Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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Advertiser Disclosure

SHOWING 509 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa<sup>®</sup> Platinum Rewards Credit Card from American Airlines CU

B

A little complex

10.75% - 16.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

NASA Federal Platinum Advantage Rewards Card NASA Federal Credit Union

B

A little complex

10.90% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.90% Intro rate for 125 mo. Balance Transfer

Key Terms

Overview

Platinum VISA<sup>®</sup> Rewards Credit Card from Aerospace Federal Credit Union

A

Very Transparent

10.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Gold Credit Card from Arizona Central CU

B

A little complex

10.90% - 14.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from DFCU Financial

B

A little complex

10.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

NICE<sup>®</sup> Platinum Visa<sup>®</sup> Credit Card from Oregon Community CU

B

A little complex

10.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards Card from Seven Seventeen CU

B

A little complex

10.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

First Citizens Rewards Visa<sup>®</sup> Card

C

Lots of fine print

10.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Elements Financial Platinum Visa<sup>®</sup> Credit Card

A

Very Transparent

10.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Gold Card By AAA FCU

A

Very Transparent

10.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.99% Intro rate for 6 mo. Balance Transfer

6.99% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 10.99% - 10.99% APR if balance not paid in full
  • 0% BT Fee

Overview

Visa® Platinum Reward Card from Xceed Financial CU

B

A little complex

10.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

4.99% Intro rate for 9 mo. Balance Transfer

4.99% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Cash Rewards MasterCard® from Virginia CU

C

Lots of fine print

10.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Cash Back Visa Signature from Trumark Financial CU

B

A little complex

10.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Engage Rewards Visa<sup>®</sup> Signature Credit Card from UNIFY Financial CU

B

A little complex

10.99% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Reward Visa from State Employees CU Of Maryland

B

A little complex

10.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Security Service Power Travel Rewards World Mastercard

B

A little complex

11.00% - 12.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

CEFCU Rewards MasterCard<sup>®</sup>

B

A little complex

11.00% - 20.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

CEFCU World MasterCard

B

A little complex

11.00% - 20.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards Card from Nusenda CU

B

A little complex

11.00% - 15.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

5% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Altra Visa<sup>®</sup> Card from Altra FCU

B

A little complex

11.15% - 15.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

The Bethpage Mastercard® Be You Rewards Card

C

Lots of fine print

11.15% - 22.15%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

BBVA ClearPoints Credit Card

C

Lots of fine print

11.24% - 29.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

0% Intro rate for 13 mo. Purchase Offer

Key Terms

Overview

BBVA Rewards Card

C

Lots of fine print

11.24% - 29.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

Key Terms

Overview

M&T Visa Credit Card with Rewards

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

M&T Visa Signature Credit Card

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Alliant CU

C

Lots of fine print

11.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards from Grow Financial FCU

B

A little complex

11.24% - 15.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 6 mo. Balance Transfer

1.99% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Citadel Cash Rewards MasterCard<sup>®</sup>

B

A little complex

11.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

DCCU Platinum Cash Back Credit Card

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Diamond Plus Cash Card from Central One FCU

B

A little complex

11.24% - 16.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

ESL Rewards Visa Signature® Credit Card

B

A little complex

11.25% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

TCU Visa® Signature Rewards Credit Card

B

A little complex

11.25% - 15.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.99% Intro rate for 12 mo. Balance Transfer

1.99% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

DCU Visa<sup>®</sup> Platinum Rewards Credit Card

B

A little complex

11.25% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Hudson Valley FCU

B

A little complex

11.25% - 15.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Cash Rewards Visa<sup>®</sup> Card from Baxter CU

B

A little complex

11.40% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum CashBack Rewards MasterCard from RB FCU

B

A little complex

11.40% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Travel Rewards<sup>®</sup> Card from Baxter CU

B

A little complex

11.40% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Cash Back Visa from State Employees CU Of Maryland

B

A little complex

11.49% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

MyRewards Visa from Apple FCU

B

A little complex

11.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature® Rewards+ from Corning CU

B

A little complex

11.49% - 14.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa® Signature Card from State Employees CU Of Maryland

B

A little complex

11.49% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature Credit Card from Purdue FCU

B

A little complex

11.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from SCE FCU

B

A little complex

11.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Traditional Card from Purdue FCU

B

A little complex

11.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

1.90% Intro rate for 12 mo. Balance Transfer

1.90% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Rewards Mastercard<sup>®</sup> from Schoolsfirst FCU

B

A little complex

11.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Andigo

B

A little complex

11.65% - 20.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

cashRewards Credit Card from Navy Federal Credit Union

B

A little complex

11.65% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.99% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

PNC Core<sup>®</sup> Visa<sup>®</sup> Credit Card

B

A little complex

11.74% - 21.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

PenFed Power Cash Rewards Visa Signature<sup>®</sup> Card

B

A little complex

11.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Signature Card from Midflorida CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

3.99% Intro rate for 24 mo. Balance Transfer

Key Terms

Overview

California Coast Platinum Credit Card

B

A little complex

11.88% - 17.88%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

2.88% Intro rate for 16 mo. Balance Transfer

2.88% Intro rate for 16 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards from Summit CU

B

A little complex

11.90% - 19.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum  MasterCard from GreenState Credit Union

B

A little complex

11.90% - 18.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Gold Credit Card from Energy Plus CU

A

Very Transparent

11.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.90% Intro rate for 6 mo. Balance Transfer

6.90% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Preferred Card from First Community CU

A

Very Transparent

11.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Platinum Card from Consumers CU

C

Lots of fine print

11.95% - 22.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa® Platinum Card from BancFirst Corporation

B

A little complex

11.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Card from CDC FCU

B

A little complex

11.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Card from Wesbanco

B

A little complex

11.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Matadors Community CU

B

A little complex

11.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

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