The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates. The results below are ranked by "All-In APR", which is the projected actual interest rate you will pay over 2 years.
Learn MoreGeneral Disclaimer: The content on this page may not be provided by any financial institution and may not have been reviewed, approved or otherwise endorsed by any of these entities. See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information; however, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review the information on the credit card terms page. This site may be compensated through a credit card partnership.
Never use a credit card at ATM.
Cash advances on credit cards are incredibly expensive.
Always pay on time.
Set up a recurring payment. Late payment can result in loss of the offer and hurt your credit score.
Don’t use your cash back card for a balance transfer. Get a balance transfer card.
If you spend And balance transfer on the same card, than interest on your spend accrues immediately.
Opt out of over limit.
Over limit on credit cards are very expensive as banks charges fee around $ 35.
Submit your email address and we’ll send the details of this offer so you can take a look at them later. We’ll also keep you updated with our Price Checker newsletter.
By clicking submit you agree to our terms and conditions.
We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:
MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.
Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.
MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 (TDD/TTY). NMLS Unique Identifier #1136. You may see links to LendingTree services and sites on our websites. By visiting LendingTree’s site, you accept and agree to be bound by LendingTree’s Terms of Use.
For complete details on any product see the terms and conditions on the financial institution's website.
MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.
Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check
While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).
Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.
We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.
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