

following years

($524 over first 12 months)

Visa^® Titanium Signature Rewards Card from Andrews Federal CU

0 User reviews

Visa<sup>®</sup> Titanium Signature Rewards Card from Andrews Federal CU

Very Transparent

^$75

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$432

following years

($432 over first 12 months)

Citizens Bank Cash Back Plus^® World Mastercard^®

0 User reviews

Citizens Bank Cash Back Plus<sup>®</sup> World Mastercard<sup>®</sup>

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$426

following years

($676 over first 12 months)

Signature Visa Card from State Employees CU Of Maryland

0 User reviews

Very Transparent

^$250

bonus with $2000 spent

^$0

annual fee

Key Terms

Overview

$423

following years

($423 over first 12 months)

Costco Anywhere Visa^® Card from Citi

0 User reviews

Costco Anywhere Visa<sup>®</sup> Card by Citi

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

Exclusively for Costco Members: Go Big with Cash Back Rewards
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases

$420

following years

($420 over first 12 months)

PNC CashBuilder^® Visa^® Card

0 User reviews

PNC CashBuilder<sup>®</sup> Visa<sup>®</sup> Card

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$419

following years

($419 over first 12 months)

Golden 1 Platinum Rewards Credit Card

0 User reviews

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$410

following years

($660 over first 12 months)

PenFed Pathfinder Rewards American Express® Card

0 User reviews

A little complex

^$250

bonus with $2500 spent

^$0

annual fee

Key Terms

Overview

$404

following years

($429 over first 12 months)

Power Travel Rewards World MasterCard^® from Security Service FCU

0 User reviews

Power Travel Rewards World MasterCard<sup>®</sup> from Security Service FCU

Very Transparent

^$25

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$397

following years

($422 over first 12 months)

Cash Rewards American Express® Card from Camden National Bank

0 User reviews

Lots of fine print

^$0

bonus

^$0

annual fee

Key Terms

Overview

$391

following years

($580 over first 12 months)

Visa Signature Card from San Diego County CU

0 User reviews

A little complex

^$100

bonus with $3000 spent

^$89

annual fee*

(*waived first year)

Key Terms

Overview

$360

following years

($410 over first 12 months)

American Express Card from Legacy Texas Financial

0 User reviews

Very Transparent

^$50

bonus with $500 spent

^$0

annual fee

Capital One^® Quicksilver^® Cash Rewards Credit Card

Key Terms

Overview

N/A

0 User reviews

Capital One<sup>®</sup> Quicksilver<sup>®</sup> Card - 0% Intro APR for 15 Months

Very Transparent

^$150

bonus with $500 spent

^$0

annual fee

Key Terms

3% Annual Fee
Foreign Transaction Fee: None
16.24% - 26.24% (Variable) interest rate if balance not paid in full
3% BT Fee

Overview

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

$360

following years

($460 over first 12 months)

First National Bank American Express^® Card

0 User reviews

First National Bank American Express<sup>®</sup> Card

Very Transparent

^$100

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

NASA Federal Platinum Cash Rewards Card

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

PenFed Power Cash Rewards Visa Signature^® Card

0 User reviews

PenFed Power Cash Rewards Visa Signature<sup>®</sup> Card

Very Transparent

^$100

bonus with $1500 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Premier First Rewards Privileges^® from Premier America CU

0 User reviews

Premier First Rewards Privileges<sup>®</sup> from Premier America CU

Very Transparent

^$100

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Premier Privileges Rewards Mastercard^® from Premier America CU

0 User reviews

Premier Privileges Rewards MasterCard<sup>®</sup> from Premier America CU

Very Transparent

^$100

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Schwab Investor Card^® from American Express

0 User reviews

Schwab Investor Card<sup>®</sup> from American Express

Very Transparent

^$100

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

The Santander^® Ultimate Cash Back^® credit card

0 User reviews

The Santander<sup>®</sup> Ultimate Cash Back<sup>®</sup> credit card

Very Transparent

^$100

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Special Connections^® Visa Signature^® from Commerce Bank

0 User reviews

Special Connections<sup>®</sup> Visa Signature<sup>®</sup> from Commerce Bank

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)

0 User reviews

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($510 over first 12 months)

U.S. Bank Cash 365™ American Express^® Card

0 User reviews

U.S. Bank Cash 365™ American Express<sup>®</sup> Card

A little complex

^$150

bonus with $500 spent

^$0

annual fee

Cash Rewards Visa^® Card from Baxter CU

Key Terms

$0 Annual Fee
Foreign Exchange Fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
16.24% to 25.74% (Variable) interest rate if balance not paid in full
BT Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

Overview

$360

following years

($460 over first 12 months)

0 User reviews

Cash Rewards Visa<sup>®</sup> Card from Baxter CU

Very Transparent

^$100

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Cash Rewards MasterCard^® from EECU

0 User reviews

Cash Rewards MasterCard<sup>®</sup> from EECU

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

cashRewards Credit Card from Navy Federal Credit Union

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Citadel Cash Rewards MasterCard^®

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Firstmark ONE™ Visa^® Signature Card

0 User reviews

Firstmark ONE™ Visa<sup>®</sup> Signature Card

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Rewards Mastercard^® from Schoolsfirst FCU

