Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best savings account for you.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 150 ACCOUNTS OFFERS

$397

over 12 months

SaveUp Savings w/ Automatic Deposit from Workers Credit Union
SaveUp Savings w/ Automatic Deposit

A

Very Transparent

$500

min deposit to earn APY

3.61%

on Workers Credit Union’s secure website

NCUA Insured

$110

over 12 months

Aspiration Plus Save Account from Aspiration
Aspiration Plus Save Account

A

Very Transparent

$0

min deposit to earn APY

1.00%

on Aspiration’s secure website

$88

over 12 months

High Rate - Quarterly from Communitywide Federal Credit Union
High Rate - Quarterly

A

Very Transparent

$1

min deposit to earn APY

0.80%

on Communitywide Federal Credit Union’s secure website

NCUA Insured

$72

over 12 months

Affirm Savings from Affirm
Affirm Savings

A

Very Transparent

$0

min deposit to earn APY

0.65%

on Affirm’s secure website

Member FDIC

$66

over 12 months

Monifi Save from Monifi
Monifi Save

A

Very Transparent

$0

min deposit to earn APY

0.60%

on Monifi’s secure website

FDIC Insured

$66

over 12 months

Funds - Monthly from Communitywide Federal Credit Union
Funds - Monthly

A

Very Transparent

$1

min deposit to earn APY

0.60%

on Communitywide Federal Credit Union’s secure website

NCUA Insured

$66

over 12 months

Personal Savings Account from Prime Alliance Bank
Personal Savings Account

A

Very Transparent

$1

min deposit to earn APY

0.60%

on Prime Alliance Bank’s secure website

Member FDIC

$61

over 12 months

High Yield Savings Account from Quontic Bank
High Yield Savings Account

B

A little complex

$0

min deposit to earn APY

0.55%

on Quontic Bank’s secure website

Member FDIC

$61

over 12 months

High-Yield Savings Account from Comenity Direct
High-Yield Savings Account

B

A little complex

$100

min deposit to earn APY

0.55%

on Comenity Direct’s secure website

Member FDIC

$56

over 12 months

High Yield Money Market from Ponce Bank
High Yield Money Market

A

Very Transparent

$0

min deposit to earn APY

0.51%

on Ponce Bank’s secure website

Member FDIC

$55

over 12 months

Online Savings Account - New Money Only from First Foundation Bank
Online Savings Account - New Money Only

C

Lots of fine print

$0.01

min deposit to earn APY

0.50%

on First Foundation Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings from TAB Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

0.50%

on TAB Bank’s secure website

Member FDIC

$44

over 12 months

360 Performance Savings from Capital One
360 Performance Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

on Capital One’s secure website

Member FDIC

$44

over 12 months

High-Yield Savings from BrioDirect
High-Yield Savings

B

A little complex

$25

min deposit to earn APY

0.40%

on BrioDirect’s secure website

FDIC Insured

$44

over 12 months

Helium Savings from Elements Financial
Helium Savings

B

A little complex

$2,500

min deposit to earn APY

0.40%

on Elements Financial’s secure website

NCUA Insured

$28

over 12 months

Digital Savings from Customers Bank
Digital Savings

C

Lots of fine print

$5,000

min deposit to earn APY

0.25%

on Customers Bank’s secure website

Member FDIC

$28

over 12 months

High-Yield Savings Account from Customers Bank
High-Yield Savings Account

C

Lots of fine print

$25,000

min deposit to earn APY

0.25%

on Customers Bank’s secure website

Member FDIC

$22

over 12 months

My Savings from Nationwide by Axos Bank
My Savings

B

A little complex

$0

min deposit to earn APY

0.20%

on Nationwide by Axos Bank’s secure website

Member FDIC

$22

over 12 months

My Savings w/o Checking from Nationwide by Axos Bank
My Savings w/o Checking

B

A little complex

$0

min deposit to earn APY

0.20%

on Nationwide by Axos Bank’s secure website

Member FDIC

$22

over 12 months

UFB High Yield Savings from UFB Direct
UFB High Yield Savings

A

Very Transparent

$10,000

min deposit to earn APY

0.20%

on UFB Direct’s secure website

Member FDIC

$11

over 12 months

Betterment Everyday Cash Reserve from Betterment
Betterment Everyday Cash Reserve

B

A little complex

$0

min deposit to earn APY

0.10%

on Betterment’s secure website

FDIC Insured

$11

over 12 months

Cash Account from Wealthfront
Cash Account

A

Very Transparent

$1

min deposit to earn APY

0.10%

on Wealthfront’s secure website

FDIC Insured

$6

over 12 months

Membership Savings from People's Trust Federal Credit Union
Membership Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

on People's Trust Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Regular Share from Southeast Financial Credit Union
Regular Share

A

Very Transparent

$0.01

min deposit to earn APY

0.05%

on Southeast Financial Credit Union’s secure website

NCUA Insured

$2

over 12 months

Primary Savings from South Division Credit Union
Primary Savings

A

Very Transparent

$50

min deposit to earn APY

0.02%

on South Division Credit Union’s secure website

NCUA Insured

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