If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Cards are ranked by "All-In APR," with is the actual interest rate you would pay over 2 years. Use these cards to keep your cost of borrowing low.Learn More
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Never use a credit card at an ATM.
Cash advances on credit cards are incredibly expensive.
Always pay on time.
Set up a recurring payment. Late payment can result in loss of the offer and hurt your credit score.
Don’t use your cash back card for a balance transfer. Get a balance transfer card.
If you spend And balance transfer on the same card, than interest on your spend accrues immediately.
Set up fraud alerts .
Receive an email or text alert for transactions to protect against fraud.