The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.
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Lots of fine print
5.95% - 19.95%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 18 mo. Balance Transfer
0% Intro rate for 18 mo. Purchase Offer
Lots of fine print
5.99% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
6.15% - 11.15%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
Very Transparent
6.25%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 7 mo. Balance Transfer
0% Intro rate for 7 mo. Purchase Offer
Lots of fine print
6.25% - 17.75%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
Lots of fine print
6.74% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
Lots of fine print
6.75% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
Lots of fine print
6.90% - 17.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 12 mo. Purchase Offer
Lots of fine print
6.99% - 18.00%
Variable APR
$0 / $75
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
6.99% - 16.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
Lots of fine print
6.99% - 17.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 6 mo. Balance Transfer
1.99% Intro rate for 6 mo. Purchase Offer
Lots of fine print
6.99% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
7.00% - 15.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
7.00% - 10.50%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.15% - 16.15%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 6 mo. Balance Transfer
Lots of fine print
7.24% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
7.25% - 14.25%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.25% - 17.25%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 12 mo. Balance Transfer
3.99% Intro rate for 12 mo. Purchase Offer
A little complex
7.25% - 17.25%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 12 mo. Balance Transfer
1.99% Intro rate for 12 mo. Purchase Offer
Lots of fine print
7.25% - 19.25%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 6 mo. Balance Transfer
3.99% Intro rate for 6 mo. Purchase Offer
Lots of fine print
7.49% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
7.49% - 13.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
Lots of fine print
7.50% - 17.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
7.65% - 16.65%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 12 mo. Balance Transfer
A little complex
7.70% - 16.70%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
7.70% - 15.70%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.90% Intro rate for 12 mo. Balance Transfer
4.90% Intro rate for 6 mo. Purchase Offer
A little complex
7.74% - 17.74%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.75% - 17.50%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
2.99% Intro rate for 6 mo. Balance Transfer
Lots of fine print
7.75% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
7.90% - 14.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 18 mo. Balance Transfer
0% Intro rate for 18 mo. Purchase Offer
A little complex
7.90% - 8.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 18 mo. Balance Transfer
0% Intro rate for 18 mo. Purchase Offer
A little complex
7.90% - 17.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 12 mo. Purchase Offer
A little complex
7.90% - 17.65%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.90% Intro rate for 6 mo. Balance Transfer
1.90% Intro rate for 6 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 14 mo. Balance Transfer
0% Intro rate for 14 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 14 mo. Balance Transfer
0% Intro rate for 14 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 14 mo. Balance Transfer
0% Intro rate for 14 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.99% - 16.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 12 mo. Purchase Offer
Lots of fine print
7.99% - 18.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
Lots of fine print
7.99% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
7.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
7.99% - 17.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 12 mo. Balance Transfer
A little complex
7.99% - 14.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 12 mo. Balance Transfer
A little complex
7.99% - 15.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 6 mo. Balance Transfer
1.99% Intro rate for 6 mo. Purchase Offer
Lots of fine print
7.99% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
8.00% - 11.50%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
Lots of fine print
8.00% - 18.50%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
6.99% Intro rate for 12 mo. Balance Transfer
3.99% Intro rate for 6 mo. Purchase Offer
A little complex
8.04% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.54% Intro rate for 6 mo. Balance Transfer
A little complex
8.15% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
8.15% - 16.15%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
2.99% Intro rate for 12 mo. Balance Transfer
2.99% Intro rate for 12 mo. Purchase Offer