Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good deals. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 832 CARD OFFERS

 
Annual Fee
Introductory Offer
Cash Rewards American Express® Card from Workers' CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Beacon CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Beacon CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Central Coast FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Chevron FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Dane County CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Freedom CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Gulf Coast Community FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card By Heritage Community CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from St. Jean's CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from Telhio CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from United One CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Card from US Employees CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from Desert Financial Credit Union

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from Harborstone CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from Merrimack Valley FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from St. Mary's CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from Taunton FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards Card from Workers' CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Beacon CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Central Coast FCU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Chevron FCU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Dane County CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Freedom CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Gulf Coast Community FCU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card By Heritage Community CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from St. Jean's CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Telhio CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from United One CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from US Employees CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Desert Financial Credit Union

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Harborstone CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Merrimack Valley FCU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Oklahoma Central CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from St. Mary's CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Taunton FCU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Workers' CU

B

A little complex

12.99% - 17.99%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Beacon CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Central Coast FCU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Desert Financial Credit Union

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Harborstone CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card By Heritage Community CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from St. Jean's CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from St. Mary's CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Taunton FCU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Telhio CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from United One CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Workers' CU

B

A little complex

12.99% - 17.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Belmont Savings Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Berkshire Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from BlackRidge Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Bremer Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Cadence Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Capital City Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from CDC FCU

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Central Pacific Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Clarkston State Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Cloverbelt CU

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Columbia Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Dacotah Bank

C

Lots of fine print

12.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

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