Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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Advertiser Disclosure

SHOWING 509 CARD OFFERS

 
Annual Fee
Introductory Offer
VISA Platinum Credit Card By Veridian CU

B

A little complex

8.15% - 16.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Elevations Visa Credit Card

B

A little complex

8.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

0% Intro rate for 13 mo. Purchase Offer

Key Terms

Overview

Affordable Rate Visa<sup>®</sup> Credit Card from Sharonview FCU

B

A little complex

8.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 12 mo. Balance Transfer

1.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Citadel Choice MasterCard<sup>®</sup>

B

A little complex

8.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

NOW REWARDS Mastercard® from Northwest FCU

B

A little complex

8.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Choice Rewards World MasterCard<sup>®</sup> from First Tech FCU

B

A little complex

8.25% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Elite Card from Visions FCU

A

Very Transparent

8.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Union Bank® Platinum™ Visa® Credit Card

C

Lots of fine print

8.49% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum Rewards from BayPort CU

B

A little complex

8.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Titanium Signature Rewards Card from Andrews Federal CU

A

Very Transparent

8.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

 Simply Visa<sup>®</sup> Card from Baxter CU

B

A little complex

8.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Inspire MasterCard<sup>®</sup> from Schoolsfirst FCU

B

A little complex

8.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Reward Card from Southeast Financial CU

B

A little complex

8.50% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

5.25% Intro rate for 6 mo. Balance Transfer

5.25% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

DCU Visa<sup>®</sup> Platinum Credit Card

B

A little complex

8.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Star One Visa Platinum Rewards Card

B

A little complex

8.75% - 12.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

VISA Platinum from Tinker FCU

B

A little complex

8.75% - 14.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Cash Rewards Card from Hawaii Central CU

B

A little complex

8.90% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Gold Card from First Community CU

A

Very Transparent

8.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

CU SoCal Platinum Rewards Visa

B

A little complex

8.90% - 15.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Wescom Visa® Credit Card

B

A little complex

8.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Mastercard® Platinum from Cathay Bank

B

A little complex

8.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card By AAA FCU

A

Very Transparent

8.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

4.99% Intro rate for 12 mo. Balance Transfer

4.99% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 8.99% - 8.99% APR if balance not paid in full
  • 0% BT Fee

Overview

 MasterCard<sup>®</sup> Platinum Cash Back from BayPort CU

B

A little complex

8.99% - 18.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Essential Mastercard® from Virginia CU

C

Lots of fine print

8.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

American 1 Rewards Credit Card

B

A little complex

8.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Diamond Card from Central One FCU

B

A little complex

8.99% - 13.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

FirstRate Visa from State Employees CU Of Maryland

B

A little complex

8.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Great Reward Platinum Card from Community First CU

B

A little complex

8.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Visa<sup>®</sup> Credit Card from Firefighters First CU

B

A little complex

8.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Rewards Visa® credit card from Trumark Financial CU

B

A little complex

8.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Variable Rate Credit Visa<sup>®</sup>Card from UNIFY Financial CU

B

A little complex

8.99% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Mid Illini CU

B

A little complex

8.99% - 9.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Credit Card from Service CU

B

A little complex

8.99% - 13.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Cash Back Rewards Card from Stanford FCU

B

A little complex

8.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Visa<sup>®</sup> with Rewards from On Point Community CU

C

Lots of fine print

9.00% - 19.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 12 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from Vystar CU

B

A little complex

9.10% - 13.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

VISA Platinum Rewards Credit Card from Veridian CU

B

A little complex

9.15% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

9.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards from America First CU

B

A little complex

9.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

 Platinum MasterCard® from ISU CU

B

A little complex

9.25% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from American Airlines CU

B

A little complex

9.25% - 14.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Fixed Rate Visa<sup>®</sup> Credit card from UNIFY Financial CU

B

A little complex

9.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

5.49% Intro rate for 12 mo. Balance Transfer

5.49% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards VISA Card from Travis CU

B

A little complex

9.49% - 16.49%

Variable APR

$25 / $25

First Year Fee / Ongoing Fee

5.99% Intro rate for 12 mo. Balance Transfer

5.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Rewards credit card from Redwood CU

B

A little complex

9.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Credit Card from University Of Wisconsin CU

B

A little complex

9.50% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

Visa Signature Cash Back Card from Vystar CU

A

Very Transparent

9.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Signature Rewards Card By Vystar CU

A

Very Transparent

9.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Onyx Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

9.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Card from Velocity Community FCU

B

A little complex

9.50% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Credit Card from Dade County FCU

B

A little complex

9.65% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Nuvision Visa® Platinum Rewards Card

B

A little complex

9.65% - 16.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Midflorida CU

B

A little complex

9.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Firstmark ONE<sup>®</sup> Visa<sup>®</sup> Platinum Rewards Card

B

A little complex

9.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa® Platinum Rewards Credit Card from DCCU

B

A little complex

9.75% - 13.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Golden 1 Platinum Rewards Credit Card

B

A little complex

9.79% - 15.79%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Credit Cards from Ascentra CU

B

A little complex

9.88% - 17.88%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum from Summit CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from Michigan State FCU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Credit Card from Energy Plus CU

A

Very Transparent

9.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.90% Intro rate for 6 mo. Balance Transfer

6.90% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

The Classic Card from PSECU

A

Very Transparent

9.90%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

2.90% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

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