Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 646 CARD OFFERS

 
Annual Fee
Introductory Offer
 Visa Rewards Card from Elevations CU

B

A little complex

11.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> MasterCard<sup>®</sup> with Rewards from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa Signature<sup>®</sup> from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa<sup>®</sup> with Rewards from Commerce Bank

B

A little complex

11.49% - 21.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Huntington Voice Credit Card-Lower Rates

C

Lots of fine print

11.49% - 25.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards Visa Card from Landmark CU

B

A little complex

11.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature Credit Card from Purdue FCU

B

A little complex

11.50% - 17.50%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

VISA  Platinum Rewards Card from Velocity Community FCU

B

A little complex

11.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum CashBack Rewards MasterCard from RB FCU

B

A little complex

11.65% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Card from Andigo

B

A little complex

11.65% - 20.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

PNC Core<sup>®</sup> Visa<sup>®</sup> Credit Card

B

A little complex

11.74% - 21.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Cash Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

PenFed Platinum Rewards Visa Signature<sup>®</sup> Card

B

A little complex

11.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

PenFed Power Cash Rewards Visa Signature<sup>®</sup> Card

B

A little complex

11.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards Visa<sup>®</sup> Card from Fairwinds CU

B

A little complex

11.74% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

KeyBank Latitude<sup>®</sup> Credit Card

B

A little complex

11.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Oklahoma Central CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Choice Rewards World MasterCard<sup>®</sup> from First Tech FCU

B

A little complex

11.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Duck Card<sup>®</sup> from Oregon Community CU

B

A little complex

11.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

NICE PERKS<sup>®</sup> Platinum Visa<sup>®</sup> from Oregon Community CU

B

A little complex

11.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

OSU Beaver Card Platinum Visa<sup>®</sup> from Oregon Community CU

B

A little complex

11.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards MasterCard<sup>®</sup> from First Tech FCU

B

A little complex

11.99% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from A+ Federal Credit Union

C

Lots of fine print

11.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards from SCE FCU

B

A little complex

12.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Beacon CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Central Coast FCU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Dane County CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Desert Financial Credit Union

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Finex CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Freedom CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Gulf Coast Community FCU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card By Heritage Community CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from IBC Bank

B

A little complex

12.24% - 22.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Merrimack Valley FCU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from St. Jean's CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from St. Mary's CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Taunton FCU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Telhio CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from United One CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from US Employees CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Signature Cash Rewards from nih FCU

B

A little complex

12.24% - 17.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Cash Back Visa Signature from Trumark Financial CU

B

A little complex

12.24% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 9 mo. Balance Transfer

0% Intro rate for 9 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Cash Back Card from Andigo

B

A little complex

12.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Preferred Rewards from APG FCU

B

A little complex

12.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: Up to 1% of transaction amount
  • 12.49% - 17.99% Variable Variable APR if balance not paid in full
  • BT Fee: 3% of the amount of each balance transfer

Overview

M&T Rewards Credit Card

B

A little complex

12.49% - 19.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

First Citizens Rewards Visa<sup>®</sup> Card

C

Lots of fine print

12.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum with Cash Rewards from University Of Wisconsin CU

B

A little complex

12.60% - 19.60%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

BBVA Compass  ClearPoints Credit Card

C

Lots of fine print

12.74% - 30.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 13 mo. Balance Transfer

0% Intro rate for 13 mo. Purchase Offer

Key Terms

Overview

PenFed Pathfinder Rewards American Express® Card

B

A little complex

12.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Colorado Rewards Credit Card from Bellco CU

B

A little complex

12.75% - 21.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Platinum Rewards MasterCard from University Of Iowa Community CU

B

A little complex

12.90% - 19.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

World MasterCard from University Of Iowa Community CU

B

A little complex

12.90% - 19.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Green Belt Bank & Trust

C

Lots of fine print

12.90% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

BB&T Bright Card

B

A little complex

12.99% - 21.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: 3%
  • 12.99% - 21.99% Variable interest rate if balance not paid in full
  • BT Fee: 3% of each advance ($10 minimum)

Overview

  • With BB&T's lowest annual percentage rate (APR), the BB&T Bright Credit Card makes it simple to save money by paying less interest.
  • 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 15 months. After that, your APR will be between 13.24% and 22.24% variable.
  • No annual fee
  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance

The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Odyssey™ Rewards World Elite MasterCard<sup>®</sup> from First Tech FCU

B

A little complex

12.99% - 18.00%

Variable APR

$0 / $75

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Cash Rewards American Express® Card from Central Coast FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Desert Financial Credit Union

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Freedom CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Gulf Coast Community FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

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