Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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Advertiser Disclosure

SHOWING 509 CARD OFFERS

 
Annual Fee
Introductory Offer
TruWest Visa Platinum Card

C

Lots of fine print

5.95% - 19.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Platinum Card from Navy Federal Credit Union

C

Lots of fine print

5.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Trustmark Bank

B

A little complex

6.15% - 11.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Preferred VISA Platinum Credit Card By Whitney Bank

A

Very Transparent

6.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Balance Transfer

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

WSECU Low Rate Visa Credit Card

C

Lots of fine print

6.25% - 17.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Low Rate Credit Card from Wright-Patt CU

B

A little complex

6.25% - 14.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum VISA<sup>®</sup> Cash Back Credit Card from Aerospace Federal

A

Very Transparent

6.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

VISA Platinum Reward card from San Francisco FCU

C

Lots of fine print

6.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Money One FCU

C

Lots of fine print

6.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

BECU Visa<sup>®</sup> Credit Card from Boeing Employees CU

C

Lots of fine print

6.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Odyssey™ Rewards World Elite MasterCard<sup>®</sup> from First Tech FCU

C

Lots of fine print

6.99% - 18.00%

Variable APR

$0 / $75

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum® Card from Collins Community CU

B

A little complex

6.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Preferred from Grow Financial FCU

C

Lots of fine print

6.99% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Credit Card from America First CU

C

Lots of fine print

6.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Langley Platinum Select Visa

B

A little complex

7.00% - 15.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa ® Traditional Credit Card from Redstone FCU

B

A little complex

7.00% - 10.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from Abri CU

B

A little complex

7.15% - 16.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 9.40% - 18.40% Variable APR if balance not paid in full
  • 0% BT Fee

Overview

VISA Platinum Credit Card from Fort Community CU

A

Very Transparent

7.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Credit Card from Northwest FCU

C

Lots of fine print

7.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Visions FCU

B

A little complex

7.25% - 14.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from First Interstate Bank

B

A little complex

7.25% - 17.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

3.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

TCU Visa<sup>®</sup> Platinum Credit Card

B

A little complex

7.25% - 17.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

FirstRewards World MasterCard<sup>®</sup> from First Interstate Bank

C

Lots of fine print

7.25% - 19.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

PenFed Gold Visa<sup>®</sup> Card

C

Lots of fine print

7.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum from Suffolk FCU

B

A little complex

7.49% - 13.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

School Employee Mastercard<sup>®</sup> from Schoolsfirst FCU

C

Lots of fine print

7.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Nuvision Visa® Platinum Card

B

A little complex

7.65% - 16.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Premier Rate MasterCard from RB FCU

B

A little complex

7.70% - 16.70%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

CapEd VISA<sup>®</sup> Platinum Credit Card

B

A little complex

7.70% - 15.70%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.90% Intro rate for 12 mo. Balance Transfer

4.90% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

U First Visa<sup>®</sup> credit card

B

A little complex

7.74% - 17.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Firstmark ONE<sup>®</sup> Visa<sup>®</sup> Platinum Card

B

A little complex

7.75% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Classic Variable Rate Credit Card from Eastman CU

C

Lots of fine print

7.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

TruWest Platinum Points Visa Rewards Credit Card

B

A little complex

7.90% - 14.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

TruWest Visa<sup>®</sup> Signature Card

B

A little complex

7.90% - 8.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Credit Card from Park View FCU

B

A little complex

7.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

GECU Empowerment Credit Card

B

A little complex

7.90% - 17.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 6 mo. Balance Transfer

1.90% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from First Community CU

A

Very Transparent

7.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Credit Union of Texas Platinum MasterCard®

B

A little complex

7.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Ent FCU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Chevron FCU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Harborstone CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Buc‑ee's Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Classic MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from nih FCU

B

A little complex

7.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

First Citizens Smart Option Visa<sup>®</sup> Card

C

Lots of fine print

7.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards MasterCard<sup>®</sup> from First Tech FCU

C

Lots of fine print

7.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Reward card from Collins Community CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

 MasterCard<sup>®</sup> Platinum Preferred from BayPort CU

B

A little complex

7.99% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Visa Card from University CU

B

A little complex

7.99% - 14.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Jeanne D'Arc CU

B

A little complex

7.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Variable-Rate Platinum Visa Card from Idaho Central CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Rewards Credit Card from KEMBA Financial CU

B

A little complex

7.99% - 13.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Kinecta MyPower MasterCard<sup>®</sup>

C

Lots of fine print

7.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Credit Card from Redstone FCU

B

A little complex

8.00% - 11.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> from On Point Community CU

C

Lots of fine print

8.00% - 18.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 12 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

ACU Visa Platinum Rewards Credit Card

B

A little complex

8.04% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.54% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Mastercard<sup>®</sup> from Aspire FCU

B

A little complex

8.15% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard from Credit Union of New Jersey

B

A little complex

8.15% - 16.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Elite VISA® from Lake Trust CU

B

A little complex

8.15% - 15.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

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