Secured Credit Cards

Secured credit cards can be a valuable tool to build (or rebuild) your credit history. The cards you see here report your repayment history to the credit bureaus, so if you pay on time and follow other terms & conditions your credit score could improve over time. Our goal is to help you find a secured credit card with the lowest cost and fewest traps. Some of the offers below are from our partners.

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SHOWING 147 CARD OFFERS

Secured Visa® Card from Tompkins Vist Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Towne Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Triumph Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from TruStar FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from UMPQUA Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Union Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from United Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Webster Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

20.99%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 20.99% - 20.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Radius Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

22.74%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 22.74% Variable APR if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NBT Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NodwayVally Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from North Shore Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Northrim Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Columbia Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

Overview

Secured Visa Card from Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Secured Visa Card from Glens Falls National Bank and Trust Company

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Secured Visa Card from Old National Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 3% foreign exchange fee
  • 24.24% - 24.24% interest rate if balance not paid in full
  • 5% BT Fee

Overview

Secured Visa Card from The Canandaigua National Bank and Trust Company

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Secured Visa Credit Card from American Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Visa Secured Card from Glacier Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Visa® Secured Card from Cadence Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

24.24%

Variable APR

Key Terms

Overview

Merrick Bank Secured Visa® Card

F?

Way Too Complex!

$200

Minimum Deposit

$36

Annual Fee

17.45%

Variable APR

Key Terms

Overview

UNITY Visa® Secured Credit Card from OneUnited

C?

Lots of fine print

$250

Minimum Deposit

$39

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $39
  • Annual fee for ongoing years $39
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Applied Bank® Secured Visa® Gold Preferred® Credit Card

B?

A little complex

$200

Minimum Deposit

$48

Annual Fee

9.99%

Fixed APR

Key Terms

  • Annual Fee
  • Foreign Transaction Fee: 
  •  APR if balance not paid in full

Overview

Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

F?

Way Too Complex!

$200

Minimum Deposit

$49

Annual Fee

12.99%

Variable APR

Key Terms

  • Annual Fee - $49
  • Foreign Transaction Fee - 3% of the transaction amount
  • Regular (GoTo) APR - 12.99% (Variable)
  • Balance Transfer Fee - N/A

Overview

  • Enjoy 0% APR on Purchases for Six Months!
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

Commerce Bank Secured Visa Credit Card

C?

Lots of fine print

$400

Minimum Deposit

$49

Annual Fee

18.24%

Variable APR

Key Terms

Overview

Secured Visa Platinum from Alaska USA FCU

C?

Lots of fine print

$500

Minimum Deposit

$50

Annual Fee

14.50%

Variable APR

Key Terms

Overview

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