Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best savings account for you.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 153 ACCOUNTS OFFERS

$61

over 12 months

High Dividend Savings from USALLIANCE Financial
High Dividend Savings

A

Very Transparent

$500

min deposit to earn APY

0.55%

on USALLIANCE Financial’s secure website

NCUA Insured

$57

over 12 months

CIBC Agility Savings - Online Only from CIBC Bank USA
CIBC Agility Savings - Online Only

C

Lots of fine print

$1

min deposit to earn APY

0.52%

on CIBC Bank USA’s secure website

Member FDIC

$56

over 12 months

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account

B

A little complex

$1

min deposit to earn APY

0.51%

on SFGI Direct’s secure website

Member FDIC

$56

over 12 months

High Yield Online Savings Account from Vio Bank
High Yield Online Savings Account

B

A little complex

$100

min deposit to earn APY

0.51%

on Vio Bank’s secure website

Member FDIC

$55

over 12 months

MoreSavings from Affinity Federal Credit Union
MoreSavings

A

Very Transparent

$250,000

min deposit to earn APY

0.50%

on Affinity Federal Credit Union’s secure website

NCUA Insured

$55

over 12 months

Premier Savings - New Customers Only from Colorado Federal Savings Bank
Premier Savings - New Customers Only

C

Lots of fine print

$50,000

min deposit to earn APY

0.50%

on Colorado Federal Savings Bank’s secure website

Member FDIC

$55

over 12 months

Online Savings Account from Marcus by Goldman Sachs
Online Savings Account

A

Very Transparent

$1

min deposit to earn APY

0.50% ?

on Marcus by Goldman Sachs’s secure website

Member FDIC

$55

over 12 months

Higher-Yield Savings from Hanscom Federal Credit Union
Higher-Yield Savings

A

Very Transparent

$25,000

min deposit to earn APY

0.50%

on Hanscom Federal Credit Union’s secure website

NCUA Insured

$50

over 12 months

Smart Move Online Savings Account from Ridgewood Savings Bank
Smart Move Online Savings Account

A

Very Transparent

$0.01

min deposit to earn APY

0.45%

on Ridgewood Savings Bank’s secure website

Member FDIC

$50

over 12 months

High Yield Savings from Wings Financial Credit Union
High Yield Savings

A

Very Transparent

$250,000

min deposit to earn APY

0.45%

on Wings Financial Credit Union’s secure website

NCUA Insured

$50

over 12 months

High Yield Savings Account from Rising Bank
High Yield Savings Account

C

Lots of fine print

$1,000

min deposit to earn APY

0.45%

on Rising Bank’s secure website

Member FDIC

$44

over 12 months

Savings Builder from CIT Bank
Savings Builder

B

A little complex

$25,000

min deposit to earn APY

0.40%

on CIT Bank’s secure website

Member FDIC

$44

over 12 months

Online Savings from Amalgamated Bank
Online Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

on Amalgamated Bank’s secure website

Member FDIC

$44

over 12 months

Online Savings Account from Citizens Access
Online Savings Account

B

A little complex

$5,000

min deposit to earn APY

0.40%

on Citizens Access’s secure website

Member FDIC

$44

over 12 months

Online Savings from PurePoint Financial
Online Savings

C

Lots of fine print

$10,000

min deposit to earn APY

0.40%

on PurePoint Financial’s secure website

Member FDIC

$39

over 12 months

High-Yield Savings from Sallie Mae Bank
High-Yield Savings

A

Very Transparent

$0

min deposit to earn APY

0.35%

on Sallie Mae Bank’s secure website

Member FDIC

$39

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.35%

on DollarSavingsDirect’s secure website

Member FDIC

$39

over 12 months

MMDA Online Special - New Money from Pacific National Bank
MMDA Online Special - New Money

A

Very Transparent

$5,000

min deposit to earn APY

0.35%

on Pacific National Bank’s secure website

Member FDIC

$39

over 12 months

Ultimate Savings from Northpointe Bank
Ultimate Savings

A

Very Transparent

$25,000

min deposit to earn APY

0.35%

on Northpointe Bank’s secure website

Member FDIC

$39

over 12 months

HighQ from Quorum Federal Credit Union
HighQ

A

Very Transparent

$0.01

min deposit to earn APY

0.35%

on Quorum Federal Credit Union’s secure website

NCUA Insured

$28

over 12 months

Langley Saves from Langley Federal Credit Union
Langley Saves

A

Very Transparent

$5

min deposit to earn APY

0.25%

on Langley Federal Credit Union’s secure website

NCUA Insured

$28

over 12 months

Passbook Savings from Ridgewood Savings Bank
Passbook Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.25%

