Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 678 CARD OFFERS

 
Annual Fee
Introductory Offer
Cash Rewards American Express® Card from United One CU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Finex CU

B

A little complex

14.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Capital One® VentureOne® Rewards Credit Card

B

A little complex

14.24% - 24.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 14.24% - 24.24% (Variable) interest rate if balance not paid in full
  • BT Fee: $0

Overview

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Stand Up To Cancer<sup>®</sup> credit card from Fifth Third Bank

C

Lots of fine print

14.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Key2More Rewards<sup>®</sup> Credit Card

B

A little complex

14.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

MasterCard Personal Cash Rewards Card from Republic Bank

B

A little complex

14.70% - 21.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

PNC CashBuilder<sup>®</sup> Visa<sup>®</sup> Card

B

A little complex

14.74% - 23.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Card from Alliant CU

B

A little complex

14.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Citizens Bank Clear Value<sup>®</sup> MasterCard<sup>®</sup>

B

A little complex

14.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

MidFirst Bank Rewards Credit Card

B

A little complex

14.99% - 20.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Fred Meyer Rewards® Visa® Card from US Bank

B

A little complex

14.99% - 24.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

ABOC Platinum Rewards Mastercard® Credit Card

B

A little complex

15.15% - 25.15%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

  • Annual Fee - $0
  • Regular (GoTo) APR - 15.15% - 25.15% Variable APR

Overview

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

Visa<sup>®</sup> Platinum Rewards Card from St. Mary's Bank

B

A little complex

15.20% - 20.20%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Edward Jones World MasterCard<sup>®</sup>

A

Very Transparent

15.24%

Fixed APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Ally CashBack Credit Card

B

A little complex

15.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

First Tennessee Platinum Premier Visa

B

A little complex

15.25% - 20.25%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Union Bank Rewards Visa<sup>®</sup> Credit Card

B

A little complex

15.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Polaris<sup>®</sup> Visa<sup>®</sup> Credit Card from US Bank

B

A little complex

15.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

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