Low Interest Credit Cards

The average interest rate on credit cards is 15%. If you need to borrow money, you can find much lower interest rates than the average. MagnifyMoney has reviewed more than 2,000 cards from our partners to find good offers. You can either take advantage of cards with 0% introductory offers or low overall interest rates.

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SHOWING 509 CARD OFFERS

 
Annual Fee
Introductory Offer
Affinity Cash Rewards Visa<sup>®</sup> Signature Credit Card

B

A little complex

14.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

NASA Federal Platinum Cash Rewards Card NASA Federal Credit Union

B

A little complex

14.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

6.9% Intro rate for 125 mo. Balance Transfer

Key Terms

Overview

Edward Jones World MasterCard<sup>®</sup>

A

Very Transparent

14.99%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Card from Alliant CU

B

A little complex

14.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Stand Up To Cancer<sup>®</sup> credit card from Fifth Third Bank

C

Lots of fine print

14.99% - 25.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Bank of the West Platinum Credit Card

B

A little complex

14.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Harley-Davidson<sup>®</sup> Visa Signature<sup>®</sup> Card from US Bank

B

A little complex

14.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

SkyBlue SKYPASS Visa<sup>®</sup> Card from US Bank

B

A little complex

14.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Classic Card from Mid Illini CU

B

A little complex

14.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Radius Bank

B

A little complex

15.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Fidelity<sup>®</sup> Rewards Visa Signature<sup>®</sup> Card

A

Very Transparent

15.49%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Jasper Mastercard

A

Very Transparent

15.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

  • Annual Fee - $0*
  • Foreign Transaction Fee - $0*
  • Regular (GoTo) APR - 15.49% (variable)
  • Balance Transfer Fee - N/A

Overview

  • No credit history required to apply if you don’t already have one
  • Intuitive experience that includes real-time, personalized financial advice and innovative auto payment options
  • Ongoing education for smart credit use via app and emails to encourage healthy financial behavior
  • Card issued by WebBank, Member FDIC
  • *View Jasper Mastercard® rates and fees.

The Farmers® Rewards Visa® Card from Comenity Bank

B

A little complex

15.49% - 22.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Colorado Rewards Credit Card from Bellco CU

B

A little complex

15.50% - 21.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Amplify CU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Peoples FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Philadelphia FCU

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Pine Country Bank

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Hilton Honors Card from American Express

B

A little complex

15.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

  • $0 annual fee
  • Foreign Transaction Fees: None
  • Ongoing Purchase APR: 15.74%-24.74% Variable
  • BT Fee: N/A

Overview

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Visa Signature Rewards Card from University Of Wisconsin CU

B

A little complex

15.76% - 22.76%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

 Classic Credit Card from Mission FCU

A

Very Transparent

15.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Classic Card from First Community CU

A

Very Transparent

15.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

No Introductory Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from A+ Federal Credit Union

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 2% foreign exchange fee
  • 15.99% - 24.99% Variable APR if balance not paid in full
  • 3% BT Fee

Overview

Visa Signature® Real Rewards Card from North Shore Bank from North Shore Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Northrim Bank

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Parda FCU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Pawtucket CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Connexus CU

B

A little complex

15.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Back World MasterCard from Bank of the west

B

A little complex

15.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

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