Private Student Loans

If you need to borrow money for your education, you should generally exhaust all federal options first. However, if you still need to borrow, there are private loans available. You can use this tool to shop for the best private student loans to fit your needs.

Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

Advertiser Disclosure

SHOWING 11 LOAN OFFERS

A

Transparent

10

years

5.36%-
9.07%

Fixed Rate

4.46%-
9.43%

Variable Rate

$160k

A

Transparent

4.90%-
12.04%

Fixed Rate

3.99%-
11.64%

Variable Rate

$150k

Student Loan Rate Disclosure: Variable rate, based on the one-month London Interbank Offered Rate ("LIBOR") published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of June 1, 2019, the one-month LIBOR rate is 2.43%. Variable interest rates range from 3.99%-11.79% (3.99%-11.64% APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer. Fixed interest rates range from 4.90%-12.19% (4.90% - 12.04% APR) based on applicable terms, level of degree earned and presence of a co-signer. Lowest rates shown requires application with a co-signer, are for eligible applicants, require a 5-year repayment term, borrower making scheduled payments while in school and include our Loyalty and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of the loan. ... Read More

A

Transparent

4.90%-
12.04%

Fixed Rate

3.99%-
11.64%

Variable Rate

$150k

Student Loan Rate Disclosure: Variable rate, based on the one-month London Interbank Offered Rate ("LIBOR") published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of June 1, 2019, the one-month LIBOR rate is 2.43%. Variable interest rates range from 3.99%-11.79% (3.99%-11.64% APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer. Fixed interest rates range from 4.90%-12.19% (4.90% - 12.04% APR) based on applicable terms, level of degree earned and presence of a co-signer. Lowest rates shown requires application with a co-signer, are for eligible applicants, require a 5-year repayment term, borrower making scheduled payments while in school and include our Loyalty and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of the loan. ... Read More

A

Transparent

10

years

5.02%-
6.52%

Fixed Rate

Fixed Rate
Not Available

$20k

A

Transparent

15

years

5.50%-
10.23%

Fixed Rate

4.50%-
10.11%

Variable Rate

Information Not Available

A

Transparent

5.97%-
11.68%

Fixed Rate

5.22%-
10.92%

Variable Rate

Information Not Available

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

 

1 All rates include the auto-pay discloure. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

 

2This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

 

Information advertised valid as of 5/29/2019. Variable interest rates may increase after consummation.

 

A

Transparent

5.97%-
11.68%

Fixed Rate

5.22%-
10.92%

Variable Rate

Information Not Available

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

 

1 All rates include the auto-pay discloure. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

 

2This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

 

Information advertised valid as of 5/29/2019. Variable interest rates may increase after consummation.

 

A

Transparent

15

years

5.88%-
12.68%

Fixed Rate

5.64%-
12.22%

Variable Rate

Information Not Available

A

Transparent

10

years

5.88%-
12.68%

Fixed Rate

5.64%-
12.22%

Variable Rate

Information Not Available

C

Lots of fine print

15

years

5.45%-
7.30%

Fixed Rate

Fixed Rate
Not Available

Information Not Available

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