Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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Advertiser Disclosure

SHOWING 821 CARD OFFERS

 
Annual Fee
Introductory Offer
Premier Rewards American Express® Card from TruStar FCU

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Union Community Bank

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Union Savings Bank

C

Lots of fine print

15.49% - 24.49%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Capital One<sup>®</sup> Quicksilver<sup>®</sup> Card - 0% Intro APR for 15 Months

B

A little complex

15.74% - 25.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • Foreign Transaction Fee: None
  • 15.74% - 25.74% (Variable) APR if balance not paid in full
  • 3% BT Fee

Overview

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Cash Rewards American Express® Card from Amplify CU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Peoples FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Philadelphia FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Pine Country Bank

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Parda FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Amplify CU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Peoples FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Philadelphia FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Pine Country Bank

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Aspire Visa from State Employees CU Of Maryland

A

Very Transparent

15.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Fidelity<sup>®</sup> Rewards Visa Signature<sup>®</sup> Card

A

Very Transparent

15.74%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Amplify CU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Associated Bank

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Philadelphia FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Pine Country Bank

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Pawtucket CU

C

Lots of fine print

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express® Card from Peoples FCU

C

Lots of fine print

15.74% - 24.74%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cash Rewards American Express® Card from A+ Federal Credit Union

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 15.99% - 24.99% Variable APR if balance not paid in full
  • 3% BT Fee

Overview

Cash Rewards American Express® Card from Consumers National Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from North Shore Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Northrim Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Astera CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Connexus CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Pawtucket CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from A+ Federal Credit Union

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 15.99% - 24.99% Variable APR if balance not paid in full
  • 3% BT Fee

Overview

Visa Signature® Real Rewards Card from North Shore Bank from North Shore Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Northrim Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Parda FCU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Pawtucket CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Connex CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Connexus CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Premier Rewards American Express® Card from North Shore Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

0% Intro rate for 0 mo. Balance Transfer

0% Intro rate for 0 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Northrim Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Parda FCU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express<sup>®</sup> Card from Connex CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Premier Rewards American Express<sup>®</sup> Card from Connexus CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $99

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

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