Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 832 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa Platinum Card from SCE FCU

B

A little complex

11.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Elite Cash Back VISA® from Lake Trust CU

B

A little complex

11.15% - 18.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Standard Card from St. Mary's Bank

B

A little complex

11.20% - 16.20%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Visa Gold Credit Card from ESL Federal CU

B

A little complex

11.23% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Edition<sup>®</sup> Card from Glacier Bank

B

A little complex

11.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

M&T Visa Credit Card

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MidFirst Bank Platinum Credit Card

B

A little complex

11.24% - 19.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

NICE<sup>®</sup> Platinum Visa<sup>®</sup> Credit Card from Oregon Community CU

B

A little complex

11.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa<sup>®</sup> Card from Astoria Bank

B

A little complex

11.24% - 19.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Elements Financial Platinum Visa<sup>®</sup> Credit Card

A

Very Transparent

11.24% - 11.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

FirstRate Visa from State Employees CU Of Maryland

B

A little complex

11.24% - 19.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature Rewards from Heritage CU

B

A little complex

11.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

DCCU Platinum Cash Back Credit Card

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Kinecta MyPro MasterCard<sup>®</sup> from Kinecta FCU

B

A little complex

11.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Firstmark ONE™ Visa<sup>®</sup> Platinum Rewards Card

B

A little complex

11.25% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Rewards Card from Nusenda CU

B

A little complex

11.25% - 15.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum with Rewards from University Of Wisconsin CU

B

A little complex

11.35% - 18.35%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Municipal CU

A

Very Transparent

11.40% - 11.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

cashRewards Credit Card from Navy Federal Credit Union

B

A little complex

11.40% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Rewards Visa Card from NuVision FCU

B

A little complex

11.40% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Elite Rewards Visa® from Lake Trust CU

B

A little complex

11.40% - 18.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Edition Visa<sup>®</sup> Card from American Saving Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Card from Legacy Texas Financial

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa Card from Fidelity Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa<sup>®</sup> Card from First National Bank

B

A little complex

11.49% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

 Visa Rewards Card from Elevations CU

B

A little complex

11.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Duck Card<sup>®</sup> from Oregon Community CU

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

NICE PERKS<sup>®</sup> Platinum Visa<sup>®</sup> from Oregon Community CU

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

OSU Beaver Card Platinum Visa<sup>®</sup> from Oregon Community CU

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Special Connections<sup>®</sup> MasterCard<sup>®</sup> with Rewards from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa Signature<sup>®</sup> from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa<sup>®</sup> with Rewards from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Huntington Voice Credit Card-Lower Rates

C

Lots of fine print

11.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Alliant CU

C

Lots of fine print

11.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from A+ Federal Credit Union

C

Lots of fine print

11.49% - 22.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards Visa Card from Landmark CU

B

A little complex

11.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Plus MasterCard<sup>®</sup> from EECU

B

A little complex

11.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Rewards Visa Card from University CU

B

A little complex

11.49% - 18.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

UMaine Alumni Signature Rewards Card from University CU

B

A little complex

11.49% - 18.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Citadel World MasterCard

B

A little complex

11.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature Credit Card from Purdue FCU

B

A little complex

11.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

VISA  Platinum Rewards Card from Velocity Community FCU

B

A little complex

11.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Traditional Card from Purdue FCU

B

A little complex

11.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Fort Knox Federal Credit Union Visa<sup>®</sup> Platinum Card

A

Very Transparent

11.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Credit Card from Abri CU

B

A little complex

11.65% - 20.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Payback Rewards World MasterCard<sup>®</sup> from Patelco Credit Union

B

A little complex

11.65% - 15.65%

Variable APR

$0 / $35

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cash Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Classic from America First CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cash Rewards MasterCard® from Virginia CU

C

Lots of fine print

11.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Signature Visa<sup>®</sup> with Rewards from On Point Community CU

B

A little complex

11.75% - 16.25%

Variable APR

$0 / $50

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

California Coast Platinum MasterCard

B

A little complex

11.88% - 17.88%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Andigo

B

A little complex

11.90% - 20.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards from Summit CU

B

A little complex

11.90% - 19.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

PenFed Platinum Rewards Visa Signature<sup>®</sup> Card

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

PenFed Power Cash Rewards Visa Signature<sup>®</sup> Card

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

PenFed Promise Visa<sup>®</sup> Card

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Unlimited Rewards Visa<sup>®</sup> Credit Card from Sharonview FCU

B

A little complex

11.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Rewards from SCE FCU

B

A little complex

12.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum CashBack Rewards MasterCard from RB FCU

B

A little complex

12.15% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

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