Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates. The results below are ranked by "All-In APR", which is the projected actual interest rate you will pay over 2 years.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

Advertiser Disclosure

Citi Simplicity® Card - No Late Fees Ever

Recommended:
Longest 0% Balance Transfer Offer

Citi Simplicity® Card - No Late Fees Ever

7.99%

APR

0% Intro Rate for 21 Months on Balance Transfers

APPLY NOW

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TruWest Visa Platinum Card

Recommended:
0% for 18 months

TruWest Visa Platinum Card

1.99%

APR

0% Intro Rate for 18 months on purchases and balance transfers

Apply Now

Hot Deals of the Week:
  • BB&T Bright Credit Card

    BB&T Bright Credit Card

    0% Intro APR for 15 months on purchases

    Apply Now

  • Visa® Platinum Card from Alliant CU

    Visa® Platinum Card from Alliant CU

    0% intro APR for 12 months on purchases

    APPLY NOW

  • Union Bank Visa® Credit Card

    Union Bank Visa® Credit Card

    0% Intro APR for 15 months on purchases

    Apply Now

SHOWING 922 CARD OFFERS

How We Rank Products ?

We calculate your All-in APR
 
Grade
APR/APR Range
Annual Fee
Introductory Offer

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We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:

MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.

Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.

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Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check

While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).

Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.

We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.