0 User reviews

Rewards Mastercard<sup>®</sup> from Schoolsfirst FCU

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

TCU Visa^® Platinum Rewards Credit Card

0 User reviews

TCU Visa<sup>®</sup> Platinum Rewards Credit Card

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

The Founder's Card from PSECU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

TruWest Visa^® Signature Card

Key Terms

Overview

$360

following years

($460 over first 12 months)

0 User reviews

Very Transparent

^$100

bonus with $100 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Visa Platinum Cash Rewards from BrightStar CU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Visa Platinum Rewards from America First CU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($460 over first 12 months)

Visa Signature Rewards Credit Card from Allegacy FCU

0 User reviews

Very Transparent

^$100

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

Visa® Signature Cashback Card from Community America CU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$360

following years

($410 over first 12 months)

Platinum Cash Back Visa^® Card from Landmark CU

0 User reviews

Platinum Cash Back Visa<sup>®</sup> Card from Landmark CU

A little complex

^$50

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

$360

following years

($360 over first 12 months)

School Employee Mastercard^® from Schoolsfirst FCU

0 User reviews

School Employee Mastercard<sup>®</sup> from Schoolsfirst FCU

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$348

following years

($348 over first 12 months)

Cash Rewards MasterCard® from Virginia CU

0 User reviews

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$345

following years

($940 over first 12 months)

Citi Premier℠ Card

0 User reviews

A little complex

^$500

bonus with $4000 spent

^$95

annual fee*

(*waived first year)

Key Terms

Annual fee $95, waived for first 12 months
0% foreign transaction fee
16.74% - 25.74% (Variable) interest rate if balance not paid in full

Overview

Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3X Points on Travel, Including Gas Stations
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
Points Transfer allows you to transfer points to participating airline loyalty programs
No Foreign Transaction Fees on purchases*

N/A

Capital One^® SavorOne℠ Cash Rewards Credit Card

0 User reviews

SavorOne<sup>SM</sup> Rewards from Capital One<sup>®</sup>

A little complex

^$150

bonus with $500 spent

^$0

annual fee

Key Terms

$0 Annual Fee
Foreign Transaction Fee: None
16.24% - 26.24% (Variable) interest rate if balance not paid in full
3% BT Fee

Overview

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

$339

following years

($339 over first 12 months)

Visa Signature Cash Rebate Card from Consumers CU

0 User reviews

Lots of fine print

^$0

bonus

^$0

annual fee

Key Terms

Overview

$337

following years

($412 over first 12 months)

Travel Rewards American Express® Card from BlackRidge Bank

0 User reviews

Lots of fine print

^$0

bonus

^$95

annual fee

Key Terms

Overview

$336

following years

($421 over first 12 months)

PenFed Platinum Rewards Visa Signature^® Card

0 User reviews

PenFed Platinum Rewards Visa Signature<sup>®</sup> Card

Very Transparent

^$100

bonus with $1500 spent

^$0

annual fee

Key Terms

Overview

$336

following years

($336 over first 12 months)

Deserve Pro Mastercard

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$335

following years

($335 over first 12 months)

Platinum Rewards VISA Card from Travis CU

0 User reviews

Lots of fine print

^$0

bonus

^$25

annual fee

Key Terms

Overview

$332

following years

($332 over first 12 months)

Firstmark ONE™ Visa^® Platinum Rewards Card

0 User reviews

Firstmark ONE™ Visa<sup>®</sup> Platinum Rewards Card

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$330

following years

($380 over first 12 months)

Signature Visa® with Rewards from On Point Community CU

0 User reviews

Signature Visa<sup>®</sup> with Rewards from On Point Community CU

Very Transparent

^$0

bonus

^$50

annual fee*

(*waived first year)

Key Terms

Overview

$330

following years

($430 over first 12 months)

TRIO^® Credit Card from Fifth Third Bank

0 User reviews

TRIO<sup>®</sup> Credit Card from Fifth Third Bank

A little complex

^$100

bonus with $1000 spent

^$0

annual fee

Key Terms

Overview

$329

following years

($659 over first 12 months)

Discover it^® Cash Back

User reviews

Lots of fine print

^$0

bonus

^$0

annual fee

Key Terms

Annual Fee - $0
Foreign Transaction Fee - None
Regular (GoTo) APR - 14.24% - 25.24% Variable
Balance Transfer Fee - 3%

Overview

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
No annual fee.

$325

following years

($325 over first 12 months)

U Rewards Visa^® Signature Card from United FCU

0 User reviews

A little complex

^$0

bonus

^$0

annual fee

Key Terms

Overview

$324

following years

($424 over first 12 months)

Visa^® Platinum Rewards Credit Card from Nusenda Credit Union

0 User reviews

Lots of fine print

^$100

bonus with $500 spent

^$0

annual fee

Key Terms

Overview

$324

following years

($324 over first 12 months)

Cash Back Visa Signature from Trumark Financial CU

0 User reviews

Very Transparent

^$0

bonus

^$0

annual fee

Key Terms

Overview

$319

following years

($319 over first 12 months)

Kinecta MyPro MasterCard^® from Kinecta FCU

0 User reviews

Kinecta MyPro MasterCard<sup>®</sup> from Kinecta FCU

Lots of fine print

^$0

bonus

^$0

annual fee