Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 832 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa<sup>®</sup> Platinum Card from Northrim Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Opus Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Philadelphia FCU

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Pine Country Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Pinnacle FCU

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Radius Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Reliance Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from South State Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from State Bank and Trust Company

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from The Union Bank Co.

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Tri City National Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from UMPQUA Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from United Community Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Truly Simple<sup>®</sup> Card from Fifth Third Bank

C

Lots of fine print

14.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Card  from NBT Bank

C

Lots of fine print

14.24% - 26.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Discover it<sup>®</sup> chrome

C

Lots of fine print

14.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

  • Annual Fee - $0
  • Foreign Transaction Fee - None
  • Regular (GoTo) APR - 14.24% - 25.24% Variable
  • Balance Transfer Fee - 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Overview

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Cash Rewards American Express® Card from Chevron FCU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Dane County CU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from United One CU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Finex CU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Capital One® VentureOne® Rewards Credit Card

B

A little complex

14.24% - 24.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 14.24% - 24.24% (Variable) interest rate if balance not paid in full
  • BT Fee: $0

Overview

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

The Founder's Card from PSECU

A

Very Transparent

14.40% - 14.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.90% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Stand Up To Cancer<sup>®</sup> credit card from Fifth Third Bank

C

Lots of fine print

14.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Key2More Rewards<sup>®</sup> Credit Card

B

A little complex

14.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard Personal Cash Rewards Card from Republic Bank

B

A little complex

14.70% - 21.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

PNC CashBuilder<sup>®</sup> Visa<sup>®</sup> Card

B

A little complex

14.74% - 23.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Card from Alliant CU

B

A little complex

14.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MidFirst Bank Rewards Credit Card

B

A little complex

14.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Fred Meyer Rewards® Visa® Card from US Bank

B

A little complex

14.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

1-2-3 REWARDS® Visa® Card from US Bank

B

A little complex

14.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa® Platinum Reward Card from Xceed Financial CU

B

A little complex

14.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Card from St. Mary's Bank

B

A little complex

15.20% - 20.20%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Edward Jones World MasterCard<sup>®</sup>

A

Very Transparent

15.24% - 15.24%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Ally CashBack Credit Card

B

A little complex

15.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

First Tennessee Platinum Premier Visa

B

A little complex

15.25% - 20.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Union Bank Rewards Visa<sup>®</sup> Credit Card

B

A little complex

15.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Polaris<sup>®</sup> Visa<sup>®</sup> Credit Card from US Bank

B

A little complex

15.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Harley-Davidson<sup>®</sup> Visa Signature<sup>®</sup> Card from US Bank

B

A little complex

15.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 15.49% - 24.49% variable interest rate if balance not paid in full

Overview

  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships*
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash*
  • No limit to how much Harley Chrome® Cash you can earn
  • Chances to win a new Harley-Davidson® motorcycle every month*
  • No Annual Fee
Premier Rewards American Express® Card from Columbia Greene FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from County Schools FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Cross Valley FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Fitzsimons CU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Greylock FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Independent Bank

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Pawtucket CU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Peoples FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Rock Valley CU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from The Union Bank Co.

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from TruStar FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Union Community Bank

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Union Savings Bank

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

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