Secured Credit Cards

Secured credit cards can be a valuable tool to build (or rebuild) your credit history. The cards you see here report your repayment history to the credit bureaus, so if you pay on time and follow other terms & conditions your credit score could improve over time. Our goal is to help you find a secured credit card with the lowest cost and fewest traps. Some of the offers below are from our partners.

Learn More

General Disclaimer: The content on this page may not be provided by any financial institution and may not have been reviewed, approved or otherwise endorsed by any of these entities. See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information; however, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review the information on the credit card terms page. This site may be compensated through a credit card partnership.

Advertiser Disclosure

SHOWING 174 CARD OFFERS

Secured Visa® Card from HomeStreet Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Independent Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Lafayette Ambassador Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Lakeland Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Macatawa Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Marblehead Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Marquette Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Mechanics Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Meriwest CU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Middlesex Savings Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Navigant CU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NBT Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from NodwayVally Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from North Shore Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Northrim Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Old Second National Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Park State Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Pawtucket CU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Peoples FCU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Philadelphia FCU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Pinnacle FCU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Prairie State Bank and Trust

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Reliance Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Riverview Community Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Rock Valley CU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Security First Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from South State Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Star Financial Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from State Bank and Trust Company

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tennessee Valley CU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Territorial Savings Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Bank of Edwardsville

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Bank of Maine

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Home Savings and Loan Company of Youngstown

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Park national Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from The Union Bank Co.

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tioga State Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Tompkins Vist Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Towne Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Triumph Community Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from TruStar FCU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from UMPQUA Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Union Savings Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from United Community Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Washington FCU

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa® Card from Webster Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Visa® Secured Card from Cadence Bank

A?

Transparent

$300

Minimum Deposit

$35

Annual Fee

23.24%

Variable APR

Key Terms

  • Annual fee for first year $35
  • Annual fee for ongoing years $35
  • 2% foreign exchange fee
  • 23.24% - 23.24% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Merrick Bank Secured Visa® Card

F?

Way Too Complex!

$200

Minimum Deposit

$36

Annual Fee

19.70%

Variable APR

Key Terms

  • Annual fee for first year $36
  • Annual fee for ongoing years $36
  • 2% foreign exchange fee
  • 19.70% - 19.70% interest rate if balance not paid in full

Overview

UNITY Visa® Secured Credit Card from OneUnited

C?

Lots of fine print

$250

Minimum Deposit

$39

Annual Fee

17.99%

Variable APR

Key Terms

  • Annual fee for first year $39
  • Annual fee for ongoing years $39
  • 2% foreign exchange fee
  • 17.99% - 17.99% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Applied Bank® Secured Visa® Gold Preferred® Credit Card

B?

A little complex

$200

Minimum Deposit

$48

Annual Fee

9.99%

Fixed APR

Key Terms

  • Annual Fee
  • Foreign Transaction Fee: 
  •  APR if balance not paid in full

Overview

Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

F?

Way Too Complex!

$200

Minimum Deposit

$49

Annual Fee

12.99%

Variable APR

Key Terms

  • Annual Fee - $49
  • Foreign Transaction Fee - 3% of the transaction amount
  • Regular (GoTo) APR - 12.99% (Variable)
  • Balance Transfer Fee - N/A

Overview

  • Enjoy 0% APR on Purchases for Six Months!
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

Commerce Bank Secured Visa Credit Card

C?

Lots of fine print

$400

Minimum Deposit

$49

Annual Fee

20.49%

Variable APR

Key Terms

  • Annual fee for first year $49
  • Annual fee for ongoing years $49
  • 1% foreign exchange fee
  • 20.49% - 20.49% interest rate if balance not paid in full
  • 0% BT Fee

Overview

MasterCard Secured Credit Card from Republic Bank

A?

Transparent

$250

Minimum Deposit

$50

Annual Fee

18.70%

Variable APR

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 3% foreign exchange fee
  • 18.70% - 18.70% interest rate if balance not paid in full
  • 3% BT Fee

Overview

Secured Visa Platinum from Alaska USA FCU

A?

Transparent

$500

Minimum Deposit

$50

Annual Fee

14.50%

Variable APR

Key Terms

  • Annual fee for first year $50
  • Annual fee for ongoing years $50
  • 0% foreign exchange fee
  • 14.50% - 14.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Go To Top

Do you have a question?