Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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Advertiser Disclosure

SHOWING 509 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa Platinum Card from Associated CU

B

A little complex

9.90% - 12.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

4.90% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Rewards Credit Card from Fox Communities CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Credit Union of Texas Platinum Rewards MasterCard®

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

VISA Platinum Credit Card from Atlanta Postal CU

B

A little complex

9.90% - 16.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Plus Card from Illinois Community CU

B

A little complex

9.90% - 13.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum<sup>®</sup> Card from Columbus Metro FCU

B

A little complex

9.90% - 13.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa® Elite Credit Card from Metro CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Standard Card from St. Mary's Bank

B

A little complex

9.95% - 14.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Card from AurGroup Financial CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Beacon CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Central Coast FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Dane County CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Desert Financial Credit Union

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Finex CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Freedom CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Gulf Coast Community FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card By Heritage Community CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Merrimack Valley FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from St. Jean's CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from St. Mary's CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Taunton FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Telhio CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from United One CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from US Employees CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

KeyBank Latitude<sup>®</sup> Credit Card

B

A little complex

9.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Elevations Visa Rewards Credit Card

B

A little complex

9.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

0% Intro rate for 13 mo. Purchase Offer

Key Terms

Overview

MidFirst Bank Platinum Credit Card

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Mobility CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Huntington Voice Credit Card-Lower Rates

C

Lots of fine print

9.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Premier Privileges Rewards MasterCard<sup>®</sup> from Premier America CU

B

A little complex

9.99% - 19.94%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Rewards Visa Card from Landmark CU

B

A little complex

9.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards Visa Card from University CU

B

A little complex

9.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Citadel Rewards MasterCard

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Kinecta MyPerks MasterCard

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum MasterCard from All In Credit Union

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

CEFCU MasterCard<sup>®</sup>

B

A little complex

10.00% - 19.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Signature Visa<sup>®</sup> with Rewards from On Point Community CU

B

A little complex

10.00% - 14.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

4.99% Intro rate for 12 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Credit Card from Abri CU

B

A little complex

10.15% - 19.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

 Visa Classic Credit Card from Service CU

B

A little complex

10.15% - 15.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Payback Rewards World MasterCard<sup>®</sup> from Patelco Credit Union

B

A little complex

10.15% - 14.15%

Variable APR

$0 / $35

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Elite Rewards Visa® from Lake Trust CU

B

A little complex

10.15% - 17.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Municipal CU

B

A little complex

10.15% - 13.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cash Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

10.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

M&T Visa Credit Card

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

10.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Sharonview Unlimited Rewards® Credit Card

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 12 mo. Balance Transfer

1.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Citadel World MasterCard

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

DCCU Platinum Rewards Credit Card

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

The Logix Platinum MasterCard

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

ETFCU's Platinum Rewards Credit Card

B

A little complex

10.25% - 17.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Allegacy FCU

B

A little complex

10.40% - 15.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from BrightStar CU

B

A little complex

10.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Classic from America First CU

B

A little complex

10.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

VISA  Platinum Rewards Card from Velocity Community FCU

B

A little complex

10.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Plus MasterCard® from ISU CU

B

A little complex

10.50% - 17.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 6 mo. Balance Transfer

2.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Affinity Premium Visa Credit Card

B

A little complex

10.60% - 16.60%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

U Rewards Visa® Signature Card from United FCU

B

A little complex

10.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Platinum Rewards Visa Credit Card from WSECU

C

Lots of fine print

10.75% - 22.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum (No Rewards) Card from AgFed FCU

B

A little complex

10.75% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Fort Knox Federal Credit Union Visa<sup>®</sup> Platinum Card

B

A little complex

10.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

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