Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 330 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa Signature® Real Rewards Card By Heritage Community CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Merrimack Valley FCU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from St. Mary's CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from United One CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from US Employees CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from St. Jean's CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Taunton FCU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Telhio CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Business Real Rewards Card from Dane County CU

B

A little complex

11.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum with Rewards from University Of Wisconsin CU

B

A little complex

12.10% - 19.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa<sup>®</sup> Card from First National Bank of Omaha

B

A little complex

12.24% - 20.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Special Connections<sup>®</sup> MasterCard<sup>®</sup> from Commerce Bank

C

Lots of fine print

12.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa Signature<sup>®</sup> from Commerce Bank

C

Lots of fine print

12.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Special Connections<sup>®</sup> Visa<sup>®</sup> from Commerce Bank

C

Lots of fine print

12.24% - 25.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Cash Back Visa<sup>®</sup> Card from Landmark CU

B

A little complex

12.24% - 18.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Cash Back Card from Andigo

B

A little complex

12.24% - 21.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Preferred Rewards from APG FCU

B

A little complex

12.49% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: Up to 1% of transaction amount
  • 12.49% - 17.99% Variable Variable APR if balance not paid in full
  • BT Fee: 3% of the amount of each balance transfer

Overview

Visa<sup>®</sup> Signature Cash Rewards from nih FCU

B

A little complex

12.49% - 17.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Cash Rewards from BrightStar CU

B

A little complex

12.49% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Langley Signature Cash Back Visa

B

A little complex

12.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Platinum Rewards from SCE FCU

B

A little complex

12.50% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

BB&T Bright Card

B

A little complex

12.74% - 21.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • Foreign Exchange Fee: 3%
  • 12.74% - 21.74% Variable interest rate if balance not paid in full
  • BT Fee: 3% of each advance ($10 minimum)

Overview

  • With BB&T's lowest annual percentage rate (APR), the BB&T Bright Credit Card makes it simple to save money by paying less interest.
  • 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 15 months. After that, your APR will be between 12.74% and 21.74% variable.
  • No annual fee
  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance

The Provident Signature Cash Back Visa Credit Card from Provident CU (CA)

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

Overview

Regions Prestige Visa® Signature Credit Card

B

A little complex

12.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Rewards Credit Card from Whitney Bank

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Balance Transfer

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Central Coast FCU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Premier Rewards Visa from Idaho Central CU

B

A little complex

12.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

First Horizon Bank Visa Signature®

B

A little complex

13.00% - 18.00%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Signature Rewards Credit Card from Allegacy FCU

B

A little complex

13.40% - 15.40%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Flushing Bank

B

A little complex

13.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Franklin Mint FCU

B

A little complex

13.49% - 23.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 20 mo. Balance Transfer

0% Intro rate for 20 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Consumers National Bank

B

A little complex

13.49% - 22.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

BMO Harris Bank Platinum MasterCard®

B

A little complex

13.49% - 20.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards Credit Card from SunTrust Bank

B

A little complex

13.49% - 23.49%

Variable APR

$0 / $89

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Opus Bank

B

A little complex

13.49% - 22.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Radius Bank

B

A little complex

13.49% - 22.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa® Signature Cashback Card from Community America CU

B

A little complex

13.49% - 15.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Consumers National Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards Card from Andigo

B

A little complex

13.65% - 22.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

People's United Bank Mastercard® Platinum Card

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup>  Platinum Card from Amplify CU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Peoples FCU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Philadelphia FCU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Pine Country Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

PenFed Platinum Rewards Visa Signature<sup>®</sup> Card

B

A little complex

13.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

First Horizon Bank Platinum Premier Visa card

B

A little complex

13.75% - 18.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

First Horizon Bank Visa Classic

B

A little complex

13.75% - 18.75%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Cash Back Platinum Plus Visa Credit Card from Michigan State FCU

B

A little complex

13.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

Platinum Rewards MasterCard from GreenState Credit Union

B

A little complex

13.90% - 20.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

World MasterCard from GreenState Credit Union

B

A little complex

13.90% - 20.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Rewards Card from St. Mary's Bank

B

A little complex

13.95% - 18.95%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Platinum Edition<sup>®</sup> Visa<sup>®</sup> Card from Astoria Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from North Shore Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Connexus CU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Northrim Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Parda FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Pawtucket CU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Premium Visa Signature Credit Card

A

Very Transparent

13.99%

Variable APR

$125 / $125

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

MidFirst Bank Rewards Credit Card

B

A little complex

13.99% - 19.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

Regions Cash Rewards Visa® Signature Credit Card

B

A little complex

13.99% - 23.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

0% Intro rate for 12 mo. Purchase Offer

Key Terms

Overview

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