Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates. The results below are ranked by "All-In APR", which is the projected actual interest rate you will pay over 2 years.

Learn More

Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

Advertiser Disclosure
Citi Simplicity<sup>®</sup> Card - No Late Fees Ever

Recommended:
Longest 0% Purchase Offer

Citi Simplicity® Card - No Late Fees Ever

3.93%

APR

0% Intro Rate for 18 Months on Purchases and Balance Transfers

APPLY NOW

Read Full Review

TruWest Visa Platinum Card

Recommended:
0% for 18 months

TruWest Visa Platinum Card

1.92%

APR

0% Intro Rate for 18 months on purchases and balance transfers

Apply Now

Hot Deals of the Week:
  • BB&T Bright Credit Card

    BB&T Bright Credit Card

    0% Intro APR for 15 months on purchases

    Apply Now

  • Visa<sup>®</sup> Platinum Card from Alliant CU

    Visa® Platinum Card from Alliant CU

    0% intro APR for 12 months on purchases

    APPLY NOW

  • Union Bank Visa<sup>®</sup> Credit Card

    Union Bank Visa® Credit Card

    0% Intro APR for 15 months on purchases

    Apply Now

SHOWING 932 CARD OFFERS

How We Rank Products ?

We calculate your All-in APR
 
Grade
APR/APR Range
Annual Fee
Introductory Offer

Comments

Submit a comment

Submit a Comment

Refresh Captcha

Go To Top

Our Fine Print 

We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following:

MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.

For complete details on any product see the terms and conditions on the financial institution's website.

MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.

Once you click to apply for an offer, you will be directed to the financial institution's website at which point you should give the fine print a gut check

While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?).

Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.

We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. If you find an error please let us know here.