Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 330 CARD OFFERS

 
Annual Fee
Introductory Offer
TruWest Visa Platinum Card

C

Lots of fine print

5.95% - 19.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Platinum Card from Navy Federal Credit Union

C

Lots of fine print

5.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Trustmark Bank

B

A little complex

6.15% - 11.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Preferred VISA Platinum Credit Card By Whitney Bank

A

Very Transparent

6.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Balance Transfer

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

WSECU Low Rate Visa Credit Card

C

Lots of fine print

6.25% - 17.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Money One FCU

C

Lots of fine print

6.75% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

BECU Visa<sup>®</sup> Credit Card from Boeing Employees CU

C

Lots of fine print

6.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Odyssey™ Rewards World Elite MasterCard<sup>®</sup> from First Tech FCU

C

Lots of fine print

6.99% - 18.00%

Variable APR

$0 / $75

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum® Card from Collins Community CU

B

A little complex

6.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Langley Platinum Select Visa

B

A little complex

7.00% - 15.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa ® Traditional Credit Card from Redstone FCU

B

A little complex

7.00% - 10.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Visions FCU

B

A little complex

7.25% - 14.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

PenFed Gold Visa<sup>®</sup> Card

C

Lots of fine print

7.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum from Suffolk FCU

B

A little complex

7.49% - 13.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Premier Rate MasterCard from RB FCU

B

A little complex

7.70% - 16.70%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

U First Visa<sup>®</sup> credit card

B

A little complex

7.74% - 17.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

TruWest Platinum Points Visa Rewards Credit Card

B

A little complex

7.90% - 14.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

TruWest Visa<sup>®</sup> Signature Card

B

A little complex

7.90% - 8.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Credit Card from Park View FCU

B

A little complex

7.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Ent FCU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Chevron FCU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Harborstone CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Buc‑ee's Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Classic MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from nih FCU

B

A little complex

7.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

First Citizens Smart Option Visa<sup>®</sup> Card

C

Lots of fine print

7.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards MasterCard<sup>®</sup> from First Tech FCU

C

Lots of fine print

7.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Reward card from Collins Community CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Credit Card from Redstone FCU

B

A little complex

8.00% - 11.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Mastercard<sup>®</sup> from Aspire FCU

B

A little complex

8.15% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Elevations Visa Credit Card

B

A little complex

8.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

0% Intro rate for 13 mo. Purchase Offer

Key Terms

Overview

Choice Rewards World MasterCard<sup>®</sup> from First Tech FCU

B

A little complex

8.25% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Elite Card from Visions FCU

A

Very Transparent

8.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Union Bank® Platinum™ Visa® Credit Card

C

Lots of fine print

8.49% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

 Simply Visa<sup>®</sup> Card from Baxter CU

B

A little complex

8.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Inspire MasterCard<sup>®</sup> from Schoolsfirst FCU

B

A little complex

8.50% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Mastercard® Platinum from Cathay Bank

B

A little complex

8.99% - 16.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from Vystar CU

B

A little complex

9.10% - 13.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

9.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Credit Card from University Of Wisconsin CU

B

A little complex

9.50% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

Visa Signature Cash Back Card from Vystar CU

A

Very Transparent

9.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Signature Rewards Card By Vystar CU

A

Very Transparent

9.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Onyx Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

9.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Card from Velocity Community FCU

B

A little complex

9.50% - 16.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Credit Card from Dade County FCU

B

A little complex

9.65% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum from Summit CU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from Michigan State FCU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Standard Card from St. Mary's Bank

B

A little complex

9.95% - 14.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Visa® Platinum Card from AurGroup Financial CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Beacon CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Central Coast FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Dane County CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Desert Financial Credit Union

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Finex CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Freedom CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Gulf Coast Community FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card By Heritage Community CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Merrimack Valley FCU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from St. Jean's CU

B

A little complex

9.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

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