Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 646 CARD OFFERS

 
Annual Fee
Introductory Offer
TruWest Visa Platinum Card

C

Lots of fine print

7.45% - 21.45%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Platinum Card from Navy Federal Credit Union

C

Lots of fine print

7.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Trustmark Bank

B

A little complex

7.65% - 12.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Credit Card from Park View FCU

B

A little complex

7.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Titanium Signature Rewards Card from Andrews Federal CU

A

Very Transparent

7.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Buc‑ee's Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Classic MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

7.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

PenFed Gold Visa<sup>®</sup> Card

B

A little complex

8.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

BECU Visa<sup>®</sup> Credit Card from Boeing Employees CU

C

Lots of fine print

8.40% - 19.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Premier Privileges Rewards MasterCard<sup>®</sup> from Premier America CU

B

A little complex

8.45% - 17.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa ® Traditional Credit Card from Redstone FCU

B

A little complex

8.50% - 12.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Money One FCU

B

A little complex

8.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Visions FCU

B

A little complex

8.50% - 15.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

  • No Annual Fee
  • 1% foreign exchange fee
  • 8.50% - 15.50% interest rate if balance not paid in full
  • 0% BT Fee

Overview

Visa Platinum® Card from Collins Community CU

C

Lots of fine print

8.99% - 19.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard<sup>®</sup> Platinum from Suffolk FCU

B

A little complex

9.24% - 15.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

U First Visa<sup>®</sup> credit card

B

A little complex

9.24% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

TruWest Platinum Points Visa Rewards Credit Card

B

A little complex

9.40% - 16.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

TruWest Visa<sup>®</sup> Signature Card

B

A little complex

9.40% - 10.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Platinum Premier Rate MasterCard from RB FCU

B

A little complex

9.45% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Onyx Platinum MasterCard<sup>®</sup> from Texas Dow Employees CU

B

A little complex

9.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Credit Card from Redstone FCU

B

A little complex

9.75% - 13.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Mastercard<sup>®</sup> from Aspire FCU

B

A little complex

9.90% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Visa Card from Michigan State FCU

B

A little complex

9.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from nih FCU

B

A little complex

9.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Mobility CU

B

A little complex

9.99% - 15.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Reward card from Collins Community CU

C

Lots of fine print

9.99% - 20.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum from University Of Wisconsin CU

B

A little complex

10.00% - 17.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Credit Card from Dade County FCU

B

A little complex

10.15% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Harborstone CU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

First Citizens Smart Option Visa<sup>®</sup> Card

C

Lots of fine print

10.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Rewards Card from Trumark Financial CU

B

A little complex

10.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Ent FCU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Chevron FCU

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

The Logix Platinum MasterCard

B

A little complex

10.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

ETFCU's Platinum Rewards Credit Card

B

A little complex

10.25% - 17.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Allegacy FCU

B

A little complex

10.40% - 15.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MasterCard ScoreCard Rewards Card from Republic Bank

B

A little complex

10.45% - 17.45%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Union Bank Visa<sup>®</sup> Credit Card

C

Lots of fine print

10.49% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

 Visa Card from Elevations CU

B

A little complex

10.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Card from Velocity Community FCU

B

A little complex

10.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Affinity Premium Visa Credit Card

B

A little complex

10.60% - 16.60%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Credit Card from DFCU Financial

B

A little complex

10.65% - 17.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

10.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum  MasterCard from University Of Iowa Community CU

B

A little complex

10.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cathay Bank Platinum Edition® VISA® Card

B

A little complex

10.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

NICE<sup>®</sup> Platinum Visa<sup>®</sup> Credit Card from Oregon Community CU

B

A little complex

10.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Edition® Card from Investors Bank

B

A little complex

10.99% - 18.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Elements Financial Platinum Visa<sup>®</sup> Credit Card

A

Very Transparent

10.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from Midflorida CU

B

A little complex

10.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Card from SCE FCU

B

A little complex

11.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Standard Card from St. Mary's Bank

B

A little complex

11.20% - 16.20%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Platinum Edition<sup>®</sup> Card from Glacier Bank

B

A little complex

11.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

M&T Visa Credit Card

B

A little complex

11.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MidFirst Bank Platinum Credit Card

B

A little complex

11.24% - 19.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Alliant CU

C

Lots of fine print

11.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum with Rewards from University Of Wisconsin CU

B

A little complex

11.35% - 18.35%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Card from Legacy Texas Financial

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa Card from Fidelity Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa<sup>®</sup> Card from First National Bank

B

A little complex

11.49% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

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