on Ridgewood Savings Bank’s secure website

Member FDIC

$28

over 12 months

Statement Savings from Ridgewood Savings Bank
Statement Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.25%

on Ridgewood Savings Bank’s secure website

Member FDIC

$28

over 12 months

SavingPurely from BankPurely
SavingPurely

A

Very Transparent

$0

min deposit to earn APY

0.25%

on BankPurely’s secure website

Member FDIC

$22

over 12 months

Preferred Savings from SEFCU
Preferred Savings

A

Very Transparent

$50,000

min deposit to earn APY

0.20%

on SEFCU’s secure website

NCUA Insured

$17

over 12 months

Money Manager Account from Wings Financial Credit Union
Money Manager Account

A

Very Transparent

$0

min deposit to earn APY

0.15%

on Wings Financial Credit Union’s secure website

NCUA Insured

$17

over 12 months

Savings Account from Self-Help Credit Union
Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.15%

on Self-Help Credit Union’s secure website

NCUA Insured

$17

over 12 months

Instant Access Savings from First Technology Federal Credit Union
Instant Access Savings

C

Lots of fine print

$250,000

min deposit to earn APY

0.15%

on First Technology Federal Credit Union’s secure website

NCUA Insured

$17

over 12 months

HSBC Direct Savings from HSBC Direct
HSBC Direct Savings

A

Very Transparent

$0

min deposit to earn APY

0.15%

on HSBC Direct’s secure website

Member FDIC

$17

over 12 months

Green Savings from OneWest Bank (CA)
Green Savings

B

A little complex

$100,000

min deposit to earn APY

0.15%

on OneWest Bank (CA)’s secure website

Member FDIC

$11

over 12 months

Grand Yield Savings® from Apple Bank for Savings
Grand Yield Savings®

B

A little complex

$2,500

min deposit to earn APY

0.10%

on Apple Bank for Savings’s secure website

Member FDIC

$6

over 12 months

Membership Savings from First Technology Federal Credit Union
Membership Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

on First Technology Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Spartan Saver from Michigan State University Federal Credit Union
Spartan Saver

A

Very Transparent

$0

min deposit to earn APY

0.05%

on Michigan State University Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Mint Share from SEFCU
Mint Share

A

Very Transparent

$25

min deposit to earn APY

0.05%

on SEFCU’s secure website

NCUA Insured

$6

over 12 months

Prime Share from Chartway Federal Credit Union
Prime Share

A

Very Transparent

$100

min deposit to earn APY

0.05%

on Chartway Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Savings Account from Langley Federal Credit Union
Savings Account

A

Very Transparent

$100

min deposit to earn APY

0.05%

on Langley Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Smart Savings Account from California Coast Credit Union
Smart Savings Account

C

Lots of fine print

$1,000

min deposit to earn APY

0.05%

on California Coast Credit Union’s secure website

NCUA Insured

$6

over 12 months

Savings from Utah First Federal Credit Union
Savings

B

A little complex

$5

min deposit to earn APY

0.05%

on Utah First Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Basic Savings from Grow Financial Federal Credit Union
Basic Savings

F

Way Too Complex!

$1

min deposit to earn APY

0.05%

on Grow Financial Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Share Savings from Northwest Federal Credit Union
Share Savings

A

Very Transparent

$1

min deposit to earn APY

0.05%

on Northwest Federal Credit Union’s secure website

NCUA Insured

$3

over 12 months

e-Savings from UNIFY Financial Credit Union
e-Savings

F

Way Too Complex!

$5

min deposit to earn APY

0.03%

on UNIFY Financial Credit Union’s secure website

NCUA Insured

$3

over 12 months

Membership Share Savings from Consumers Credit Union (IL)
Membership Share Savings

A

Very Transparent

$0

min deposit to earn APY

0.03%

on Consumers Credit Union (IL)’s secure website

NCUA Insured

$2

over 12 months

Platinum Plus Savings from Citizens Bank (RI)
Platinum Plus Savings

A

Very Transparent

$0

min deposit to earn APY

0.02%

on Citizens Bank (RI)’s secure website

Member FDIC

$1

over 12 months

Regular Savings Account from BCU
Regular Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.01%

on BCU’s secure website

NCUA Insured

$1

over 12 months

Regular Share Account from Nassau Financial Federal Credit Union
Regular Share Account

A

Very Transparent

$5

min deposit to earn APY

0.01%

on Nassau Financial Federal Credit Union’s secure website

NCUA Insured

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