The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.
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A little complex
12.00% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.00% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
2.99% Intro rate for 6 mo. Balance Transfer
A little complex
12.15% - 17.15%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
12.15% Intro rate for 6 mo. Balance Transfer
10.15% Intro rate for 6 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 22.24%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.24% - 17.24%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 12 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 9 mo. Balance Transfer
0% Intro rate for 9 mo. Purchase Offer
A little complex
12.24% - 21.24%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.24% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
9.90% Intro rate for 3 mo. Balance Transfer
0% Intro rate for 0 mo. Purchase Offer
A little complex
12.24% - 19.24%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
3.99% Intro rate for 12 mo. Balance Transfer
A little complex
12.24% - 22.24%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
4.99% Intro rate for 9 mo. Balance Transfer
Very Transparent
12.24% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.24% - 18.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.25% - 16.75%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
4.99% Intro rate for 12 mo. Balance Transfer
2.99% Intro rate for 6 mo. Purchase Offer
A little complex
12.40% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
6.90% Intro rate for 125 mo. Balance Transfer
A little complex
12.40% - 17.40%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
11.40% Intro rate for 6 mo. Balance Transfer
10.40% Intro rate for 6 mo. Purchase Offer
A little complex
12.40% - 21.40%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 6 mo. Balance Transfer
A little complex
12.49% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
A little complex
12.49% - 19.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
0% Intro rate for 12 mo. Purchase Offer
A little complex
12.49% - 18.00%
Variable APR
$0 / $75
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
Lots of fine print
12.49% - 23.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
12.49% - 16.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
1.99% Intro rate for 6 mo. Balance Transfer
1.99% Intro rate for 6 mo. Purchase Offer
Lots of fine print
12.49% - 24.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.60% - 19.60%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
12.74% - 21.74%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 15 mo. Balance Transfer
0% Intro rate for 15 mo. Purchase Offer
Lots of fine print
12.74% - 30.74%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 13 mo. Balance Transfer
0% Intro rate for 13 mo. Purchase Offer
A little complex
12.74% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 12 mo. Balance Transfer
A little complex
12.74% - 22.74%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
4.75% Intro rate for 36 mo. Balance Transfer
A little complex
12.74% - 17.50%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.74% - 17.49%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.74% - 20.74%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.74% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.75% - 21.00%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.88% - 18.88%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.90% - 19.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.90% - 19.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
Lots of fine print
12.90% - 23.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.90% - 17.90%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
No Introductory Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 14 mo. Balance Transfer
0% Intro rate for 14 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer
A little complex
12.99% - 17.99%
Variable APR
$0 / $0
First Year Fee / Ongoing Fee
0% Intro rate for 6 mo. Balance Transfer
0% Intro rate for 6 mo. Purchase Offer