Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 821 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa Platinum Rewards Credit Card from Fox Communities CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from nih FCU

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Mobility CU

B

A little complex

9.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Reward card from Collins Community CU

C

Lots of fine print

9.99% - 20.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

 MasterCard<sup>®</sup> Platinum Cash Back from BayPort CU

B

A little complex

9.99% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 8 mo. Balance Transfer

Key Terms

Overview

Cash Rewards Card from San Diego County CU

B

A little complex

9.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Citadel Rewards MasterCard

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from San Diego County CU

B

A little complex

9.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum MasterCard from All In Credit Union

C

Lots of fine print

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum from University Of Wisconsin CU

B

A little complex

10.00% - 17.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Firstmark ONE<sup>®</sup> Visa<sup>®</sup> Platinum Card

B

A little complex

10.00% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Classic Variable Rate Credit Card from Eastman CU

B

A little complex

10.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Visa Card from Vystar CU

B

A little complex

10.10% - 14.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Credit Card from Dade County FCU

B

A little complex

10.15% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

GECU Empowerment Credit Card

B

A little complex

10.15% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 6 mo. Balance Transfer

1.90% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Cash Rewards Card from Hawaii Central CU

B

A little complex

10.15% - 17.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Harborstone CU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

First Citizens Smart Option Visa<sup>®</sup> Card

C

Lots of fine print

10.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Rewards Card from Trumark Financial CU

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Ent FCU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Chevron FCU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from University CU

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from BrightStar CU

B

A little complex

10.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

DCCU Platinum Rewards Credit Card

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

The Logix Platinum MasterCard

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from KEMBA Financial CU

B

A little complex

10.24% - 16.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

ETFCU's Platinum Rewards Credit Card

B

A little complex

10.25% - 17.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> from On Point Community CU

C

Lots of fine print

10.25% - 20.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 12 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Langley Cash Back Visa Signature Card from Langley FCU

B

A little complex

10.25% - 16.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Allegacy FCU

B

A little complex

10.40% - 15.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard from Credit Union of New Jersey

B

A little complex

10.40% - 18.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MasterCard ScoreCard Rewards Card from Republic Bank

B

A little complex

10.45% - 17.45%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Union Bank Visa<sup>®</sup> Credit Card

C

Lots of fine print

10.49% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

 Visa Card from Elevations CU

B

A little complex

10.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Affordable Rate Visa<sup>®</sup> Credit Card from Sharonview FCU

B

A little complex

10.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 12 mo. Balance Transfer

1.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Diamond Card from Central One FCU

B

A little complex

10.49% - 15.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Rewards from America First CU

B

A little complex

10.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

VISA Platinum Card from Velocity Community FCU

B

A little complex

10.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

CEFCU Rewards MasterCard<sup>®</sup>

B

A little complex

10.50% - 20.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

CEFCU World MasterCard

B

A little complex

10.50% - 20.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Plus MasterCard® from ISU CU

B

A little complex

10.50% - 17.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

DCU Visa<sup>®</sup> Platinum Credit Card

B

A little complex

10.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Kern Schools FCU

B

A little complex

10.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Affinity Premium Visa Credit Card

B

A little complex

10.60% - 16.60%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from DFCU Financial

B

A little complex

10.65% - 17.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

10.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

FirstRate Visa from State Employees CU Of Maryland

B

A little complex

10.74% - 18.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

 Simply Visa<sup>®</sup> Card from Baxter CU

B

A little complex

10.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.90% Intro rate for 12 mo. Balance Transfer

2.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Visa<sup>®</sup> with Rewards from On Point Community CU

C

Lots of fine print

10.75% - 21.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 12 mo. Balance Transfer

3.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Credit Card from American Airlines CU

B

A little complex

10.75% - 16.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum  MasterCard from University Of Iowa Community CU

B

A little complex

10.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum VISA<sup>®</sup> Rewards Credit Card from Aerospace Federal Credit Union

A

Very Transparent

10.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Classic Fixed Rate Credit Card from Eastman CU

B

A little complex

10.90% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cathay Bank Platinum Edition® VISA® Card

B

A little complex

10.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

NICE<sup>®</sup> Platinum Visa<sup>®</sup> Credit Card from Oregon Community CU

B

A little complex

10.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Edition® Card from Investors Bank

B

A little complex

10.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Elements Financial Platinum Visa<sup>®</sup> Credit Card

A

Very Transparent

10.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Gold Card By AAA FCU

A

Very Transparent

10.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 6 mo. Balance Transfer

6.99% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.99% - 10.99% APR if balance not paid in full
  • 0% BT Fee

Overview

Kinecta MyPerks MasterCard from Kinecta FCU

B

A little complex

10.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Midflorida CU

B

A little complex

10.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

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