Checking Accounts Offers

The goal in finding a good checking account is one that is completely free, minimizing all fees. We can't stand fees at Magnify, so we've recommended the best offers out of hundreds, with a distinct eye towards eliminating fees. 

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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Advertiser Disclosure

SHOWING 87 ACCOUNTS OFFERS

APY
Fees
Apple Bank for Savings - Grand Yield NOW Checking
Grand Yield NOW Checking

C

Lots of fine print

0.01%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$10
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35

on Apple Bank for Savings’s secure website

Member FDIC

BECU (Boeing Employees Credit Union) - Member Advantage Checking
Member Advantage Checking

C

Lots of fine print

0.01%*

Min.
$500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25

on BECU (Boeing Employees Credit Union)’s secure website

NCUA Insured

BECU (Boeing Employees Credit Union) - Checking
Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25

on BECU (Boeing Employees Credit Union)’s secure website

NCUA Insured

TD Bank - TD Beyond Checking
TD Beyond Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on TD Bank’s secure website

Member FDIC

USAA Bank - USAA Classic Checking
USAA Classic Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
Not Available

on USAA Bank’s secure website

Member FDIC

Wings Financial Credit Union - First Class Checking Account (Share Draft)
First Class Checking Account (Share Draft)

C

Lots of fine print

0.01%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Wings Financial Credit Union’s secure website

NCUA Insured

Flagstar Bank - SimplyMax Checking
SimplyMax Checking

C

Lots of fine print

0.03%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36

on Flagstar Bank’s secure website

Member FDIC

Summit Credit Union (WI) - Dividend Checking
Dividend Checking

C

Lots of fine print

0.03%*

Min.
$25
Max.
NO MAX
Monthly Fee
$6
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28

on Summit Credit Union (WI)’s secure website

NCUA Insured

Summit Credit Union (WI) - Ultimate Checking
Ultimate Checking

C

Lots of fine print

0.05%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28

on Summit Credit Union (WI)’s secure website

NCUA Insured

Teachers Federal Credit Union - Checking
Checking

C

Lots of fine print

0.05%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$32
NSF Fee
$32

on Teachers Federal Credit Union’s secure website

NCUA Insured

America's Credit Union - Affinity Basic Checking
Affinity Checking

C

Lots of fine print

0.10%*

Min.
$1,000
Max.
$15k
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$30
NSF Fee
$30

on America's Credit Union’s secure website

NCUA Insured

Capital One - MONEY
MONEY

C

Lots of fine print

0.10%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Capital One’s secure website

Member FDIC

Capital One - 360 Checking
360 Checking

C

Lots of fine print

0.10%*

Min.
$0
Max.
$9.999k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$9

on Capital One’s secure website

Member FDIC

Radius Bank - Rewards Checking
Radius Hybrid

C

Lots of fine print

0.10%*

Min.
$2,500
Max.
$99.999k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$5
NSF Fee
$25

on Radius Bank’s secure website

Member FDIC

FNBO Direct - Online Checking Account
Online Checking Account

C

Lots of fine print

0.15%*

Min.
$0
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
$33

on FNBO Direct’s secure website

Member FDIC

iGObanking - iGOchecking
iGOchecking

C

Lots of fine print

0.15%*

Min.
$1
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
$0 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on iGObanking’s secure website

Member FDIC

Xcel Federal Credit Union - Kasasa Cash
Kasasa Cash

C

Lots of fine print

0.40%*

Min.
$0
Max.
$25k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Xcel Federal Credit Union’s secure website

NCUA Insured

Axos Bank - Rewards Checking - 5 Qualifications
Rewards Checking - 5 Qualifications

C

Lots of fine print

1.00%*

Min.
$0
Max.
$50k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0

on Axos Bank’s secure website

Member FDIC

One American Bank - Kasasa Cash
Kasasa Cash

C

Lots of fine print

1.00%*

Min.
$0
Max.
$10k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on One American Bank’s secure website

Member FDIC

BCU - PowerPlus Checking - Qualifying
PowerPlus Checking - Qualifying

C

Lots of fine print

2.00%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$29
NSF Fee
$29

on BCU’s secure website

NCUA Insured

Blue Federal Credit Union - Extreme Checking Sapphire - Qualifying
Extreme Checking Sapphire - Qualifying

C

Lots of fine print

2.00%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Blue Federal Credit Union’s secure website

NCUA Insured

Corning Credit Union - Windfall Checking - Qualifying
Windfall Checking - Qualifying

C

Lots of fine print

2.00%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$32
NSF Fee
$32

on Corning Credit Union’s secure website

NCUA Insured

Market USA Federal Credit Union - VIP Free Checking Gold Tier - Qualifying
VIP Checking Gold Tier

C

Lots of fine print

2.01%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29

on Market USA Federal Credit Union’s secure website

NCUA Insured

Oklahoma Central Credit Union - Momentum Checking with Rewards
Momentum Checking with Rewards

C

Lots of fine print

2.50%*

Min.
$0
Max.
$10k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Oklahoma Central Credit Union’s secure website

NCUA Insured

Lake Michigan Credit Union - Max Checking Account - Qualifying
Max Checking - Qualifying

C

Lots of fine print

3.00%*

Min.
$1
Max.
$14.999k
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Lake Michigan Credit Union’s secure website

NCUA Insured

Market USA Federal Credit Union - VIP Free Checking Platinum Tier - Qualifying
VIP Checking Platinum Tier

C

Lots of fine print

3.01%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29

on Market USA Federal Credit Union’s secure website

NCUA Insured

Genisys Credit Union - Genius Checking
Genius Checking

C

Lots of fine print

4.07%*

Min.
$0
Max.
$7,500
Monthly Fee
Not Available
ATM Fee
$1.25 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28

on Genisys Credit Union’s secure website

NCUA Insured

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