Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 832 CARD OFFERS

 
Annual Fee
Introductory Offer
VISA Platinum Reward card from San Francisco FCU

B

A little complex

7.24% - 17.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

CapEd VISA<sup>®</sup> Platinum Credit Card

C

Lots of fine print

7.59% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

4.90% Intro rate for 12 mo. Balance Transfer

4.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Credit Card from Park View FCU

B

A little complex

7.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Buc‑ee's Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Classic MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Titanium Signature Rewards Card from Andrews Federal CU

C

Lots of fine print

7.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard from All In Credit Union

C

Lots of fine print

7.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Jeanne D'Arc CU

B

A little complex

7.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

TruWest Visa Platinum Card

C

Lots of fine print

8.20% - 22.20%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Platinum Card from Navy Federal Credit Union

B

A little complex

8.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Trustmark Bank

B

A little complex

8.40% - 13.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Premier Privileges Rewards MasterCard<sup>®</sup> from Premier America CU

B

A little complex

8.45% - 17.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

 MasterCard<sup>®</sup> Platinum Preferred from BayPort CU

B

A little complex

8.74% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Variable Rate Credit Visa<sup>®</sup>Card from UNIFY Financial CU

C

Lots of fine print

8.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Star One Visa Platinum Rewards Card

B

A little complex

8.75% - 12.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Mid Illini CU

B

A little complex

8.99% - 9.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Credit Card from America First CU

C

Lots of fine print

8.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Money One FCU

B

A little complex

9.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Visions FCU

B

A little complex

9.00% - 16.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

BECU Visa<sup>®</sup> Credit Card from Boeing Employees CU

C

Lots of fine print

9.15% - 20.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Elite VISA® from Lake Trust CU

B

A little complex

9.15% - 16.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

PenFed Gold Visa<sup>®</sup> Card

B

A little complex

9.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Preferred from Grow Financial FCU

B

A little complex

9.24% - 12.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa ® Traditional Credit Card from Redstone FCU

B

A little complex

9.25% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Firstmark ONE<sup>®</sup> Visa<sup>®</sup> Platinum Card

B

A little complex

9.25% - 16.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

TCU Visa<sup>®</sup> Platinum Credit Card

B

A little complex

9.25% - 19.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Langley Select Visa Platinum Card from Langley FCU

C

Lots of fine print

9.25% - 17.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from Abri CU

B

A little complex

9.40% - 18.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum® Card from Collins Community CU

B

A little complex

9.49% - 16.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Fixed Rate Visa<sup>®</sup> Credit card from UNIFY Financial CU

B

A little complex

9.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

5.49% Intro rate for 12 mo. Balance Transfer

5.49% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum Rewards from BayPort CU

B

A little complex

9.49% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards VISA Card from Travis CU

B

A little complex

9.49% - 16.49%

Variable APR

$25 / $25

First Year Fee / Ongoing Fee

5.99% Intro rate for 12 mo. Balance Transfer

5.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Credit Card from Northwest FCU

B

A little complex

9.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Citadel Choice MasterCard<sup>®</sup>

C

Lots of fine print

9.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Onyx Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

9.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

 Platinum MasterCard® from ISU CU

B

A little complex

9.50% - 16.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

CEFCU MasterCard<sup>®</sup>

B

A little complex

9.50% - 19.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from First Interstate Bank

B

A little complex

9.50% - 19.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Plus MasterCard® from ISU CU

B

A little complex

9.50% - 16.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Southeast Financial CU

B

A little complex

9.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

5.25% Intro rate for 6 mo. Balance Transfer

5.25% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

FirstRewards World MasterCard<sup>®</sup> from First Interstate Bank

C

Lots of fine print

9.50% - 21.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

VISA Platinum from Tinker FCU

B

A little complex

9.50% - 11.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum from Suffolk FCU

B

A little complex

9.74% - 15.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard® from Virginia CU

C

Lots of fine print

9.74% - 20.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Credit Cards from Ascentra CU

B

A little complex

9.88% - 17.88%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa Card from Michigan State FCU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

The Classic Card from PSECU

A

Very Transparent

9.90% - 9.90%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

2.90% Intro rate for 20 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Associated CU

B

A little complex

9.90% - 12.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.90% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum from Summit CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.90% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from NuVision FCU

B

A little complex

9.90% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

VISA Platinum Credit Card from Atlanta Postal CU

B

A little complex

9.90% - 16.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Plus Card from Illinois Community CU

B

A little complex

9.90% - 13.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Rewards Credit Card from Fox Communities CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Premier Rate MasterCard from RB FCU

B

A little complex

9.95% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum CURewards MasterCard from All In Credit Union

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

U First Visa<sup>®</sup> credit card

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Mobility CU

B

A little complex

9.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

 MasterCard<sup>®</sup> Platinum Cash Back from BayPort CU

B

A little complex

9.99% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 8 mo. Balance Transfer

Key Terms

Overview

Cash Rewards Card from San Diego County CU

B

A little complex

9.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

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