Secured Credit Cards

Secured credit cards can be a valuable tool to build (or rebuild) your credit history. The cards you see here report your repayment history to the credit bureaus, so if you pay on time and follow other terms & conditions your credit score could improve over time. Our goal is to help you find a secured credit card with the lowest cost and fewest traps. Some of the offers below are from our partners.

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SHOWING 175 CARD OFFERS

Secured Visa® Card from Hilltop National bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from HomeStreet Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Independent Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Lafayette Ambassador Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Lakeland Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Macatawa Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Marblehead Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Marquette Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Mechanics Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Meriwest CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Middlesex Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Navigant CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NBT Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NodwayVally Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from North Shore Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Northrim Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Old Second National Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Park State Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Pawtucket CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Peoples FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Philadelphia FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Pinnacle FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Prairie State Bank and Trust

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Reliance Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Riverview Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Rock Valley CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Security First Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from South State Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Star Financial Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from State Bank and Trust Company

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tennessee Valley CU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Territorial Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Bank of Edwardsville

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Bank of Maine

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Home Savings and Loan Company of Youngstown

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Park national Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Union Bank Co.

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tioga State Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tompkins Vist Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Towne Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Triumph Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from TruStar FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from UMPQUA Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Union Savings Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from United Community Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Washington FCU

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Webster Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Secured Card from Cadence Bank

F?

Way Too Complex!

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Merrick Bank Secured Visa® Card

F?

Way Too Complex!

$200

Minimum Deposit

$36

Annual Fee

19.70%

Variable APR

Key Terms

  • Annual fee for first year $36
  • Annual fee for ongoing years $36
  • 2% foreign exchange fee
  • 19.70% - 19.70% interest rate if balance not paid in full

Overview

UNITY Visa® Secured Credit Card from OneUnited

C?

Lots of fine print

$250

Minimum Deposit

$39

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $39
  • Annual fee for ongoing years $39
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Applied Bank® Secured Visa® Gold Preferred® Credit Card

B?

A little complex

$200

Minimum Deposit

$48

Annual Fee

9.99%

Fixed APR

Key Terms

  • Annual Fee $48
  • 3% foreign transaction fee
  • 9.99% fixed interest rate if balance not paid in full
  • 0% BT Fee

Overview

Commerce Bank Secured Visa Credit Card

C?

Lots of fine print

$400

Minimum Deposit

$49

Annual Fee

20.49%

Variable APR

Key Terms

  • Annual fee for first year $49
  • Annual fee for ongoing years $49
  • 1% foreign exchange fee
  • 20.49% - 20.49% interest rate if balance not paid in full
  • 0% BT Fee

Overview

First PREMIER® Bank Secured Credit Card

F?

Way Too Complex!

$200

Minimum Deposit

$50

Annual Fee

19.9%

Variable APR

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 3% foreign exchange fee
  • 19.9% - 19.9% interest rate if balance not paid in full

Overview

MasterCard Secured Credit Card from Republic Bank

C?

Lots of fine print

$250

Minimum Deposit

$50

Annual Fee

18.70%

Variable APR

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 3% foreign exchange fee
  • 18.70% - 18.70% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa Platinum from Alaska USA FCU

B?

A little complex

$500

Minimum Deposit

$50

Annual Fee

14.50%

Variable APR

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 0% foreign exchange fee
  • 14.50% - 14.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

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