Secured Credit Cards

Secured credit cards can be a valuable tool to build (or rebuild) your credit history. The cards you see here report your repayment history to the credit bureaus, so if you pay on time and follow other terms & conditions your credit score could improve over time. Our goal is to help you find a secured credit card with the lowest cost and fewest traps. Some of the offers below are from our partners.

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SHOWING 176 CARD OFFERS

Secured Visa Card from Workers' CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Finex CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from St.Mary's CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Freedom CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Gulf Coast Community FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Harborstone CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Heritage Community CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Merrimack Valley FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Oklahoma Central CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from St.Jean's CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Taunton FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Telhio CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from United One CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Radius Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

22.74%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 22.74% Variable APR if balance not paid in full
  • 3% BT Fee

Overview

Secured Card from First Midwest Bank

C?

Lots of fine print

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 3% foreign exchange fee
  • 23.24 - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Secured Card from Essex Bank

C?

Lots of fine print

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 3% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa Card from Liberty Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Berkshire Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Astera CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Bangor Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Bank of New Hampshire

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Banterra Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Bar Harbor Bank & Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Bell State Bank & Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Belmont Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from BlackRidge Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Bremer Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Broadway National Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Busey Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Byline Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Capital City Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Central Pacific Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Century Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Clarkston State Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Cloverbelt CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Coastway Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Columbia Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Columbia Greene FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Comerica Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Community Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Consumers National Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Cornerstone Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from County Schools FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Cross Valley FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Eastern Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Englewood Bank & Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Exchange Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from ExtraCo Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from First Farmers Bank and trust Company

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from First Flight FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from First Source Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Fitzsimons CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Flagstar Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Florida Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Flushing Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Frandsen Bank & Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Fulton Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Green Belt Bank & Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Greenleaf Wayside Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Guardian Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

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